A WAKE UP CALL TO THE MOTOR SURVEYORS - IIISLA NEEDS YOU Fwd: Scope of Improvement in Annexure of EGM Notice
PS Ramnathan
1. The crux of the issue has been rightly stated that while on one side, the proposed amendment expressly permits employee surveyors of underwriters to be entitled to become full-fledged members of the institution, their continued functioning as a surveyor and loss assessor stands unabridged.
2. This is clearly against best practices in any other professional body such as the Institute of chartered accountants, wherein, an employee member cannot certify any financial compliance.
3. This Institute must also have a clear restriction on their right to practice whereby, other than as an employee of 100% surveying entity, such as a partner in a firm of chartered accountants, in all other instances they will continue their right and or obligation to be a member and would also continue to have a lien on the license or permission as might be required to undertake surveys, so long as they are associated with and/or in employment of in any form including but not limited to consultancy, they will be prevented from actual practice by a self declaration submitted by them as a notarised affidavit at the time of application for membership.
4. By a natural extension of this provision, they shall at any one point of time practice either as an individual surveyor or as a part of one surveying entity alone and no more.
5. This will prevent, in the long run, people from obtaining multiple memberships, multiple employment and or multiple association by way of directorships et cetera.
6. There should also be a full disclosure requirement whereby their relationship with any other stakeholder should be declared at inception and thereafter before they acquire an interest in any segment having a material relationship with the insurance industry.
7. This will of course be subject to a general waiver whereby any appointment accepted by them pursuant to an offer and or order of the regulator and or the Ministry of Finance and or any duly constituted authority of government of India whether it be an office of profit or not
8. Without such checks and balances in place, if the floodgates of membership are opened up, the frontline soldiers to be decimated first will be the motor surveyors, followed by a sniper attack at the remaining professionals.
8.1. The motor surveyors represent the critical mass required to ensure the muscle for this Institute without which no one especially the common policyholder, will be safe from the vagaries of entrenched vested interests.
8.2. I continue to be proud of the fact that some of my best skills were learnt as a spot surveyor and polished in the tough motor workshops of Karur, Namakkal, Tiruchengode and Erode. I would also not hesitate to state that some of the most decent and humane people I have come across who have turned out to be good neighbours in a figurative sense are from the motor markets.
8.3. The lessons learnt in the motor have stood by very well especially the rewards associated with professional honesty
9. There are several other concerns but this is the most critical
PSR
From: SUSHANTA KUMAR ROY <sushanta_...@yahoo.com>
Date: Thu, Jan 3, 2013 at 3:17 PM
Subject: Scope of Improvement in Annexure of EGM Notice
To: ashok_...@yahoo.co.in, preside...@iiisla.co.in, iiisl...@googlegroups.com, sanjay_s...@yahoo.com, preside...@gmail.com, iiislas...@gmail.com, rakesh...@yahoo.co.in, surv...@indiatimes.com, jp_m...@rediffmail.com, lalits...@yahoo.co.in, sud...@irda.gov.in, pcchan...@yahoo.com, insurance-su...@googlegroups.com, orkay...@yahoo.com, iiisla...@googlegroups.com, dasara...@yahoo.com, s.anoo...@gmail.com, sanjays...@gmail.com, insurance...@googlegroups.com, ska...@gmail.com
|
From-S.K.Roy  
;  
;  
; To-Mr. Ashok Kumar Secretary, IIISLA Sub- Scope of Improvement in Annexure of EGM Notice Dear Sir, Thank you for putting the EGM Notice with Annexure on IIISLA Website. Lot of painstaking effort has been taken to prepare these annexures. There are always some scope of improvement & I would like share it with all members with an invitation of airing their views. Exposure draft by IRDA was more interesting because it was addressing the surveyors’ burning issues more directly & clearly. . Annexure-II, Articles of Association- Membership Quote- “The Membership shall be restricted only to individuals Surveyors and Loss Assessors (SLA) director of an SLA Company or partner of an SLA firm holding name in the SLA license granted by IRDA, SLA employee of a general insurance company or that of an SLA firm/company holding individual SLA license shall be eligible to be registered as a member” -Unquote
