Read and try to understand the meaning of 'Suveyable Claims'. Not all claims reported are 'Suveyable Claims'.
For instance, all claims of value below the prescribed No Survey Limits are not surveyable claims. And if the No Survey Limit is revised to say 1 Lakh rupees in motor department, then all claims below Rs. 1.00 Lakh would be considered as not falling within the Surveyable Claims.
Regards,
S. Anoop Kumar.