Illegal surveys by non-licensed/Non IIISLA member in-house employees

[S. Anoop Kumar]

May be Sir Cholamandalam GIC officials do not trust the independent surveyors and they would like to utilise their own employees though fully knowing the practice is illegal and in violation of IRDA Regulations.  It's a matter of integrity and faith in our surveyors. 

Actually Sir, we need to assure the insurers that we the members of IIISLA maintain a high level of professional integrity while conducting our jobs.  I am just thinking out loud and sharing my views.  Request you to think and analyse the issue from this point of view too.  We may get an answer. 

May be Sir,  I am wrong in my line of thinking in trying to assume how Cholamandalam officials, and also of other insurance companies officials, are thinking and I fondly wish and hope I am wrong.  

Regards, 

S Anoop Kumar. 

  

On 14-Oct-2017 12:00, "Alind Kumar" <alind...@gmail.com> wrote:

Sir, You are beating around the bush, All CHOLA surveys are being done by IIISLA Surveyors! i.e. your own members <>

 

Dragging such a sensitive issue for indefinite (running since May 2017), would not lead to any solution, either resolve it OR forget it.

 

Thanks & Regards

Alind Kumar
C.E.O.
Apex Ins. Surveyors & Loss Assessors Pvt. Ltd.

CIN No. - U67120RJ1998PTC014609

402, Shalimar Complex,
Church Road, M. I. Road, JAIPUR-302001

website - www.aisla.co.in         

Ph.-0141-5105164 Fax - 2365164; Cell - 9829365000

"People may doubt What you say, But they will always believe What you Do"

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From: iiisla-surveyors-rajasthan@googlegroups.com [mailto:iiisla-surveyors-raja...@googlegroups.com] On Behalf Of Chairman IIISLA RAJ
Sent: Saturday, October 14, 2017 10:58 AM
To: Suryanarayanan V-Executive Vice President-Claims-HO-CholaMS; Gopalarathnam S S-Managing Director-CholaMS
Cc: chai...@irda.gov.in; f...@nic.in; R Chandrasekaran; DM-JA...@nic.in; compl...@irda.gov.in; Ashok Kumar; BHUMIKA VERMA; Admin IIISLA; Lalit Gupta; Randip Singh; Jagdish Chandra Joshi; Nirmal Tripathi; roy elango; Tanmoy Sarkar; Shivaprakash B K L Basavaraj; A R Ramesh; Ashwani Agarwal; Love Patel; Mrinal Pathak; Naishadh J. Desai; A K SINHA; AJIT SINGH DABAS; ALOK GARG; Balaji Velaga; BHAGAWANT SADANAND KAMAT; BHOPENDRA SINGH; Debojyoti Sarmah; DEEPAK SOOD; DINESH KUMAR GUPTA; DULAL CHANDRA DAS; HITESH KUMAR CHITALIA; Inder Pal Singh; INDER SAIN; JAYANT KUMAR; KAVISH CHANDRE MALHOTRA; KONDAL REDDY KAKULAVARAM; KRISHNA CHAND SIDHAR; KRISHNA KANT PANDEY; Manas Kumar Chakaraborty; NAND KUMAR JHA; P. SEKAR; R KESHAVAMURTHY; RADHESHYAM POPATLAL RAVAL; Rajesh Gupta; RAM MOHAN NARAYANA MURTHY KATTA; Ravi Kumar Dhar; SANDEEP HASMUKHRAI MASHRU; SANJEEB KUMAR MOHANTY; SANTHOSH PENNEDATHUKUDY AYYAPPAN; SANTOSH KUMAR SHARMA; UMESH KUMAR AGARWAL; UPINDER PAL SINGH SACHDEVA; V. VENUGOPAL; V.N. SIVAN PILLAI; VINAYKUMAR PUNDALIK; VIPUL CHANDRAKANT GOSALIA; VISHWAS RAMKRISHNA DAMLE; L S Chouhan; pandiyanp PandiyanP; Pinaki Paul; Sai Prasad Nanduri; Sai Prasad Nanduri; Sanjay Dashrath; Sanjay Kumar Neura; D P Songara; Manoj Dharnia; P P Tripathi; R K Maheshwari; Sunil Mathur; S. Anoop Kumar; B M Agarwal; BHAGWAN SINGH BHATI; C.K.Upadhyay (Insurance Surveyor); Chand Mal Jagetia; Lalit Dube; Mahesh Singhal; Manohar S Sainani; MRADUL KHANDELWAL; Vishesh Sharma; Atul Deedwania; Nilesh Chittor nilesh....@gmail.com; R K Bissa; Rajendra Maurya; Rajesh Sharma; Rajiv Garg; Rameshchandra Pareek; Ravi Rustagi; S S Mutneja; Subodh Sobat; IIISLA-Surveyors-Rajasthan
Subject: Re: {IIISLA-Surveyors, Rajasthan} Re: Illegal surveys by non-licensed/Non IIISLA member in-house employees

 

​

Dear sir,

 

REMINDER - 5

 

​

Till date you have not stopped illegal surveys i.e. your company Non IRDAI licensed employees are still doing surveys over INR 50,000/-.

 

​​

Due to the said reason Rajasthan surveyors are not providing services to your company. 

