Resp. All,
all is well here.
U.P.S. Sachdeva
DRIVING LICENSE
Suresh Kumar
Deputy Director
(Center for Insurance Studies & Research)
National Law University- Jodhpur
Driver is the person who acts as a steersman of the driving vehicle and driving license is the
licence other than learners licence authorised to drive Motor Vehicle of the specified class or the
description.
Section 3 of MV Act 1988 read with the Insurance Policy Conditions stipulates-
1. Every one is required to have effective driving licence to drive a vehicle in public
place.
2. Every one is required to have specified permission to drive a transport vehicle.
3. The person should not be disqualified from holding such licence.
Lincence should satisfy two requirements of being effective and being qualified. The
effectiveness is both for duration and type where as the qualifications are the pre requisites a
person should have to possess a particular class of licence. The table below states the parameters
of effective and qualified licence of different category.
DL SHOULD SATISFY THE FOLLOWING CRITERIA TO BE VALID LICENCE FOR
INSURANCE CLAIM
Effectiveness Qualification
Sec
10
(TYPE) Duration Min Age Education Others
(a) M/Cy with Max 50
CC
16 years
(b) M/Cycle with gear
(c) Invalid carriage
(d) Light Motor
Vehicle
Licence is below 50
years of age-
20 years or attaining of
50 yrs of age whichever
is earlier. Licence is
above 50 yrs of age- 5
years
18 years
NA No
(e) Transport Vehicle 3 years 20 4th class Medical required
(f) Road Roller 3 years 20 years ----- Medical required
(g) Motor Vehicle of
specified
Description
Depends of Vehicle Depends
of Vehicle
NA Depends of Vehicle
Learners Licence 6 months Depends
on vehicle
Depends on
vehicle
Depends on vehicle
Expired Licence 30 days NA NA
Endorsement to carry
Hazzardous Goods
One year 20 10th Class Medical/Trasport
Veh
Licence/English
and one language
from schedule VII
Amendment 1994in MV Act 1988 (effective from 14-11-1994)
• The word “Without Gear has been replaced with upto 50 CC”
• Medium Goods Vehicle/Medium Passenger Vehicle and Heavy Goods
Vehicle/Heavy Passenger Vehicle have been replaced by a single entry “Transport
Vehicle”
Validity of different categories of licences
Learners Licence –
The holder of the Learners Licence can drive the vehicle of entitled class if the following
conditions are fulfilled – (Rule No 3 of central motor vehicle rules 1989)
1. If the person holding valid Driving licence is sitting on the side of the holder of
Learners Licence in such a way that he is in a position to control the vehicle if
situation so requires.
2. There should not be any person with the learner except as stated above in case of two
wheeler (e.g. Pillion rider)
3. The vehicle is not used for carrying goods or passengers at the same time.
4. The word “L” is prominently displayed at the front and the rear portion of the vehicle
with the following specification
L Board Size 18 cm with white background
Letter Colour RED
Letter Size height 10 cms. Width 9 cms. Thickness 2 cms
Section 10 (a) Motor Cycle upto 50 CC
This class of vehicle entitles the holder to drive the two wheeler upto 50 CC. This category has
replaced the earlier category “Motor cycles without gear vide MV Act amendment in 1994
Position of Vehicles above 50 CC but without gear
There are some vehicles with capacity more than 50 CC but are without gears such as
‘ACTIVA” Strictly speaking the holder of the above category licence can not drive the vehicles
above 50 cc. Though it may or may not be without gears.
However there are still cases where Transport authorities issue the licence category as Motor
Cycle without gear notwithstanding the amended version effective from 14-11-1994. The
minimum age is also considered as 16 years in such cases. Therefore the holder of such licence is
entitled to drive all the without gears two wheelers irrespective of cubic capacity of the vehicle
which may even be more than 50 CC. However there should be specific mention of the Motor
Cycle without gear on the licence.
Section 10 (b) Motor Cycle with Gear
1. Holder of this class of licence can drive any type of two wheeler with or without the
gear.
2. He is also authorised to drive the two wheeler with attached side car with extra wheel
attached to the Motor Cycle {Sec 2 (27) of MV Act 1988}
L
3. There are some places where the two wheelers are also used for hire and reward
purpose. In such cases it becomes a transport vehicle. Thus the public Service vehicle
endorsement will be required to drive such vehicles.
