On Jun 3, 7:14 am, Paul Wharton <
paulwhar...@comcast.net> wrote:
> In laissez-faire Capitalism, there is no government fire-fighting.
> Some would argue that everything will then burn to the ground.
> However, it is precisely this recognition, and fear, that usually
> prevents that.
Your entire article completely misses Rural-Metro Fire Department,
Inc., of Maricopa, Pinal, Yuma and Pima counties in Arizona. They are
a private company providing fire service in those areas and they
operate by subscription. You have to buy a door medallion to nail to
your door in advance, showing you have protection.
In fact, I've been thinking about writing an article about a group of
homeowners who decide to start their own semi-volunteer company when
regular fire service becomes too expensive and they decide to start a
"do it yourself" fire department because they can can provide better
protection themselves for their homes for a lot less money.
> The question then arises, "What happens to someone who has a fire with
> no prepaid fire insurance?" Well, the fire insurance-fire fighting
> company will probably race to the scene and offer the unfortunate,
> property owner a contract--that being to put out the fire in exchange
> for a percentage of the property value they save.
Nope, it's not even that mercenary. It used to be that if you didn't
purchase a medallion in advance, since a fire company didn't have a
contract with you there was no way they could collect from you for
putting out the fire, so they sat nearby and watched your house burn
down, but staying around protecting paying customers in case embers
from your house tried to set theirs on fire . Rural-Metro's website
says if you don't have protection, and you call them to put your house
fire out, then you have to pay the current hourly rate for the
services provided, which your homeowner's/fire insurance probably does
not cover. Meaning it's probably a *lot* more expensive to pay them
afterward if your house burns down to put it out than to buy a
medallion in advance.