 

​

​

Manoj Bhargava

     

​​

Chairman

 

   ​

Rajasthan Chapter​

​

​

​​

Office : 60/47, Rajat Path, 

Mansarovar, Jaipur

Mobile: 9829054199

Skypee manoj6047

 

On Fri, Sep 29, 2017 at 11:52 AM, Chairman IIISLA RAJ <chairman...@gmail.com> wrote:

 

Dear sir,

 

​​

Till date you have not stopped illegal surveys i.e. your company Non IRDAI licensed employees are still doing surveys over INR 50,000/-.

 

​​

Due to the said reason Rajasthan surveyors are not providing services to your company. 

 

​

​

Manoj Bhargava

     

​​

Chairman

 

   ​

Rajasthan Chapter​

​

​

​​

Office : 60/47, Rajat Path, 

Mansarovar, Jaipur

Mobile: 9829054199

Skypee manoj6047

 

On Thu, Sep 14, 2017 at 9:58 PM, Chairman IIISLA RAJ <chairman...@gmail.com> wrote:

​

​​

Dear sir,

 

REMINDER - 3

 

Please find trailing mail for immediate action.

 

​

​

Manoj Bhargava

     

​​

Chairman

 

   ​

Rajasthan Chapter​

​

​

​​

Office : 60/47, Rajat Path, 

Mansarovar, Jaipur

Mobile: 9829054199

Skypee manoj6047

 

On Mon, Jun 26, 2017 at 12:36 PM, Chairman IIISLA RAJ <chairman...@gmail.com> wrote:

 

Dear sir,

 

REMINDER 1 

 

Please find trailing mail for immediate action.

 

​

​

Manoj Bhargava

     

​​

Chairman

 

   ​

Rajasthan Chapter​

​

​

​​

Office : 60/47, Rajat Path, 

Mansarovar, Jaipur

Mobile: 9829054199

Skypee manoj6047

 

 

On Mon, Jun 19, 2017 at 9:31 AM, Chairman IIISLA RAJ <chairman...@gmail.com> wrote:

Dear sir,

 

Till today you have not stopped illegal surveys i.e. your company employees are still doing surveys over INR 50,000/-.

 

We have given enough time, 

WE THE RAJASTHAN SURVEYORS WILL NOT DO SURVEYS OF YOUR COMPANY with immediate effect. 

 

​

​

Manoj Bhargava

     

​​

Chairman

 

   ​

Rajasthan Chapter​

​

​

​​

Office : 60/47, Rajat Path, 

Mansarovar, Jaipur

Mobile: 9829054199

Skypee manoj6047

 

 

On Thu, Jun 15, 2017 at 1:21 PM, Chairman IIISLA RAJ <chairman...@gmail.com> wrote:

Dear sir,

 

Since there is no communication regarding stopping illegal services.

 

Please note RAJASTHAN CHAPTER MEMBERS WILL STOP SURVEYING FOR YOUR COMPANY.

 

​

​

Manoj Bhargava

     

​​

Chairman

 

   ​

Rajasthan Chapter​

​

​

​​

Office : 60/47, Rajat Path, 

Mansarovar, Jaipur

Mobile: 9829054199

Skypee manoj6047

 

 

On Tue, Jun 13, 2017 at 11:13 AM, Chairman IIISLA RAJ <chairman...@gmail.com> wrote:

Dear sir,

 

Depute an independent/IIISLA member surveyor in this case immediately, under copy to US and IRDAI, as insured is facing financial crisis. 

 

Always use services of IIISLA members for surveys above INR 50,000/-.

 

Receipt attached. 

 

​

​

Manoj Bhargava

     

​​

Chairman

 

   ​

Rajasthan Chapter​

​

​

​​

Office : 60/47, Rajat Path, 

Mansarovar, Jaipur

Mobile: 9829054199

Skypee manoj6047

 

 

On Mon, Jun 12, 2017 at 1:10 PM, Chairman IIISLA RAJ <chairman...@gmail.com> wrote:

Indian Institute of Insurance Surveyors and Loss Assessors

(Incorporated under Section 25 of the Companies Act, 1956)

(Regd. Office: Parisrama Bahavan, 5-9-58/B, Basheer Bagh, Hyderabad-500 004)

RAJASTHAN CHAPTER

F–3, RAMESH MARG, C-SCHEME, JAIPUR-302 001 Ph.: 0141-2365164

---

MANOJ BHARGAVA Chairman 9829054199–mb6047@rediffmail.com

DHARAM PARKASH SONGARA Secretary 9414130808 - dpso...@gmail.com

PARAMALMA PRASAD TRIPATHI Treasurer 9829053557 - tripa...@yahoo.com

 

The Managing Director

Chola Ms General Insurance Co. Ltd.,

Chhanai 600001

By-Speed post/Mail

Dear sir,

                Subject :- Surveys conducted by your employee Mr Rajender Kumar Sharma

                                   Claim no 3379202563     ; Vehicle no : RJ 14/GG 7251 ;

                                    Insured: Jai Ram Yadav ; Estimated Loss:-  25 Lac appox

 

The above said claim was allotted by your office to Mr Rajender Kumar Sharma, mobile no 8875019079, as per SMS dt 2^nd May 2017, on insured’s registered mobile no.

 

He surveyed the said vehicle at M/s URSS Tech. Ltd., Manoharpur on 02/05/2017 in insured’s presence.

 

Despite of various reminders company is not following IRDAI regulation 2015.