You are proposing that SLA employee of General Insurer will be granted membership where as if some SLA joins Broker Firms or any agreement of retainer ship with some Broker Firm has to surrender the license(Point 12 , Code of Ethics Column). Why different yardstick to Membership on employment issue of insurer & broker firm? If some SLA wants to join an insurance company let that SLA surrender the license & be entitled to do survey up to Rs. 20000/- limit as you have put the condition of surrendering license for joining Broker firm. Duties of Education Committee & Professional Development Committee are mixed up, e.g. Professional research, publication of journal etc. should come under the banner of education committee.; same way training & skill development ,moving from one category to higher category should have come under the banner of Professional development. State Chapter Council does not have any Grievances Committee, Education Committee & Professional Development Committee where as it should have been more relevant to have these committees at State Chapter Council Level. State Chapter Council will be interacting with insurers, workshop & other associations to solve the surveyors’ grievances such as empanelment, job rotation & payment issues etc. Zonal Council will interact at regional offices of insurers & same way central council will deal with head office level ,GI Council &IRDA etc. Audit Column. Point No. 73. Code of ethics Is it Social Audit you are referring ? It has been observed that during puja festival or any other occasion such as convention of General Insurance Employee Association, Picnic/Education Tour of Insurance company or any other meeting ,they extort subscription/money in the name of advertisement in the souvenir . If any surveyor refuse to oblige his name is deleted from the panel or not given any job in future. How IIISLA is going to tackle this issue? Will IRDA or GI Council put any code of ethics on employees of insurer on this issue.? Quote- Point 11. “Member shall not align with any of the interests of the parties to the contract of insurance and his practice is based on the principle of independent neutral third party. “– -Unquote
Present day insurers
are paying the fees & openly telling
Surveyors’ are their representatives. Empanelment & job allocation is totally whimsical & it is their prerogative .
Their attitude & mindset have to be changed . If surveyor has to be
independent then IIISLA has to take active step in the empanelment & job
rotation method so that the surveyors need not to toe the line of insurer while
assessing the loss without worrying for future job assignment from insurers. Quote- Point No. 13. “Employees of the insurer, who are licensed surveyors, are obliged to follow the provisions of laws and regularity framework on the profession and also comply with IIISLA guidelines and bound by professional ethics/code of conduct.” -Unquote
How SLA employee of insurer will follow guideline of IIISLA? He will get salary from insurer & will be guided his company’s interest , rules & regulation. I shall appreciate if you kindly look into these observation & act accordingly. With best regards, S.K.Roy Kolkata Mob-09830358774 |
Note:
This is purely a private group of Insurance Surveyors in India strictly for their own internal circulation & consumption. The messages posted and opinions expressed on the forum are that of the individual members. The group owner/moderators are in no way responsible for any opinions expressed and/or offending messages that are posted on the message board.
No message posted on this message board shall be used against the member who posted the information and/or against the moderators as evidence in any court of law.
---
You received this message because you are subscribed to the Google Groups "Insurance Surveyors India" group.
To post to this group, send email to insurance-su...@googlegroups.com.
To unsubscribe from this group, send email to insurance-surveyor...@googlegroups.com.
Visit this group at http://groups.google.com/group/insurance-surveyors-india?hl=en.
With seasons greetings
PS Ramnathan
+91 93448 39777
+91 94430 97777
Second Floor, Sapthagiri Towers,
10/8, Ramar Koil Street,
Ram Nagar,
Coimbatore - 641 009,
India
res : +91 98430 97777
DISCLAIMER
This e-mail contains information which is confidential and/or legally privileged.If you are not the intended recipient , you are hereby notified that any disclosure, copying,distribution or the taking of any action in reliance on the contents of this e-mail is strictly prohibited. If you have received this e-mail in error, please destroy it and notify us by reply e-mail or by telephone.Internet E-mail messages may be subject to delays, non-delivery and unauthorised alterations and we shall not be responsible for the consequence(s) in such event(s). All reasonable precautions have been taken to ensure no viruses are present in this E-mail. We cannot accept responsibility for loss or damage arising from the use of this E-mail or attachments and recommend that you subject these to your virus checking procedures prior to use.
Lakshman R.Iyer
To unsubscribe from this group, send email to insurance-surveyors-india+unsub...@googlegroups.com.
Visit this group at http://groups.google.com/group/insurance-surveyors-india?hl=en.
PS Ramnathan
PS Ramnathan
The EGM resolution needs to be redrafted with the threat in mind.
Restriction on practice has to precede or sync with compulsory membership.
Otherwise corporate surveying will 'lawfully' drown the voice of
individual motor surveyor
Once the motor surveyors are destroyed, phase two will be to lop off
individual non motor surveyors.
