Do You Want To Retire And Still Be In Debt?
阿米哥分享
阿米哥分享
Do You Want To Retire And Still Be In Debt?
A recent poll suggests that 62% of Canadians are planning to retire while still in debt. Is there something wrong with this picture, or is it just me?.Do You Want To Retire And Still Be In Debt? Home About Contact Subscribe Pennysaverblog Smart Finance and Money Saving Tips Do You Want To Retire And Still Be In Debt? by Pam on May 2, 2010 According to a poll carried out by Investors Group, 62% of Canadians plan to retire while still being in debt. In fact, many people polled indicated that they were willing to retire regardless of whether their mortgage was paid off. As well, the poll results indicated that Canadians seem to be worried about rising interest rates. There is a big concern right now that Canadians are taking on too much debt at these incredibly low interest rates, and then when interest rates begin to rise, it will cause many Canadian households to be under financial stress due to increased interest payments. We as Canadians need to become more responsibl e for the amount of debt we are taking on. Although it may seem really affordable right now, we have to remind ourselves that we are enjoying historically low interest rates. They won’t last forever. In fact, the Bank of Canada may even increase their rates as early as June 1st. If you are currently considering making a home purchase, be sure to consider not only the cost of borrowing in the current rate environment, but also be sure to ask how much it will cost when the rates go up. You do not want to end up in a position where you end up not being able to sleep at night because you are worried over your finances. Life is already complicated enough, don’t add to your complications by digging yourself into a hole financially. An article on globeinvestor.com discusses the Investors Group poll results in more detail. The thing that struck me the most, however, was the fact that people are willing to retire before they have paid off their debts. I cannot under stand why anyone would want to do something like that, but a! pparentl y more than hal...
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