Licence to drive Vehicle upto 50
CC(with gear)
Vehicle upto 50 CC
(Without gear
Vehicle above 50
CC with out gear
Motor Cycle upto 50
CC
Yes Yes No
Motor Cycle without
gear
No Yes Yes
Section 10 (C) Invalid Carriage
The definition of invalid carriage as stated in section 2 (18) of MV Act 1988 reads as under-
Invalid carriage means a motor vehicle specially designed and constructed and not merely
adopted for use of a person suffering from some physical defect or disability and used solely by
or for such a person.
Therefore it is clear that the person holding the licence to drive invalid carriage can only drive a
vehicle specially manufactured for the use of a person suffering from some physical defect or
disability.
Further a person suffering from disability will also require such licence if he himself is driving
such vehicle.
Section 10 (d) Light Motor Vehicle
Person holding such a licence can drive any vehicle (other than two wheeler) of below stated
description-
1. Transport vehicle or Omnibus with gross vehicle weight upto 7500 Kgs.
2. Motor Car, Tractor, Road Roller with Unladen weight upto 7500 Kgs.
• Now all the vehicles with the above specifications will come under the purview of
LMV.
• The agriculture tractor is a non transport vehicle when used as agriculture implement
or for transportation of agriculture related goods. Thus it comes under the ambit of
LMV Category of LMV Licence. {Section 2 (1) (b) Central Motor Vehicle
(amendments) riles 1993.}. However Authority also issues separate licence for
tractors under 10 (2) g of MV ACT 1988.
The holder of LMV licence is authorised to drive Motor cab (vehicle used to carry less than 6
passengers excluding the driver for hire and reward) hired for his own use or rented under any
scheme made under section 75 (2) of MV Act 1988
Whether LMV licence is valid for the vehicles used for commercial used for commercial
purpose e.g. Taxi, Tata 407
The definition of LMV covers the transport vehicle. Further the transport vehicle covers the
public service vehicles/goods vehicles also as per sec 2 (47) of MV Act 1988. SO one can easily
draw instant interference that the LMV covers all the above stated vehicles may it be used for
commercial or private purpose. However the position is different.
Any section in statute can not be read in isolation and are to be read and understood in relation to
the other existing provisions of the act. Section 3 of the MV Act 1988 stipulates the specific
authorization to drive to drive the Transport vehicle. This provision is therefore to bifurcate the
transport and non transport categories of licences each with different requirements.
Insurance policies not only talk of the effective licence but also add that a person should not be
disqualified to hold the required licence.
We find that non transport licence may be ineffective or disqualified if tested on the parameters
fixed for issuance of Transport vehicle Licence e.g. age, qualification, medical test etc.
Comparitive Study of Time validity/Qualification for Transport/non Transport category
licence
Type Duration Age Education Medical
Non Transport Vehicle More than 3 years 18 NA NO
Transport Vehicle 3 years 20 4th/10th yes
So actual entitlement of LMV licence depends on the above basis, which in fact clarifies the
inetenstion of the Transport authorities, what the licence to be used for. The chart below is to
show the types of LMV Licences/types of vehicles authorised to be driven so long it is within the
definition of LMV.
Vehicles entitles to be driven by the Licence
Holder
Commercial
Type of Licence
Private
Passenger Carrying Goods Carrying
LMV-validity more than
3 yrs
Yes No No
LMV + PSV
Endorsement
Yes Yes No
LMV + Transport vehicle
endorsement
Yes Yes yes
LTV validity less than 3
years
Yes Yes yes
1. Auto Rickshaw- Authorities issue separate licence for Auoto Ricjshaw under 10 (2)
g of MV Act 1988. Otherwise person will require LMV Licence with PSV or Transport Licence
endorsement to drive Auto Rickshaw.
2. “Authorised to pay as paid driver” on licences - The MV Act 1939 contained section
7 (1) iii and 7 (3) mentioning such word but same has appeared in MV Act 1988 and thus word is
now obselete and in no way affect the entitlement of the driving licence.
Vehicles – T category/ F category
These days the transport authorities are issuing T/F category to certain passenger carrying
vehicles. The category is based on use and capacity of the vehicle.
1. T category - To all the contract carriage (passenger carrying e.g. Taxi) may it be Motor Cab
or Maxi Cab.
