FAQ's:
Please add your questions to this list. If applicable, also mention who you're expecting the response from.
1. Why are we even considering other options besides Masjid Bilal when we already committed to it?
[Ateeq]: A few weeks ago some brothers noticed that the United Rentals property on Levy Rd. went on sale for $1.5M. Its similarity in size to the Masjid Bilal lot and the relatively cheap price prompted them to ask the question, "Could we move into this place to avoid renting our current facility which we are quickly outgrowing, while the construction of Masjid Bilal completes?" The idea found some support and hence a group of individuals decided to explore it further.
2. AR Riaz bhai: If we rent the current facility for one more year, do we still need to restore it?
[In Progress]
3. What is the remaining cost of the MB project if we continue building according to the initial plan?
[Br. Riaz]: Working with contractor to come up with the latest quotes; the contractor will present the different configurations and associated costs to us soon in person. Based on the current bids from the contractor, it will cost about 1.8M to build Full parking lot, Full foundation pad, All utilities (Water, sewer, SMUD, PGE) and associated plumbing, complete steel structure and playground. This is a fixed cost regardless of what we choose to do on the inside.
PHASE A:Then the T.I development for Musallah (5000 sq ft, downstairs) is $550,000 to make it total cost of $2.35M (1.8+0.55.). Can serve ISF needs of daily salat, Juma, Taraveeh, etc.
If we do T.I development for Musallah(5000 sq ft) and school (9000 sq ft, mostly upstairs) for a total of 14000 sqft, the total T.I cost will be $884,000.00 to make it total cost of $2.7M (1.8+0.88) Can serve both ISF and FCS needs. Note: The TI development cost for upstairs is almost half of downstairs.
PHASE B: The building can be expanded(T.I) In the future by another 14000 sqft (for things like kitchen, assembly halls, etc., separate ladies musallah, library, etc in the future at an average cost of $65/ sq ft ).
4. How long will the construction of MB take once we secure the loan?
1.5 years from the time we resume construction for Phase A. The most challenging part of construction such as grading, retaining walls, etc. is already done, Alhamdulillaah.
5. What amount are we seeking the loan for? And what amount do we expect to raise in the form of donations?
We have applied for a loan of $1.5M and raise the remainder in donations. Based on our past experience and duas it is reasonableto expect about $1M in donations within 1.5 to 2 years. We will also continue to raise funds to pay off our loan in couple of years Inshallah.
We have 2 kinds of debts on the MB project, at present:
a) Pending payments for the masonry wall contractor in the amount of $100K payable in the next 10 months.
b) Qardh hasanah (interest-free loans) by individuals in the community in the amount of $548K, with a flexible payment plan. These loans were incurred to avoid stop-and-start construction costs of the west retaining wall which would have been far greater. Who knows, once the construction starts and/or even before that these individuals may waive part of this. They have done that in the past!
7. In this exploration phase, we are merely investigating some of the possible options. But once this data-gathering is complete, we will eventually have to decide on the way forward. Which decision-making model do we want to follow when choosing between the different options? a) Voting between all members of the community, b) voting by community-appointed/agreed upon representatives, c) current ISF board, d) other?
In the past, all major decisions pertaining to ISF were arrived at by the ISF Board through mutual consultation and in the best interest of the community. Similarly, even in this case, the decision will be taken by the ISF Board Inshallah after informing the community of all aspects and getting their feedback.
Misc. Comments:
While we don't see a real alternative in sight, we should note the preference to not build our Masjid using a loan, even if it is "Shariah-compliant". The idea behind this preference is to avoid any gray areas and also to minimize liability to our community.
We realize that while the building is an important asset of our community, the activities that cater to and nourish our community are more important. We must therefore keep in mind when taking on any loans, that our programs and activities are not compromised as a result.
Few more questions :
1. What is the total cost of MB project?
Please correct the numbers if they are wrong.
Present figures shows that we have already spent $2.2M. (MASHAALLAH)
Phase 0 + Phase A + Phase B = $2.7M (IA)
Phase D = 14,000 x $65 = $1M
Minarets + Gumbus + What is left = ???
Approx total comes to $5.9M + ??
2. When we started the project we always estimated $4M as the total cost of the project. Does that mean that we add some buffer in the future costs as well?
Remember the figures in “1” were after the reduction in construction costs.
3. $1.59M which was received in donations for MB, what is the time period and how much of it was from matching ?
