VIEWS OF NON MOTOR SURVEYORS ON RATE OF DEPRECIATION FOR MOTOR VEHICLES.

[shailesh shah]

what is this OK? business sir?

On 12/4/09, orkay elango <orkay...@yahoo.com> wrote:
> Dear,
> No comparison between Human and Machine.
> Human Brain starts working from the date of ..........Vehicle usage starts
> from only on / and after the date of Registration.Date of manufacture is
> immaterial.OK?
>
> Er.R.K.ELANGO,B.E.,P.D.Au.E.,M.I.Mech.E.,C.Eng.,
> A.I.I.S.A(Engg),M.Tech.,M.B.A., LL.B.,
> Chartered Engineer,Insurance Loss Assessor& Valuer,
> Felix Tower,Ammayappa Nagar,Vayalur Road,Trichy-620017
> Tamilnadu
> Cell.09443137037,Ph.04312780278,Fax.04312780778
>
> --- On Fri, 12/4/09, ASAR <asant...@gmail.com> wrote:
>
> From: ASAR <asant...@gmail.com>
> Subject: Re: [Adjusters:9535] VIEWS OF NON MOTOR SURVEYORS ON RATE OF
> DEPRECIATION FOR MOTOR VEHICLES.
> To: "Insurance Adjusters" <insurance...@googlegroups.com>
> Date: Friday, December 4, 2009, 8:36 PM
>
>
>
>
>
> #yiv1513854308 v\00003a* {}
>
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> I am also a non-motor surveyor. In my opinion, strictly speaking, the age
> of the vehicle has to be calculated from the date of manufacture. As we
> have the practice of calculating the age of human from the date of delivery
> (Birth), in practical terms, the age of the vehicle has to be
> calculated from the date of delivery to the owner of the vehicle
>
> Comments of learned members is expected
>
>
> ASAR
>
>
>
>
> -------Original Message-------
>
>
> From: SANJAY SURPURE ( SURPURIYA )
> Date: 12/4/2009 8:26:40 PM
> To: Insurance Adjusters
> Subject: [Adjusters:9533] VIEWS OF NON MOTOR SURVEYORS ON RATE OF
> DEPRECIATION FOR MOTOR VEHICLES.
>
> As per the policy wordings of the Motor policy the rate of
> depreciation depends on the age of the vehicle. Now what
> criteria should decide the age of the vehicle.
> 1. From the date of purchase.
> 2. From the date of registration.
> 3. From the date of manufacture.
>
> It is an interesting topic. Members are requested to give their
> opinion.
>
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--
Shailesh B. Shah
Insurance Surveyor / Loss Assessor
Vadodara Cell- 9824021192
www.insurance-surveyors.com

[Sanjay Shaw]

Dear Sir,

in dependency of loss adjustment application have been biased by the Indian Institution by making the depreciation clause as policy contract Than can we blame regulators or custodian of insurance premium. ----- we should say------" NO"----. because promising commitment of the Indian Insurance Globalisation / untouched market penetration can not rely on the existing loss assessor's institutional body, who do not have open data source / available database/ R & D / articles for the approximation of the depreciation rate in an environment of hassle free / dispute free / transparent opinion  and may cause obstruction for the GOI object.

So, Depreciation clause have become the policy contract which have been sportingly exploited by the most the virtual surveyor for the benefit/favor of their business potential / promotion and categorised surveyor have been victimised to  fatch out the secured assessed opinion -  resultantly ISOLATION from MARKET INFORMATION.

How is it called democracy that being an poor Indian citizen I can not avail the NO DEPRECIATION POLICY.

WHY I will pay the depreciation part from my pocket on insurance claim. whereas, it is the problem of car manufacturer / dealer / insurer / loss assessor / financier , it is a re-instantment policy that should be indemnified on replacement of equivalent spares.   .........  PL CHECK 2ND SPARE PRICE LIST BOOK LIKE AUDATEX / AUTOMOBILES INSTITUTIONS IN THE DEVELOPED COUNTRIES.

 

we have lot lot of to say in order to restore the all adjustment assignments under the rescue of categorised surveyor only.

 

awaited for more opinion.

 

with regards

Sanjay shaw

98310 85519

 

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[nanda kishore]

As per my opinion, the depreciation for the motor vehicle - from the date of manufacturer.

with regards
nandakishore

--- On Sat, 5/12/09, shailesh shah <shaile...@gmail.com> wrote:

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