well there's a 3rd reason I can think of. Field Day, up in the mountains.
I have some Hustlers on a home-made outbacker type of tripod.
On a good night, I have, with 100W output (on the radio, much much less out of the antenna), reached Oklahoma/Texas pretty well. Getting to Alabama or the Carolina's once in a while. California, Washington, Oregon, come in pretty well. I have tried WI, MI, but never been able to get there.
So unless conditions are exactly right, I know I will never do much. I know guys with G5RV type of dipoles, that get out much better than I do, but unless you have the "yard" for it, they aren't very practical. I have heard of guys stringing a wire around the top of their house, and getting some results.