With reference to the PPT presentation which Br. Riaz gave us on Oct 12th, the donations were given over a period of 3-4 years, out of which 300K-400K came from matching. Remember matching is reduced to half.
Please also note that we have 2 more masajids which did not exist during the initial donations. We can argue it did not impact us but Allahu Alam.
IA we definitely make dua that people will donate more when they see a real building for future MB project.
4. Do we think the donations will impact the present operation costs of ISF + FCS ?
Presently we have 150-200K of operational expenses per year which are expected from our community through donations. Will this be impacted?
My intention is not to scare anyone. My opinion is we should be aware of these in making our future donations.
Hafeez
From:
isfm...@googlegroups.com [mailto:isfm...@googlegroups.com] On Behalf Of Ateeq
Ahmed
Sent: Wednesday, October 27, 2010 6:38 PM
To: isfm...@googlegroups.com
Subject: [isfmasjid:133] FAQ's as of today (10/27/10)
Here's the list of FAQ's and answers to some of them, which Br. Riaz has helped answer:
Again, if you have any questions, this is the preferred way to ask and get them answered. No guesswork, no spreading rumors, no wasting meeting time, etc.
I hope to post this online on the Google Docs page, after clean-up/refining.
- Ateeq
FAQ's:
Please add your questions to this list. If applicable, also mention who you're expecting the response from.
1. Why are we even considering other options besides Masjid Bilal when we already committed to it?
[Ateeq]: A few weeks ago some brothers noticed that the United Rentals property on Levy Rd. went on sale for $1.5M. Its similarity in size to the Masjid Bilal lot and the relatively cheap price prompted them to ask the question, "Could we move into this place to avoid renting our current facility which we are quickly outgrowing, while the construction of Masjid Bilal completes?" The idea found some support and hence a group of individuals decided to explore it further.
2. AR Riaz bhai: If we rent the current facility for one more year, do we still need to restore it?
[In Progress]
3. What is the remaining cost of the MB project if we continue building according to the initial plan?
[Br. Riaz]: Working with contractor to come up with the latest quotes; the contractor will present the different configurations and associated costs to us soon in person. Based on the current bids from the contractor, it will cost about 1.8M to build Full parking lot, Full foundation pad, All utilities (Water, sewer, SMUD, PGE) and associated plumbing, complete steel structure and playground. This is a fixed cost regardless of what we choose to do on the inside.
PHASE A:Then the T.I development for Musallah (5000 sq ft, downstairs) is $550,000 to make it total cost of $2.35M (1.8+0.55.). Can serve ISF needs of daily salat, Juma, Taraveeh, etc.
If we do T.I development for Musallah(5000 sq ft) and school (9000 sq ft, mostly upstairs) for a total of 14000 sqft, the total T.I cost will be $884,000.00 to make it total cost of $2.7M (1.8+0.88) Can serve both ISF and FCS needs. Note: The TI development cost for upstairs is almost half of downstairs.
PHASE B: The building can be expanded(T.I) In the future by another 14000 sqft (for things like kitchen, assembly halls, etc., separate ladies musallah, library, etc in the future at an average cost of $65/ sq ft ).
4. How long will the construction of MB take once we secure the loan?
1.5 years from the time we resume construction for Phase A. The most challenging part of construction such as grading, retaining walls, etc. is already done, Alhamdulillaah.
5. What amount are we seeking the loan for? And what amount do we expect to raise in the form of donations?
We have applied for a loan of $1.5M and raise the remainder in donations. Based on our past experience and duas it is reasonableto expect about $1M in donations within 1.5 to 2 years. We will also continue to raise funds to pay off our loan in couple of years Inshallah.
6. Do we have any outstanding debt on the Masjid Bilal project? If so, how much, to whom (bank, individuals, etc.) and when does it need to be paid by?
We have 2 kinds of debts on the MB project, at present:
a) Pending payments for the masonry wall contractor in the amount of $100K payable in the next 10 months.
b) Qardh hasanah (interest-free loans) by individuals in the community in the amount of $548K, with a flexible payment plan. These loans were incurred to avoid stop-and-start construction costs of the west retaining wall which would have been far greater. Who knows, once the construction starts and/or even before that these individuals may waive part of this. They have done that in the past!
7. In this exploration phase, we are merely investigating some of the possible options. But once this data-gathering is complete, we will eventually have to decide on the way forward. Which decision-making model do we want to follow when choosing between the different options? a) Voting between all members of the community, b) voting by community-appointed/agreed upon representatives, c) current ISF board, d) other?
