Auto Bcc Rule

[Karoline Oum]

Ifyou need more granular control then you can build aliases with pfBlocker and create your own rules wherever you like that reference those aliases. To do this you just change the action in pfBlocker from deny to alias deny for that list, then create a firewall rule to reject traffic to/from that alias. Make sense?

Next, look at your resource consumption on pfSense and do the whole GeoIP thing in reverse, blocking by default and allowing just the regions you need, and see which comes out better. I found that blocking a few bad places is less maintenance and good enough for home and SMB, but if I were paid to manage a big corporate firewall (high value target) I would certainly block by default. Have fun!

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The Federal Trade Commission has finalized a new rule to fight two common types of illegal tactics consumers face when buying a car: bait-and-switch tactics and hidden junk fees. The new rule is expected to save consumers nationwide more than $3.4 billion and an estimated 72 million hours each year shopping for vehicles.

The Combating Auto Retail Scams (CARS) Rule also includes clear protections for members of the military and their families, who are targeted not only with bait-and-switch tactics and junk fees, but also deceptive information about whether dealers are affiliated with the military and other specific issues that affect servicemembers.

The CARS Rule prohibits dealers from lying to servicemembers and other consumers about important cost and financing information, and about whether the dealers are affiliated with the military or any other governmental organization. They also are prohibited from lying about whether a vehicle can be moved out of state (which affects servicemembers and their families, who must frequently move to new duty stations) and whether a vehicle can be repossessed (there are laws that protect many servicemembers from having their vehicle repossessed).

The FTC issued a Notice of Proposed Rulemaking related to motor vehicle shopping in June 2022 and, during a months-long comment period, the agency received tens of thousands of comments from consumers, servicemembers, veterans, auto dealers and others about the proposed rule. The FTC carefully reviewed these comments and made substantial changes to the proposed rule in creating the CARS Rule.

The changes ensure that the rule is focused on protecting consumers from many of the most common scams that target people buying vehicles while also ensuring that auto dealers are able to compete on a level playing field. Many auto dealers submitted comments to the proposed rule noting that they lost business to other dealers who used deceptive bait-and-switch tactics. The CARS Rule takes steps to protect not only consumers but also honest dealers and competition.

The Federal Trade Commission works to promote competition and protect and educate consumers. The FTC will never demand money, make threats, tell you to transfer money, or promise you a prize. Learn more about consumer topics at consumer.ftc.gov, or report fraud, scams, and bad business practices at ReportFraud.ftc.gov. Follow the FTC on social media, read consumer alerts and the business blog, and sign up to get the latest FTC news and alerts.

Dealers would be required to create and retain records showing compliance, including advertisements, price lists, customer correspondence, financing documentation, LTV calculations for all sales of GAP coverage and customer complaints.

The Proposed Rule is currently open for public comment until September 12. The MRAA, along with several other trade associations including the RV Dealers Association, have submitted a request to extend the comment deadline by an additional 120 days.

Regardless of if the extension is granted, the MRAA and our state MTA partners will be submitting comments. Furthermore, the MRAA is going to deploy a Boating United action alert and we will encourage all our MRAA members to engage.

If you have any questions pertaining to this proposed rule or would like to provide insights as to how this will impact your business, please contact Chad Tokowicz, Government Relations Manager, at Ch...@mraa.com.

Fossil fuel-powered transportation in New Mexico contributes to air pollution and greenhouse gas emissions in our state. After the extraction and production of oil and gas, fossil-fuel transportation represents the second largest source of greenhouse gas emissions.

Starting in calendar year 2026, 43% of all new passenger cars and light-duty trucks shipped to New Mexico auto dealerships by national auto manufacturers must be zero emission vehicles. Similarly, beginning in calendar year 2026, 15% of all new commercial heavy-duty trucks shipped to New Mexico auto dealerships by national auto manufacturers must be zero emission vehicles. These percentages gradually increase over time.

