What Will You Do With Your Tax Refund?
阿米哥分享
阿米哥分享
What Will You Do With Your Tax Refund?
What will you do with your tax refund this year? Will you save it, invest it for the long term, or splurge and spend it?.What Will You Do With Your Tax Refund? Home About Contact Subscribe Pennysaverblog Smart Finance and Money Saving Tips What Will You Do With Your Tax Refund? by Pam on April 28, 2010 It’s tax refund season again and it’s always nice to get some extra money back from the government. We got a refund this year because we both contributed to an RRSP. If we had not contributed to an RRSP, we would likely have had to pay taxes this year as our employers only take off the bare minimum required from our paychecks to cover taxes. Getting a tax refund due to overpaying on taxes throughout the year is a bad thing. It means the government has owed you money all year long and rather than it being in your bank account, the government has benefited from it. One way to ensure that this doesn’t happen to you is to make sure your employer only takes off the minimum required taxes. Some people opt for the maximum taxes to be taken off in order to ensure a tax refund at the end of the year. I wouldn’t recommend this option unless you know that you are a horrible saver and this is the only way you can save. There are a lot of different ways you can use your tax refund. This year my husband and I decided to buy some decent bicycles. We wanted to invest in our health, as we know we are not getting enough exercise. Usually when we come by extra money we like to put it into our travel fund, our emergency fund, or towards our mortgage. This time we decided to treat ourselves. I don’t think we will regret our purchase, as it will be a great way to enjoy the outdoors and spend quality time with each other. What are you planning to do with your tax refund this year? Related posts:8 Things You Can Do With Your Tax Refund TFSA (Tax Free Savings Account) Basics What is the Lifelong Learning Plan? RRSP Retirement Savings Tip s for 2010 Save Money On Your Taxes– Use A Spousal RRSP Le! ave a Co mment Name * E-mail *...
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