In the past, all major decisions pertaining to ISF were arrived at by the ISF Board through mutual consultation and in the best interest of the community. Similarly, even in this case, the decision will be taken by the ISF Board Inshallah after informing the community of all aspects and getting their feedback.
8. An important factor in this process is also the "urgency" or "time-value" of the solution. How much longer can we afford to wait given the growing needs of the community? Do we have a backup plan if God-Forbid we lose one of our rental arrangements?
9. What is the Shari' ruling on selling the Masjid Bilal property if for some reason we choose to abandon the project?
10. What is our long-term plan for being debt-free?
11. What papers are submitted for loan and who are the sponsors?
12. What are terms and conditions from the sponsors?
13. Can the community have face to face meetings with the sponsors to understand their interest in the MB project?
14. How will the community take to pay off the debt? How long will it take? Please have answer backed by real historical data.
15. How much community have to pay (final payment including all fees) when ISF is done with the last payment?
16. Are there any concerns with the UR facility being close to the cement-fix factory? Noise pollution aspects.
Misc. Comments:
1. Adapted from comments by Br. Junaid and Br. Dia:
While we don't see a real alternative in sight, we should note the preference to not build our Masjid using a loan, even if it is "Shariah-compliant". The idea behind this preference is to avoid any gray areas and also to minimize liability to our community.
2. Adapted from comments by Br. Junaid:
We realize that while the building is an important asset of our community, the activities that cater to and nourish our community are more important. We must therefore keep in mind when taking on any loans, that our programs and activities are not compromised as a result.
--
You received this message because you are subscribed to the Google
Groups "isfmasjid" group.
This is not an official ISF group. Items posted here are the opinions of the
individual posting the email and not an ISF endorsement or announcement.
Assalamu Alaikum Br. Ateeq,
There have been requests to upload the presentation Riaz Bhai gave in the first of this series of meetings. Riaz bhai said yesterday he sent you that document. Can you please upload that?
JazakAllah
Faheem
From:
isfm...@googlegroups.com [mailto:isfm...@googlegroups.com] On Behalf Of Ateeq
Ahmed
Sent: Wednesday, October 27, 2010 6:38 PM
To: isfm...@googlegroups.com
Subject: [isfmasjid:133] FAQ's as of today (10/27/10)
Here's the list of FAQ's and answers to some of them, which Br. Riaz has helped answer:
Again, if you have any questions, this is the preferred way to ask and get them answered. No guesswork, no spreading rumors, no wasting meeting time, etc.
I hope to post this online on the Google Docs page, after clean-up/refining.
- Ateeq
FAQ's:
Please add your questions to this list. If applicable, also mention who you're expecting the response from.
1. Why are we even considering other options besides Masjid Bilal when we already committed to it?
[Ateeq]: A few weeks ago some brothers noticed that the United Rentals property on Levy Rd. went on sale for $1.5M. Its similarity in size to the Masjid Bilal lot and the relatively cheap price prompted them to ask the question, "Could we move into this place to avoid renting our current facility which we are quickly outgrowing, while the construction of Masjid Bilal completes?" The idea found some support and hence a group of individuals decided to explore it further.
2. AR Riaz bhai: If we rent the current facility for one more year, do we still need to restore it?
[In Progress]
3. What is the remaining cost of the MB project if we continue building according to the initial plan?
[Br. Riaz]: Working with contractor to come up with the latest quotes; the contractor will present the different configurations and associated costs to us soon in person. Based on the current bids from the contractor, it will cost about 1.8M to build Full parking lot, Full foundation pad, All utilities (Water, sewer, SMUD, PGE) and associated plumbing, complete steel structure and playground. This is a fixed cost regardless of what we choose to do on the inside.
PHASE A:Then the T.I development for Musallah (5000 sq ft, downstairs) is $550,000 to make it total cost of $2.35M (1.8+0.55.). Can serve ISF needs of daily salat, Juma, Taraveeh, etc.
If we do T.I development for Musallah(5000 sq ft) and school (9000 sq ft, mostly upstairs) for a total of 14000 sqft, the total T.I cost will be $884,000.00 to make it total cost of $2.7M (1.8+0.88) Can serve both ISF and FCS needs. Note: The TI development cost for upstairs is almost half of downstairs.
PHASE B: The building can be expanded(T.I) In the future by another 14000 sqft (for things like kitchen, assembly halls, etc., separate ladies musallah, library, etc in the future at an average cost of $65/ sq ft ).