 

IRDAI Regulation 2015 clearly says

1)      Surveyor has to conduct the job by himself

2)     “Surveys over INR 50,000/- has to be done by surveyor”.

 

Surveyor means:-

i)                   Should be licensed by IRDAI

ii)                Should be a member of IIISLA

 

Here Mr Rajender Kumar Sharma NEITHER HAS SUVEYOR LICENSE nor IIISLA MEMBERSHIP.

 

Company will get survey report of the above said vehicle from employee licensed surveyor,

who has never visited w/s (surveyed the subject vehicle) nor contacted insured till date.

 

We advised again to stop malpractices i.e. doing surveys over INR 50,000/-.

Follow IRDAI Regulation 2015 with immediate effect.

Best Regards

 

​​

​

​

Manoj Bhargava

     

​​

Chairman

 

   ​

Rajasthan Chapter​

​

​

​​

Office : 60/47, Rajat Path, 

Mansarovar, Jaipur

Mobile: 9829054199

Skypee manoj6047

 

​PS :-  ATTACHED PDF​

 

 

​​

On Tue, May 19, 2015 at 6:26 PM, Suryanarayanan V-Executive Vice President-Claims-HO-CholaMS 

<suryanarayananV@cholams.murugappa.com> wrote:

 

Dear Mr Manoj Bhargava,

 

We have since advised the local team members to strictly adhere to the assignment of surveys as per prevailing limits.

 

We will also closely monitor the situation from the head office.

 

Warm regards

V Suryanarayanan

Head of Claims

 

 

From: Chairman IIISLA RAJ [mailto:chairmaniiislaraj@gmail.com]
Sent: Monday, May 18, 2015 11:48 PM
To: Gopalarathnam S S-Managing Director-CholaMS
Cc: compl...@irda.gov.in; Randip Singh; Suryanarayanan V-Executive Vice President-Claims-HO-CholaMS
Subject: Re: Reminder for : Illegal surveys by your in-house employees

 

Dear Sir,

 

Thanks a lot for early reply. 

 

We were expecting strong action since long, At times we have informed the in-charges to stop these illegal activities but instead of stopping they are doing 90-95% in-house surveys without considering limits. 

 

Sir, you will wonder to note that many of them do not even have SLA. 

 

We have no of cases which can prove the worthiness of our statement that a common policy holders is being cheated. 

 

Workshop technician/supervisors who are companies employees now are forcing insured to get the settlement done as per their wish.

 

How can a company employee can assess the losses without prejudice?

 

 

Manoj Bhargava

     

Chairman

 

   

Rajasthan Chapter

Office : 60/47, Rajat Path, 

Mansarovar, Jaipur

Mobile: 9829054199

Skypee manoj6047

 

 

On Mon, May 18, 2015 at 6:39 PM, Gopalarathnam S S-Managing Director-CholaMS <gopalarathnamSS@cholams.murugappa.com> wrote:

 

Dear Mr Manoj Bhargava,

 

I have forwarded your mail to our EVP and head of claims for investing the facts and ensure compliance to Insurance act and Irda regulations.

Warm Regards,
S S GOPALARATHNAM


---- Chairman IIISLA RAJ wrote ----




On Sat, May 16, 2015 at 10:30 AM, Chairman IIISLA RAJ <chairman...@gmail.com<mailto:chairmaniiislaraj@gmail.com>> wrote:

Shri S S Gopalarathnam
Managing Director & CEO,
Cholamandalam MS General Insurance,
"Dare House", 2nd floor,
New No. 2, NSC Bose Road,
Chennai - 600001

Dear sir,
Subject: Illegal surveys by your in-house employees

With reference to above subject we inform you that despite of various telephonic/mail reminders your Rajasthan Regional office has not stopped illegal practices.

Their in-house employees are doing illegal activities and violating 64UM by doing survey of losses over an estimate of INR 20,000/-.

This is clearly violation of company code of conduct/IRDAI rules and regulations.

Various unit coordinators of Rajasthan chapter have informed them verbally & also by mails at times but, sorry to say that, they have not stopped the illegal activities which leads to cheating of innocent policy holders.

As per insurance act a claim over INR 20,000/- has to be assessed by an independent surveyor & Loss Assessor.

IIISLA, Rajasthan Chapter has been informed by unit coordinators that instead of stopping illegal activities Area Manager, Jaipur has even refused to reply to them as per your head office instructions.

It is requested that you to make sure that these illegal practices i.e. doing surveys beyond estimated amount INR 20,000/- are stopped immediately and IRDAI guide lines are followed strictly.

Your immediate action will be a step towards ensuring interest of a common policy holder.

Regards

Manoj Bhargava
       Chairman
Indian Institute of Insurance Surveyors & Loss Assessors
      Rajasthan Chapter
Office : 60/47, Rajat Path, Mansarovar, Jaipur
[Computer generated documents sign not required]
Encl.: Letter to Area Manager, Jaipur [sent by mail]


Mobile:
9829054199
Skypee manoj6047

 

 

 

 

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[S. Anoop Kumar]

Dear Sir,

You don't have to agree.  You have right to your opinion and I respect your views. May be I am totally wrong in my views.  But please get to answer these questions too... 

