That’s right, updating your ledger with data from your financial institutions is the most laborious and frustrating part of personal finance. It doesn’t need to be so with Beancount (or other PTA), which is the point of this series of articles.
With a little bit of effort upfront, open source tooling can actually be way better than commercial solutions, and far more flexible and extensible.
Zero Effort Updates
The ultimate vision of this set of articles is to have your ledger updated automatically with zero effort from you. How close can we get to that vision? When I started out, each update would take hours of frustrating effort and reconciliation across 60+ accounts at institutions. So much so, I only did updates once in a few months. After understanding why, and developing solutions, I am now at a point where my ledger updates take well less than five minutes.
Bringing it down to under five minutes was critical to making personal finance productive and fun, because it lets me get away from tinkering, and enables me to focus on the actual finances.
On Apr 12, 2022, at 09:18, Red S <redst...@gmail.com> wrote:
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