2. F category - To all private service vehicles.
The T series vehicles are commercial vehicles and the F series vehicles are private service
vehicles. Both the categories may include LMV as well as higher category of the vehicles. No
DL specifications laid down for such vehicles. The validity of licence has to be searched through
MV Act only.
1. LMV Licence without PSV endorsement – If the use is private and weight specification
is within the definition of LMV
2. LMV licence with separate PSV endorsement – If the use is commercial and weight
specification is within the definition of LMV.
3. Transport vehicle licence (section 10 (e) – If the weight specification is beyond the
definaition of LMV than the transport vehicle licence shall be required. This is because
the upgraded category applicable after LMV is only Transport vehicle, which has
replaced all medium/heavy vehicles. This is irrespective of use may be private/public.
Ambulance –
The ambulance is used for –
1. Hire or reward - when it is used for hire and rewards it is used as commercial vehicle.
2. Hospitals – When it is used for Hospitals then it becomes a private service vehicle.
Further even if it is used hospitals as private service vehicles, service of it is being
charged separately in hospitals or is given as value added service to the patients. So both
the situations are commercial prepositions.
Ambulance is thus a commercial vehicle and therefore PSV endorsement will be required
LMV for the vehicles coming under the weight specification of LMV.
Further there has to be Transport vehicle licence if the ambulance is of higher weight
specification than LMV. This is because the next higher category applicable after the
LMV is only Transport Vehicle which has replaced all medium/heavy vehicles.
Section 10 (e) Transport Vehicle
Transport vehicle has replaced the following category of the vehicles vide amendment 1994 in
MV Act 1988 wef 14-11-1994
1. Medium Goods Vehicle
2. Medium Passenger Motor Vehicle
3. Heavy Goods Vehicle
4. Heavy Passenger Motor Vehicle.
Further the word Transport vehicle has been defined in sec 2 (47) of MV Act 1988 as –
Transport vehicle means a public service vehicle, a goods carriage, an educational institutional
Bus or a private service vehicle. It means it covers following four categories of vehicles –
1. Public Service Vehicle
2. Goods Carriage
3. Educational Institutional Bus
4. Private service vehicle
Thus the holder of Transport vehicle licence is allowed to drive any medium/heavy vehicle
coming under Public Service vehicle, goods carriage, educational institutional Bus, and Private
Service vehicle.
Further the transport Vehicle licence can not be give unless one has held the LMV licence for at
least a year. It is thus needless to mention that the holder of Transport vehicle licence can drive
any LMV vehicle as well may be goods or passenger carrying.
Tankers carrying Hazardous goods
There are certain specifications imposed on the vehicles carrying the hazardous chemicals. The
chemicals have been enumerated in chapter V section 137 (Table 2-3) Motor vehicles rules 1989.
Motor Vehicle Act 1988 as amended in 1994 speaks about the endorsement on the licence to
drive vehicle carrying hazardous goods. The period of such currency is one year. The provisions
have been detailed in central Motor Vehicle Rules 1989 as amended in 1993.
Rule no 9 read with 129 to 137 describes the duties, precautions, to be taken by the owner of the
goods, the insured and the driver. India Motor Tariff (AIMT) effective from July 2002 also
details the prerequisites fro driving of such vehicle.
Following qualifications required for driver to get the stated endorsement on the licence-
1. Minimum age – 20 years and should hold the licence to drive transport vehicle.
2. He should know English and one of the vernacular language (sechedule VII) to
understand the directions written to handle the hazardous goods.
3. Minimum qualification – Matriculation
4. 3 days training from recognised Institute.
Central Motor Vehicle Rules 1989 stipulates that the training school for imparting training to
handle hazardous goods will be set up by the state government. Thus it is the prima faci duty of
the state to provide such facility and then only one can think of getting his licence endorsed to
drive Hazardous goods.
There have been many deliberations on the subject. One such important meeting was held in
1997, which was attended by all the General Manages (Technical) of PSUs. It was agreed in the
meeting as under –
1. Where such training facility has not been provided by the state government than the
claim will be payable without such endorsement.
2. If the state Government has set up such facility then the claim should be settled on
merits.
If any government has ot set up such center, but has authorised any oil company to conduct such
training then state Government has thus complied with the provisions of the Central Motor
Vehicle Rules 1989 in respect of setting up of an institution.
