Dear Marco,
using HGVS nomenclature the idea is that you should describe a variant in detail allowing, from the description, to generate the sequence of the variant you detected. So describing an Alu insertion like g.100_101insAlu will not work. Although everybody knows you describe the insertion of an Alu repeat element, the sequence itself is not described. Therefore HGVS nomenclature recommends: "When the inserted sequence is not present in the reference genome, it should be submitted to a database (e.g., GenBank); the accession.version number obtained can then be used to describe the variant".
It is however possible to describe the variant without a GenBank submissions. One option is to describe the variant as g.100_101ins{SEQUENCE} where {SEQUENCE} is the entire seuqence of the insertion. Another option is to describe the insertion as derived from an Alu repeat element elsewhere in the genome and include the differences, so a format like g.100_101ins[NC_000004.11:g.106370094_106370200;A;106370202_106370350;C;106370352_106370420]. Note that in this hypothetical example which I did not check for correctness, the Alu sequence located on chr 4 from g.106370094_106370420 was, compared to the reference, interrupted by substitutions at positions g.106370200 and g.106370351.
However, in all cases the description of the variant becomes rather lengthy (and prone to error), that is why HGVS recommends submission of the Alu repeat sequence identified.
Best regards,
Johan den Dunnen
HUGO HGVS Variant Nomenclature Committee (HVNC)