If you buy bonds, you collect interest coupons every month, better than
savings account.
If you get the mortgage, your next-of-kin will have to pay for your
debts if you are gone. They hate you.
No worry, everyone has the length of time to hang around - destiny.
Go ahead and write a bucket list of 100 things to do, such as camping
inside Nova Scotia Kejimkujik in February, Meat Cove in March, you will
live longer.