Finally, by that time if PSU underwriters have been gobbled up, this
will become the classic pincer attack "A double envelopment by
definition leads to the attacking army facing the enemy in front, on
both flanks, and in the rear. If the attacking pincers link up in the
enemy's rear, the enemy is encircled. Such battles often end in
surrender or destruction of the enemy force, although the encircled
force can attempt a breakout, attacking the encirclement from the
inside in order to escape, or a friendly external force can attack
from the outside to open up an escape route for the encircled force"
The only friendly external force at this stage is the policyholder !
The active role of teh 5th column is "A fifth column is a group of
people who clandestinely undermine a larger group, such as a nation,
from within. A fifth column can be a group of secret sympathizers of
an enemy that are involved in sabotage within military defense lines,
or a country's borders. A key tactic of the fifth column is the secret
introduction of supporters into the whole fabric of the entity under
attack. This clandestine infiltration is especially effective with
positions concerning national policy and defense. From influential
positions like these, fifth column tactics can be effectively
utilized, from stoking fears through misinformation campaigns, to
traditional techniques like espionage."
On Fri, Jan 4, 2013 at 8:47 AM, Dinesh Kumar Goyal <dkg....@gmail.com> wrote:
>
> Dear Sir
> Very serious matter.well drafted by PSR. Pl. throw some more light on the subject and the suggest escape route also.Otherwise independent motor surveyor will be finished.
> regards
>>>
>>>
>>>
>>>
>>>
>>> --
>>>
>>> With seasons greetings
>>>
>>> PS Ramnathan
>>>
>>> +91 924-520-3785
>>> +91 93448 39777
>>> +91 94430 97777
>>> Second Floor, Sapthagiri Towers,
>>> 10/8, Ramar Koil Street,
>>> Ram Nagar,
>>> Coimbatore - 641 009,
>>> India
>>> res : +91 98430 97777
>>> DISCLAIMER
>>> This e-mail contains information which is confidential and/or legally privileged.If you are not the intended recipient , you are hereby notified that any disclosure, copying,distribution or the taking of any action in reliance on the contents of this e-mail is strictly prohibited. If you have received this e-mail in error, please destroy it and notify us by reply e-mail or by telephone.Internet E-mail messages may be subject to delays, non-delivery and unauthorised alterations and we shall not be responsible for the consequence(s) in such event(s). All reasonable precautions have been taken to ensure no viruses are present in this E-mail. We cannot accept responsibility for loss or damage arising from the use of this E-mail or attachments and recommend that you subject these to your virus checking procedures prior to use.
>>
>> Note:
>>
>> This is purely a private group of Insurance Surveyors in India strictly for their own internal circulation & consumption. The messages posted and opinions expressed on the forum are that of the individual members. The group owner/moderators are in no way responsible for any opinions expressed and/or offending messages that are posted on the message board.
>>
>> No message posted on this message board shall be used against the member who posted the information and/or against the moderators as evidence in any court of law.
>> ---
>> You received this message because you are subscribed to the Google Groups "Insurance Surveyors India" group.
>> To post to this group, send email to insurance-su...@googlegroups.com.
>>
>>
>
>
>
>
> --
> Surveyor
> #13061,St.No.8,Namdev Marg
> Bathinda
> M.no.9814138292
> --
> Note:
>
> This is purely a private group of Insurance Surveyors in India strictly for their own internal circulation & consumption. The messages posted and opinions expressed on the forum are that of the individual members. The group owner/moderators are in no way responsible for any opinions expressed and/or offending messages that are posted on the message board.
>
> No message posted on this message board shall be used against the member who posted the information and/or against the moderators as evidence in any court of law.
> ---
> You received this message because you are subscribed to the Google Groups "Insurance Surveyors India" group.
> To post to this group, send email to insurance-su...@googlegroups.com.
anokhilal ratola
--
You received this message because you are subscribed to the Google Groups "Insurance surveyors" group.
To post to this group, send email to insurance...@googlegroups.com.
To unsubscribe from this group, send email to insurance_surve...@googlegroups.com.
For more options, visit this group at http://groups.google.com/group/insurance_surveyors?hl=en.
Thanks and regards,
For A L Ratola Surveyors
Phone/Fax:02836-233310,228526[R]
[M]09426737506[D], 09825231526[D],09323679526[D], 09427216938,09727505773
E-mail:alra...@rediffmail.com,alra...@gmail.com
*****The information transmitted is intended only for the person to which it is addressed and may contain confidential and/or privileged material. Any review, retransmission or other use of, this information by persons or entities other than the intended recipient is prohibited. If you received this in error, please contact the sender and delete the material from the computer.*****