I don't have access to a specific key for the two species of
Benkara under consideration here. The description of
Benkara fasciculata by King & Gamble on the
India Biodiversity Portal is the only 'detailed' one that I could find. However, it is amply clear that the leaf shape of both the species can vary. The leaf shape of
Benkara malabarica has been described variously by different authors as: "ovate, subacute at the apex, rounded at the base" (Talbot); "elliptic-oblong or oblong-lanceolate, subacute, tapering to the base" (Cooke); and "obovate to oblanceolate" (Brandis). Therefore, I doubt if the shape of the leaves can be a reliable distinguishing feature.
Speaking of leaves, what stands out in the available descriptions is the thickness:
B. fasciculata: Leaves membranous (King & Gamble);
B. malabarica: Leaves coriaceous (Talbot / Cooke / Brandis).
B. fasciculata: Flowers axillary, in fascicles or solitary (King & Gamble); few-flowered (Brandis);
B. malabarica: Flowers in congested leaf-opposed, short-peduncled cymes (Talbot / Cooke).
Another distinctive floral feature appears to be the size of the corolla tube in relation to the lobes.
B. fasciculata: Corolla tube nearly 1 inch in length (King & Gamble);
B. malabarica: Corolla tube shorter than the lobes (Brandis); tube 0.2" long (Talbot).
Best wishes, Viplav