A.  Is our professional integrity upto the mark, or say upto the expectations of insurance companies officials?

B.  Are our elected leaders able to convince the insurer's on this point? I mean on professional integrity part. 

C.  Are we using our unqualified assistants to carry out the surveys on our behalf? 

D.   Or are we adopting or practising any such techniques where we file our survey reports based on the photographs forwarded by workshop mechanics or service advisors or supervisors? 

If you are 'not sure'  of your answer to the point raised against sl. no. A above, and if your answer to the point B is 'NO', and if your answer to the points C & D are 'yes by some though may not be all', then there is no need for the insurer's to trust us.  Rather they will trust their own employees.  

If we indulge in corrupt activities and carry out illegal things ourselves, then we have no right to point at the violations by the others. 

Now ask this question - do we have a case to blame someone and keep bombarding them with repeat mails and by sending reminders after reminders? 

Regards, 

S Anoop Kumar. 

On 16-Oct-2017 11:17, "Vernon Dillen" <vernon...@gmail.com> wrote:

Sir

I do not agree its because the pvt insurers say something that is superficial but they have no intensions to use our services in fact many of them almost all do not pay survey fees only in cases where they feel the case will go to court then they will transfer such cases to us.

What we should do is to have a nation wide debate on how to stop them from doing claims beyond no survey limit and we must stop using are back office staff for doing survey jobs as the pvt insurers are black mailing us in this way

I would not like to elaborate i think you are wise enough

Regards

V Dillen

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[S. Anoop Kumar]

Dear Sir,

I neither have love nor any software corner for the private insurance companies.  All I am saying when we demand fair play and justice we need to be fair and just ourselves in the first place.

Recently one senior surveyor was reported caught on camera accepting bribe.  But the efforts are more to bury the issue and the people in the know of things suddenly suffer from selective amnesia.  They refuse to accept that any such thing happened in the first place.  The surveyor was reported as removed from the panel by the company.  What is the message we have given to the insurance companies and what sort of respect and importance are we expecting from them with such of our behaviour and actions?

Again recently you also read about some privileged surveyors whose name figures in multiple districts of NCR Delhi to service NewMar claims which is impossible for one man to cover all the places and conduct all the surveys by himself.  A local surveyor blew the whistle and New India vigilance department is investigating the issue now.  Yet we find no reaction from our elected leaders. 

What do we make out from the above two incidents?  We do wrong, support wrong doing and yet we play the victim card when we are ignored and/or bypassed.  The cry baby syndrome.

It's about time we clean our stables and remove the decay.  Lest we all get thrown out with the decay.

Regards,

S Anoop Kumar.

On 16 Oct 2017, at 14:55, Vernon Dillen <vernon...@gmail.com> wrote:

Sir

My mail and statement is clear and answers all ur questions in fact its known to all and we also know that we are the professors 

The so called big guns do it openely but when iiisla decides to pressurize them then the guns start firing and many are there to support

Its not only independent but contract surveyors who do such things

I do not know why i have to reply but i am doing so as i feel its my opinion that you may be having a soft corner for the pvt insurer and i have no love loss for them because they use  us for entering the market and then dump us like a lump of shit. Sorry for the slang used

If we can bring a stop to our members using their office staff only then can we pressurize the pvt insurers see what stiff resistance you will face i have faced the same and there are members who told me to stop writing on this subject at one of our meetings there was almost a hand to hand combat for raising the issue but have i stopped writing on this topic no its only late that a few chapters have managed to control i would not say stop as there may not be hard core members or the younger members may have the power

Lastly if there is any reasonable suggestions to check mate the instigators and the doers and if i can be of any help or assisstance please count me in

Regards

V Dillen

[dwarka prasad]

R/brothers,
Such persons must be caught and FIR lodged for violation of law.
with regards,
dwarka prasad,
surveyor
Faridabad.


--------------------------------------------
On Mon, 16/10/17, 'Dilip Kumar De.' via Indian Independent Insurance Surveyor And Loss Assessors Bengal <iiisla...@googlegroups.com> wrote:

Subject: Re: Illegal surveys by non-licensed/Non IIISLA member in-house employees
To: "iiisla...@googlegroups.com" <iiisla...@googlegroups.com>, "Alind Kumar Jaipur" <alind...@gmail.com>, "insurance-surveyors-india" <insurance-su...@googlegroups.com>, "Insurance surveyors" <insurance...@googlegroups.com>
Cc: "UPINDER PAL SINGH SACHDEVA" <you...@gmail.com>, "Sanjay Dashrath" <tejas.d...@gmail.com>, "Ashwani Agarwal" <ashwaniag...@yahoo.com>, "SANTOSH KUMAR SHARMA" <sac...@gmail.com>, "KAVISH CHANDRE MALHOTRA" <kcmalho...@gmail.com>, "R KESHAVAMURTHY" <keshavam...@yahoo.co.in>, "Atul Deedwania" <atulde...@yahoo.in>, "Rameshchandra Pareek" <surveyo...@gmail.com>, "IIISLA-Surveyors-Rajasthan" <IIISLA-Survey...@googlegroups.com>, "Nirmal Tripathi" <nirmal....@rediffmail.com>, "Jagdish Chandra Joshi" <jcjo...@gmail.com>, "V.N. SIVAN PILLAI" <shiv...@rediffmail.com>, "P. SEKAR" <seka...@gmail.com>, "Sunil Mathur" <sunilma...@hotmail.com>, "Ashok Kumar" <ashok_...@yahoo.co.in>, "Chairman IIISLA RAJ" <chairman...@gmail.com>, "Ravi Kumar Dhar" <alak.r...@gmail.com>, "NAND KUMAR JHA" <nkjh...@gmail.com>, "Shivaprakash B K L Basavaraj" <shivapr...@gmail.com>, "R K Bissa" <rkb...@yahoo.com>, "RAM MOHAN NARAYANA MURTHY KATTA" <kattar...@yahoo.co.in>, "Sai Prasad Nanduri" <tim56....@gmail.com>, "INDER SAIN" <innders...@rediffmail.com>, "KRISHNA CHAND SIDHAR" <kcsi...@gmail.com>, "Rajesh Sharma" <rajesh.b...@gmail.com>, "Mrinal Pathak" <mrinal...@iiisla.co.in>, "KONDAL REDDY KAKULAVARAM" <kkred...@gmail.com>, "MRADUL KHANDELWAL" <mradu...@rediffmail.com>, "Manoj Dharnia" <maitrias...@gmail.com>, "Debojyoti Sarmah" <djsarm...@yahoo.co.in>, "SANJEEB KUMAR MOHANTY" <sanjeebm...@gmail.com>, "A K SINHA" <aksin...@gmail.com>, "HITESH KUMAR CHITALIA" <hiteshch...@yahoo.com>, "VIPUL CHANDRAKANT GOSALIA" <vipul_...@yahoo.com>, "Love Patel" <lovepa...@gmail.com>, "Rajiv Garg" <rajiv...@gmail.com>, "VISHWAS RAMKRISHNA DAMLE" <vishwa...@gmail.com>, "B M Agarwal" <surveyor....@gmail.com>, "P P Tripathi" <tripa...@yahoo.com>, "A R Ramesh" <arramesh...@gmail.com>, "DULAL CHANDRA DAS" <dulal...@rediffmail.com>, "BHAGWAN SINGH BHATI" <bsbha...@gmail.com>, "Mahesh Singhal" <maheshs...@gmail.com>, "D P Songara" <secretary...@gmail.com>, "Inder Pal Singh" <inderp...@gmail.com>, "RADHESHYAM POPATLAL RAVAL" <radhe_s...@yahoo.com>, "Lalit Dube" <lalitja...@rediffmail.com>, "R K Maheshwari" <rksur...@yahoo.com>, "SANTHOSH PENNEDATHUKUDY AYYAPPAN" <santho...@gmail.com>, "VINAYKUMAR PUNDALIK" <vu1...@gmail.com>, "Rajendra Maurya" <rkmau...@rediffmail.com>, "Sai Prasad Nanduri" <saipr...@gmail.com>, "Balaji Velaga" <balaji...@yahoo.co.in>, "Pinaki Paul" <pinaki...@rediffmail.com>, "AJIT SINGH DABAS" <ajit...@yahoo.co.in>, "Vishesh Sharma" <slavi...@gmail.com>, "SANDEEP HASMUKHRAI MASHRU" <smco....@gmail.com>, "Rajesh Gupta" <rg_su...@hotmail.com>, "BHAGAWANT SADANAND KAMAT" <bsk...@yahoo.com>, "BHOPENDRA SINGH" <sbhupe...@rediffmail.com>, "Manas Kumar Chakaraborty" <man...@yahoo.com>, "ALOK GARG" <garg_...@yahoo.com>, "nilesh....@gmail.com" <nilesh....@gmail.com>, "KRISHNA KANT PANDEY" <kkpande...@rediffmail.com>, "roy elango" <elang...@gmail.com>, "Lalit Gupta" <lalits...@yahoo.co.in>, "Tanmoy Sarkar" <tsar...@gmail.com>, "JAYANT KUMAR" <er.jayant...@gmail.com>, "pandiyanp PandiyanP" <pandi...@gmail.com>, "DINESH KUMAR GUPTA" <dinesh_dk...@yahoo.com>, "S S Mutneja" <ssmu...@gmail.com>, "Ravi Rustagi" <unia...@gmail.com>, "Chand Mal Jagetia" <cmja...@gmail.com>, "Naishadh J. Desai" <naisha...@live.in>, "Subodh Sobat" <sob...@yahoo.com>, "C.K.Upadhyay (Insurance Surveyor)" <ckupa...@gmail.com>, "L S Chouhan" <sai_ls...@yahoo.co.in>, "V. VENUGOPAL" <venu...@gmail.com>, "Sanjay Kumar Neura" <skn...@gmail.com>, "UMESH KUMAR AGARWAL" <uk.a...@gmail.com>, "Manohar S Sainani" <sai...@adjusterindia.com>, "DEEPAK SOOD" <deepak...@gmail.com>
Date: Monday, 16 October, 2017, 1:27 PM

Sir,Everybody
knows the fact (iiisla and irdai).   The private players
(photographers) who are doing same professional jobs in
illegal manner will continue their services but our
so-called leader/guider are speechless.  It may
something.........  Don't tell them.  Write directly
to Ministry of Finance. Private players (photographers)
supported by private insurers are depriving Govt./Govt of
India - nonpaying of taxes (crore-crore-crore.... rupees)
for their illegal services through illegal
manner. We
are very good writer and we will sought but illegal players
(photographers) under a good umbrella serve their services 
through illegal manner.  
Warm
Regards,DILIP
KUMAR DE.
SURVEYOR/LOSS
ASSESSOR.MOB.
9830031191
 


