Abstract
Kenya’s digital finance boom is a paradigmatic case of the role of financial technologies (fintech) in development and poverty reduction, both for advocates and critics of fintech. Recent discussions, however, have tended not to closely examine the fundamental unevenness of this boom, in two senses. Drawing on engagements with Marxian conceptions of uneven development and recent debates on financial infrastructures, I link both of these patterns to the durable legacies of the distinctive political economy of colonialism in Kenya. Given the growing importance of Kenya’s digital finance boom in broader policy and academic debates about fintech, this case suggests a need for greater attention to the uneven nature of fintech applications.