4. How long will the construction of MB take once we secure the loan?
1.5 years from the time we resume construction for Phase A. The most challenging part of construction such as grading, retaining walls, etc. is already done, Alhamdulillaah.
5. What amount are we seeking the loan for? And what amount do we expect to raise in the form of donations?
We have applied for a loan of $1.5M and raise the remainder in donations. Based on our past experience and duas it is reasonableto expect about $1M in donations within 1.5 to 2 years. We will also continue to raise funds to pay off our loan in couple of years Inshallah.
6. Do we have any outstanding debt on the Masjid Bilal project? If so, how much, to whom (bank, individuals, etc.) and when does it need to be paid by?
We have 2 kinds of debts on the MB project, at present:
a) Pending payments for the masonry wall contractor in the amount of $100K payable in the next 10 months.
b) Qardh hasanah (interest-free loans) by individuals in the community in the amount of $548K, with a flexible payment plan. These loans were incurred to avoid stop-and-start construction costs of the west retaining wall which would have been far greater. Who knows, once the construction starts and/or even before that these individuals may waive part of this. They have done that in the past!
7. In this exploration phase, we are merely investigating some of the possible options. But once this data-gathering is complete, we will eventually have to decide on the way forward. Which decision-making model do we want to follow when choosing between the different options? a) Voting between all members of the community, b) voting by community-appointed/agreed upon representatives, c) current ISF board, d) other?
In the past, all major decisions pertaining to ISF were arrived at by the ISF Board through mutual consultation and in the best interest of the community. Similarly, even in this case, the decision will be taken by the ISF Board Inshallah after informing the community of all aspects and getting their feedback.
8. An important factor in this process is also the "urgency" or "time-value" of the solution. How much longer can we afford to wait given the growing needs of the community? Do we have a backup plan if God-Forbid we lose one of our rental arrangements?
9. What is the Shari' ruling on selling the Masjid Bilal property if for some reason we choose to abandon the project?
10. What is our long-term plan for being debt-free?
11. What papers are submitted for loan and who are the sponsors?
12. What are terms and conditions from the sponsors?
13. Can the community have face to face meetings with the sponsors to understand their interest in the MB project?
14. How will the community take to pay off the debt? How long will it take? Please have answer backed by real historical data.
15. How much community have to pay (final payment including all fees) when ISF is done with the last payment?
16. Are there any concerns with the UR facility being close to the cement-fix factory? Noise pollution aspects.
Misc. Comments:
1. Adapted from comments by Br. Junaid and Br. Dia:
While we don't see a real alternative in sight, we should note the preference to not build our Masjid using a loan, even if it is "Shariah-compliant". The idea behind this preference is to avoid any gray areas and also to minimize liability to our community.
2. Adapted from comments by Br. Junaid:
We realize that while the building is an important asset of our community, the activities that cater to and nourish our community are more important. We must therefore keep in mind when taking on any loans, that our programs and activities are not compromised as a result.
--
Asak Moiz Bhai,
Democracy, elections etc. … that ain’t going to happen… at ISF…..won’t fly, impractical
Good luck J
Hafeez
My 2cents … just my personal opinion:
Alhamdulillah, I have been very fortunate be part of this wonderful ISF community for the past 13+ years or so, where Peace, Love and Brotherhood radiate. This is a rare place MashaAllah, (in a very good sense), where there are many Huffaz in a any given gathering, may it be in the Musallah, may it be in a daawat or may it be in the Volley ball court J. I feel like it is my fortune and privilege to be part of it and thoroughly enjoying the benefits and bounties. I have never had any issue here with any of the decisions taken by the ISF so far, I think - it is because the decisions are made in accordance with Quran & Hadees and with the consultation of respected Ulema in the northern California.
There are few famous quotes that I remind myself - paraphrasing them …
· Ask not what your country can do for you — ask what you can do for your country
· Translating a local quote from Telugu language in India – A nation is not about land / soil, but it about the people who live there.
Having said that – I respect everyone’s opinion on this list.
May Allah guide us all on the straight path. Aameen.
JZKK
Pasha
Moiz has a valid question and I respect that but I agree with Rafi lets resolve issues one at a time.
JZK
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AA,
I kept out of all this conversation, but I can't anymore:
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Sorry, somehow the e-mail was sent before I was done
I am sorry. Salams for Bakersfield.
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