On Monday, October 16, 2017 6:46 PM, Dilip
Kumar De. <dde...@yahoo.com> wrote:


Sir,Everybody
knows the fact (iiisla and irdai).   The private players
(photographers) who are doing same professional jobs in
illegal manner will continue their services but out
so-called leader/guider are speechless.  It may
something.........  Don't tell them.  Write directly
to Ministry of Finance. Private players (photographers)
supported by private insurers are depriving Govt./Govt of
India - nonpaying of taxes (crore-crore-crore.... rupees)
for their illegal services through illegal
manner. We
are very good writer and we will sought but illegal players
(photographers) under a good umbrella serve their services 
through illegal manner.  
Warm
Regards,DILIP
KUMAR DE.
SURVEYOR/LOSS
ASSESSOR.MOB.
9830031191

On Monday, October
16, 2017 11:04 AM, S. Anoop Kumar

U67120RJ1998PTC014609402, Shalimar

Complex,
Church Road,
M.
I. Road,

JAIPUR-302001website - www.aisla.co.in         

Ph.-0141-5105164 Fax
- 2365164; Cell - 9829365000"People may
doubt What you say, But they will always believe What you
Do"------------------------------
------------------------------
------------------------------
------------------------------
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Confidentiality Notice : This e-mail
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replying to this message, and delete the original and any
print out thereof. From: iiisla-surveyors-rajasthan@
googlegroups.com [mailto:iiisla-surveyors-

raja...@googlegroups.com] On Behalf Of Chairman

not providing services to your company.  ​​Manoj
Bhargava 
   ​​Chairman  
 ​Rajasthan Chapter​​​​​Office : 60/47,
Rajat Path, Mansarovar,
JaipurMobile:
9829054199Skypee

manoj6047 On Fri, Sep 29, 2017 at 11:52
AM, Chairman IIISLA RAJ <chairman...@gmail.com>
wrote: Dear sir, ​​Till date you have not
stopped illegal surveys i.e. your company Non IRDAI licensed
employees are still doing surveys over INR
50,000/-. ​​Due to the said
reason Rajasthan surveyors are

not providing services to your company.  ​​Manoj
Bhargava 
   ​​Chairman  
 ​Rajasthan Chapter​​​​​Office : 60/47,
Rajat Path, Mansarovar,
JaipurMobile:
9829054199Skypee

manoj6047 On Thu, Sep 14, 2017 at 9:58
PM, Chairman IIISLA RAJ <chairman...@gmail.com>
wrote:​​​Dear sir, REMINDER -
3 Please find trailing

mail for immediate action. ​​Manoj
Bhargava 
   ​​Chairman  
 ​Rajasthan Chapter​​​​​Office : 60/47,
Rajat Path, Mansarovar,
JaipurMobile:
9829054199Skypee

manoj6047 On Mon, Jun 26, 2017 at 12:36
PM, Chairman IIISLA RAJ <chairman...@gmail.com>
wrote: Dear sir, REMINDER
1  Please find trailing
mail for

immediate action. ​​Manoj
Bhargava 
   ​​Chairman  
 ​Rajasthan Chapter​​​​​Office : 60/47,
Rajat Path, Mansarovar,
JaipurMobile:
9829054199Skypee

manoj6047  On Mon, Jun 19, 2017 at 9:31
AM, Chairman IIISLA RAJ <chairman...@gmail.com>
wrote:Dear sir, Till today you have not
stopped illegal surveys i.e. your company employees are
still doing surveys over INR 50,000/-. We have given enough
time, WE THE RAJASTHAN
SURVEYORS WILL NOT DO SURVEYS OF YOUR COMPANY with

immediate effect.  ​​Manoj
Bhargava 
   ​​Chairman  
 ​Rajasthan Chapter​​​​​Office : 60/47,
Rajat Path, Mansarovar,
JaipurMobile:
9829054199Skypee

manoj6047  On Thu, Jun 15, 2017 at 1:21
PM, Chairman IIISLA RAJ <chairman...@gmail.com>
wrote:Dear sir, Since there is no
communication regarding stopping illegal
services. Please note
RAJASTHAN CHAPTER

MEMBERS WILL STOP SURVEYING FOR YOUR COMPANY. ​​Manoj
Bhargava 
   ​​Chairman  
 ​Rajasthan Chapter​​​​​Office : 60/47,
Rajat Path, Mansarovar,
JaipurMobile:
9829054199Skypee

manoj6047  On Tue, Jun 13, 2017 at 11:13
AM, Chairman IIISLA RAJ <chairman...@gmail.com>
wrote:Dear sir, Depute an
independent/IIISLA member surveyor in this case immediately,
under copy to US and IRDAI, as insured is facing
financial crisis.  Always use services of
IIISLA members for surveys above INR 50,000/-. Receipt

attached.  ​​Manoj
Bhargava 
   ​​Chairman  
 ​Rajasthan Chapter​​​​​Office : 60/47,
Rajat Path, Mansarovar,
JaipurMobile:
9829054199Skypee

manoj6047  On Mon, Jun 12, 2017 at 1:10
PM, Chairman IIISLA RAJ <chairman...@gmail.com>
wrote:Indian Institute of

