I'll preference this by saying I am not a measurer or a us sailing judge and like all things posted on the internet you need to verify but in this case you might want to check with the race committee.
Stability indexes intrigue me so I looked up the race. Looks like a cool race. In the safety regulations there are two relevant passages 2.2.2 and 2.2.3. They say almost the exact thing and it looks like one is for a isaf category 2 race and the other for a isaf category 3 race, is there a inshore and off shore course?
On the us sailing website.
In the us sailing link in section 3.04.4 there is similar verbiage except the statements are eithers. So I think you need to meet one of the statements. If that is what the RC intends then a requirement might be ORC SI of 103 or 110. Again verify with the race committee at to their intent.
Looking at my ORR certificate I see a stability index of 110 for my J92. I believe the ORR number is the same as the ORC.
The race committee probably has the ORC stability list and can verify the J92 number
You mileage may vary and don't buy a boat based on some random guy's comments on the Internet
J