Therefore every licence issued in such state has to have the required endorsement on Transport
Vehicle licence “ Authorised to drive the vehicles carrying hazardous goods” to qualify the DL
entitled to drive vehicle carrying Hazardous goods.
Non- possession of Endorsement -
There are two steps involved in issuance of DL with endorsement to drive vehicle carrying
Hazardous goods.
• First, is to get the Transport Vehicle Licence
• Second to get endorsement on it.
If the DL is without endorsement the it is construed that the driver has not undergone the training
to handle hazardous goods. So claim has to be dealt accordingly on merits. It is further to see
whether the accident could have been avoided had there been trained driver.
• If yes then the claim is repudiated and
• If no then the claim can be processed on non – standard basis taking the breach as
immaterial.
However the practice shall vary from company to company.
Requirement of PSV endorsement to drive passenger Vehicle
There is some confusion on the subject as some insist on requirement of PSV endorsement on
Licence to drive Transport Vehicle in case of Bus/Medium passenger vehicles. Before we deal
with the subject let us examine the definition of Transport Vehicle:
Transport Vehicle means a Public Service Vehicle, a goods carriage, an educational institutio bus
or private service vehicle.
We see that Public Service Vehicle is already there so there is no further requirment of PSV
endorsement on licence to drive transport vehicle when used to drive passenger carrying vehicle.
The transport Vehicle category has been inserted as single entry as single entry in place of earlier
following class of vehicles-
1. Medium Goods Vehicle
2. Medium Passenger Motor Vehicle
3. Heavy Goods Vehicle
4. Heavy Passenger Motor Vehicle.
Further the Transport Vehicle includes the following –
1. Public Service Vehicle
2. Goods Carriage
3. Educational Institutional Bus
4. Private Service Vehicle.
Therefore a person is entitled to drive Transport Vehicle can drive any type of above stated
vehicle of any nature and capacity without having any PSV endorsement.
However there are still licences being issued unconventionally to section 10 of MV Act 1988 but
are accepted as the same have been issued by the transport Authorities. However such licences
are dealt with as entitled only ( i.e. goods carrying for goods carrying vehicle and passenger for
passenger vehicle)
Type of licence For passenger carrying For Goods Carrying
HTV Yes Yes
HMV
HGV
Yes
No
Yes
yes
HGV + PSV endt. Yes Yes
HPV
HPV + Transport Vehicle
endt.
Yes No
Heavy Motor Vehicle specifies Heavy Vehicle and does not distinguish between goods
and passenger category. It is taken as Heavy Transport Vehicle.
Requirement of Badge Normally it is presumed that all the drivers driving Public Service
Vehicles further require Badge in addition to their entitled licence but position is not so.
Motor Vehicle Act 1988 does not make it mandatory for a driver to get any badge endorsement
on any licence. Central Motor Vehicle rules 1989 also does not provide the requirement of
Badge, though it contains space in Form 6 and Form 7 meant for issuing a Driving Licence.
Section 28 (2) (d) empowers the state government to make rules regarding issuance of Badges.
The stipulation states –
“The badges and uniform to be worn by the drivers of Transport Vehicles and the fees to be paid
in respect of badges.”
In view of different states Rules it may be concluded that the issue of Licence to drive
Transport Vehicle and the issued of badge are two different acts wherein-
• Former involvesthe qualification and yase of competence and
• Later involves just a formality, may be just for identification purpose to indicate who is
driver of the vehicle.
Possession of the badge is thus in no way connected to the skill or competence of driving and
therefore non-possession of badge is n way to be taken as lack of skill or competence to drive. So
the licence without badge is perfectly a valid licence.
Section 10 (f) Road Roller Only holder of such licence can drive the road roller.
Section 10 (g) Motor Vehicle of specified Description
Under this category the authority specifies the particular vehicle not included in any of the
category of vehicles from section 10 (a) to Section 10 (g) of MV Act 1988 as amended in 1994
e.g. Auto Rickshaw, tractor etc.
Article has treated the subject with Motor Own Damage perspective
The interpretation of DL provision in MACT cases varies from judgment. Ruling of apex court
in NIC V Swaran Singh (2004) is an eye opener for DL provisions – (expired, fake, invalid
licences)
1. The claim has to be paid to claimamnt by the insurance company even in breach
cases.
2. Insurers has to prove that that the breach was in the knowledge of the insured.
3. and if proved so, then recover it from the insured.