New Mexico has invested over $11.5 million in electric vehicle charging stations from State and federal funding sources and received an additional $38 million in U.S. Department of Transportation federal grants. Starting in January 2024, New Mexicans who purchase a qualifying new or used electric vehicle will enjoy immediate savings of up to $7,500 at the point of sale. This federal change eliminates the need to wait until tax return season to receive the federal tax credit. In October 2023, Governor Lujan Grisham committed to the adoption of additional state tax credits for zero-emission vehicles and infrastructure in the upcoming legislative session.

While federal funding has largely concentrated on electric vehicle chargers along heavily trafficked interstate corridors, the administration will request $55 million this legislative session to build out a state-wide network for charging stations to improve infrastructure in rural New Mexico.

The Advanced Clean Car rules apply to the automakers, not consumers. The rules require automakers to deliver an increasing percentage of new zero-emission cars and light duty trucks for sale in New Mexico each year. The rules will culminate with the requirement that by 2032, 82% of all new vehicles delivered by the automakers to New Mexico are zero-emission vehicles (Table 1).

The Clean Car Rule sets low-emission and zero-emission standards for new cars and trucks offered for sale in New Mexico, improving the air we breathe, giving consumers more choices, saving New Mexicans money, and protecting our environment. In addition to providing links to the newly adopted Clean Car Rule, this page describes the key milestones and procedural documents that led to its adoption.

In addition to the information below, the New Mexico Environment Department and the City of Albuquerque Environmental Health Department prepared answers to Frequently Asked Questions (English FAQs) and Preguntas Frecuentes Sobre La Propuesta de Norma de Autos Limpios Para Nuevo Mexico (Spanish FAQs) on the Clean Car Rule.

The Department received and considered the comments submitted on the discussion draft Clean Car Standard Rule by auto dealers, automakers, the agriculture industry, community advocates, environmental groups, and over 120 individual New Mexicans. The majority of comments support the adoption of stricter tailpipe emission standards on new passenger cars and the requirement that automakers deliver a greater percentage of zero-emission passenger cars beginning in 2025.

During the third Clean Cars New Mexico public meeting on November 3, 2021, the NMED planning team presented the discussion draft Clean Cars Rules with their projected cost and emission benefits. View a copy of the presentation slides here. The public meeting recording can be accessed by clicking on the image below.

During the second Clean Cars New Mexico public meeting on September 15, 2021, the planning team described how the three parts of the proposed Clean Car Rule work together to reduce mobile source emissions from light and medium-duty vehicles and elaborated on the zero-emission vehicle requirements. View a copy of the presentation slides here. The public meeting recording can be accessed by clicking on the image below. Please note that we did not record the first few minutes of the meeting.

During the kickoff meeting on July 21, 2021, NMED and Albuquerque staff described how the proposed Clean Cars Rule works and presented the adoption timeline. View a copy of the presentation slides here. The public meeting recording can be accessed by clicking on the image below.

Under the CARS Rule, dealers must create and retain for at least 24 months all records necessary to demonstrate their compliance with the Rule. The 24 months is calculated from the date the record was created. That includes the following documents:

Dealers may keep required records in any legible form, and in the same manner, format, or place as they may already keep those records in the ordinary course of business. Failure to keep all required records is a violation of the CARS Rule.

Covered Motor Vehicle Dealer or Dealer means any person, including any individual or entity, or resident in the United States, or any territory of the United States, that: (1) Is licensed by a State, a territory of the United States, or the District of Columbia to engage in the sale of Covered Motor Vehicles; (2) Takes title to, holds an ownership interest in, or takes physical custody of Covered Motor Vehicles; and (3) Is predominantly engaged in the sale and servicing of Covered Motor Vehicles, the leasing and servicing of Covered Motor Vehicles, or both.

Express, Informed Consent means an affirmative act communicating unambiguous assent to be charged, made after receiving and in close proximity to a Clear and Conspicuous disclosure, in writing, and also orally for in-person transactions, of the following: (1) What the charge is for; and (2) The amount of the charge, including, if the charge is for a product or service, all fees and costs to be charged to the consumer over the period of repayment with and without the product or service. The following are examples of what does not constitute Express, Informed Consent: (i) A signed or initialed document, by itself; (ii) Prechecked boxes; or (iii) An agreement obtained through any practice designed or manipulated with the substantial effect of subverting or impairing user autonomy, decision-making, or choice.

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