Insurance Surveyors and Loss Assessors(Incorporated under
Section 25 of the Companies Act, 1956)(Regd. Office:
Parisrama Bahavan, 5-9-58/B,
Basheer Bagh, Hyderabad-500 004)RAJASTHAN CHAPTERF–3,

RAMESH MARG, C-SCHEME, JAIPUR-302 001 Ph.:

0141-2365164MANOJ
BHARGAVA Chairman9829054199–mb6047@rediffmail.
comDHARAM PARKASH
SONGARA
Secretary9414130808 - dpso...@gmail.comPARAMALMA PRASAD
TRIPATHITreasurer9829053557 - tripa...@yahoo.com The
Managing DirectorChola Ms General Insurance Co.
Ltd.,Chhanai
600001By-Speed post/MailDear

sir, 
              Subject :- Surveys conducted by your
employee Mr Rajender Kumar Sharma
                    
              Claim no 3379202563     ;
Vehicle no : RJ 14/GG 7251 ;                               
      Insured: Jai Ram Yadav ; Estimated Loss:-  25
Lac appox The
above said claim was allotted by your office to Mr Rajender
Kumar Sharma, mobile no 8875019079, as per SMS dt
2nd May 2017, on insured’s registered mobile
no.  He
surveyed the said vehicle at M/s URSS Tech. Ltd., Manoharpur
on 02/05/2017 in insured’s
presence. Despite of various reminders company is
not following IRDAI regulation 2015.
 IRDAI
Regulation 2015 clearly says 1)      Surveyor has to conduct the job by

himself2)     “Surveys over INR 50,000/- has to be

done by surveyor”.  Surveyor means:- i)                  
Should be licensed by IRDAI
ii)               
Should be a member of
IIISLA Here Mr Rajender Kumar Sharma NEITHER
HAS SUVEYOR LICENSE nor IIISLA
MEMBERSHIP. Company will get survey report of the
above said vehicle from employee licensed surveyor,
who
has never visited w/s (surveyed the subject vehicle) nor
contacted insured till date. We advised again to stop
malpractices i.e. doing surveys over INR

50,000/-.Follow IRDAI Regulation
2015 with immediate effect.Best
Regards ​​​​Manoj
Bhargava 
   ​​Chairman  
 ​Rajasthan Chapter​​​​​Office : 60/47,
Rajat Path, Mansarovar,
JaipurMobile:
9829054199Skypee

manoj6047 ​PS
:-  ATTACHED PDF​  ​​On Tue, May 19, 2015 at 6:26
PM, Suryanarayanan V-Executive Vice

President-Claims-HO-CholaMS <suryanarayananV@cholams.

murugappa.com>
wrote: Dear Mr Manoj
Bhargava, We have since
advised the local team members to strictly adhere to the
assignment of surveys as per prevailing
limits. We will also closely
monitor the situation from the head
office. Warm
regardsV

SuryanarayananHead of

prejudice?  Manoj
Bhargava 
   Chairman  
 Rajasthan
ChapterOffice : 60/47,
Rajat Path, Mansarovar,
JaipurMobile:
9829054199Skypee

manoj6047  On Mon, May 18, 2015 at 6:39

PM, Gopalarathnam S S-Managing Director-CholaMS <gopalarathnamSS@cholams.

unsub...@googlegroups.com.

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[Ashok Kumar Singh.]

Respected Anoop ji,

I am totally agree with yours views. Question is very important that, 

Who is the Good /Better / Best Surveyor as in survey working? 

1.Who follows the every instructions of insurers in loss assessment as blindly, Or

2. Who follows the Insurance Policy contract & Surveyor Regulations 2015 in loss assessment.

Most of the insurers prefer  point 1 Type surveyors. Most of time Insurer has no matter for violation of Surveyor Regulations 2015 as by Surveyor or as by them. 

01 Example:- 

So many of us do not know basic difference of MOU & Policy contract wordings.

My one friend was saying that he considered the Radiator as metal part / Other parts in loss assessment for Natmar claims, but he was saying that he considered Radiator for same or same type vehicles as Rubber part for without tie up National Office Issued policy. I asked about the reasons for it, My friends replied that he assessed the loss as per insurance MOU. 

Although application of Indian Motor Tariff are same for both insurance policies. Surveyors Regulations 2015 & Insurance Policy contract has no details of MOU.

   

We can get more respect with right application of knowledge. Knowledge level of Surveyors upgrade is also the main object of IIISLA. But I have been seeing that IIISLA is going on others ways................

Regards,

Ashok Kumar Singh.

Greater Noida, U.P..

201308.

16.10.2017. 

 

MANOJ BHARGAVA Chairman 9829054199–mb6...@rediffmail.com

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[Divyesh Modi]

Dear Group Members,

I am practicing as a surveyor & loss assessor from last 3 years. I read so many discussions on this board and other boards. but no fruitful result getting by this discussions.

My suggestion is our supreme authority have to issue circular that no surveyor will render their survive to those companies who are utilizing in-house illegal creature for survey. if anybody render their service, authority will suspended those persons membership for 1 year. This is the best way to vanish this illegal creature.

With Warm Regards,

Divyesh B. Modi
Surat, Gujarat
India

​.​

[Ashraff Tim]

Dear Divyesh Modi

Sorry to say that those you refer "our supreme authority" includes a Council Member  form your own place(You know who it is) who does more than 6 Surveys in a day without attending a single survey personally by himself, as agreed by him on the message boards and how can you ever expect these GFNs to do justice to our noble profession

These idiots are showing the way to the insurers as to how can they keep away the Independent Surveyors from the field, and  how to utilise their unqualified in-house staff  for survey with minimum expenses, instead of paying survey fee to our members for utilising their services

At least in future cases you should ensure that such elements are kept away from becoming part of "our supreme authority" so called

Tim

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[Naresh Kukkar]

Center should be strong enough to work on creating good policies rather than doing politics only.   

On Wed, Oct 18, 2017 at 11:48 AM, Ashraff Tim <tim56....@gmail.com> wrote:

Dear Divyesh Modi

Sorry to say that those you refer "our supreme authority" includes a Council Member  form your own place(You know who it is) who does more than 6 Surveys in a day without attending a single survey personally by himself, as agreed by him on the message boards and how can you ever expect these GFNs to do justice to our noble profession

These idiots are showing the way to the insurers as to how can they keep away the Independent Surveyors from the field, and  how to utilise their unqualified in-house staff  for survey with minimum expenses, instead of paying survey fee to our members for utilising their services

At least in future cases you should ensure that such elements are kept away from becoming part of "our supreme authority" so called

Tim

On Tue, Oct 17, 2017 at 8:42 PM, Divyesh Modi <surveyor.divyeshmodi@gmail.com> wrote:

Dear Group Members,

I am practicing as a surveyor & loss assessor from last 3 years. I read so many discussions on this board and other boards. but no fruitful result getting by this discussions.

My suggestion is our supreme authority have to issue circular that no surveyor will render their survive to those companies who are utilizing in-house illegal creature for survey. if anybody render their service, authority will suspended those persons membership for 1 year. This is the best way to vanish this illegal creature.

With Warm Regards,

Divyesh B. Modi
Surat, Gujarat
India

​.​

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Naresh  Kumar Kukkar
Jalalabad( W), Punjab
nku...@gmail.com
01638-254054
09814706491

[Dadashree.Sharma]

Respected All ; 

Nothing to advice, The surveyors are professional and are doing their profession in well trained members. Some of us who are manipulating the profession are not surveyors. As Mr. Tim and C.K. Bhatia has termed that our leadership is totally a duffer Gang and are interesting in earning money. You may explain the style of working technically but our incapable and greedy gentlemen are bound to collect money. If it is true that the money is being demanded for the student membership, Corporate licence and to settle the general issues with in IISLA, what more you can expect. 

Sir, the question arises, how did they become the abode, the whole time leader, Where were you when they are manipulating the situation? You were very much here but were sleeping with open eyes. Now again you got the chance to sent them out but you are in full ignoring mood. 

You all knows that the renowned contract surveyors are being involved in EOI and the leaders are the firm partners indirectly but you are ignoring it? Who will come to save you?

You are discussing the Pvt. Insurance co.IRDA, GIPSA but not known about your community. What type of the intelligence you have? 

National Secretary refused to sign for illegal AGM but later on Participated on the cost of IIISLA. The assurance was given to members that we have convinced NIA to stop the EOI but later on went to court. What did we get from that whether the CC was consented for that. You remain silence. You can advise for any thing but will not do any thing. You are great. 

Some members were arranged from Kolkata to represent in NICL but the CC member was not called, Why? You remain silent. Was the expenses for CD software were sanctioned from CC or discussed in CC. How the expenses are being done on whims and fancies of a single person without any permission. 

What is the achievement in whole process but lacs of Rs. have been spent but the compensation to a deceased have been blocked. You are well known but silent as it does not concerned to you. Who will come to you when you will in need? 

Every morning you wait for the write ups of sh. Anoop Kumar, C.K. Bhatia, DCS Raju and Dulal Dass . You read it but forget you only take ,who is crushing to whom. Nothing is concerned to you, you keep smiling, wait a day will come when they will smile on you also. 

See, they have manipulated the voter list and knowingly deleted the name of R.K. Elengo, they are well aware that Mr. Elengo will go to Court and the election will be postponed they will remain the leader, are you not known, but are silent. The whole community is suffering, only one man is flying across the country, arranging rivals meeting on the cost of IIISLA. The royal seminars for campaigning, dividing the members for a short time to be the agents for collecting the wandering ballots, Are you not aware? Why you are sleeping? 

The members who donated 50 thousands or 25 thousands in the name of benevolent fund, but the fund is not being given to the deceased family, why they are silent? have they courage to ask?  or the given money was not for benevolent? . 

My aim for this is only that the opportunist are not  ruining the community it is our ignorance that they find the way to ruin us. If we remain alert and dedicated towards our profession then no can dare to do the wrong. Please be awaken if you want to survive or ignore to die, Choice is yours??????????????????

dadashree.sharma

Karnal haryana. 

On Monday, October 16, 2017 at 11:04:12 AM UTC+5:30, S. Anoop Kumar wrote:

MANOJ BHARGAVA Chairman 9829054199–mb6...@rediffmail.com

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[SHIRAZ HAMID]

Presentation

 

What We Were

 

https://youtu.be/YHQA8uQEjhw

 

Regards

 

Shiraz

MANOJ BHARGAVA Chairman 9829054199–mb6...@rediffmail.com

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