my top financial apps

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Kate Huyett

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Apr 6, 2014, 5:49:39 PM4/6/14
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Hey all -

Doing some finance cleanup because of tax time and wanted to share my top life-hacky financial apps.

Keeping tabs on your credit score: CreditKarma
Keeping tabs on your credit card charges: BillGuard
Keeping your savings in high yield: American Express High Yield Savings Account (bonus points for setting up automated recurring transfers)
Automated index fund investing: Betterment (you can use this link which gives you a $25 credit and me a $10 credit), but even if you don't, I strongly recommend)

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Patrick Kanaley

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Apr 7, 2014, 8:44:03 PM4/7/14
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I'll toss in Mint & Level as two good tools I use to get an overview of my spending habits. Mint is best on a desktop, and Level is great on the go. Both are free, and I highly recommend them.


Patrick Kanaley


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Anoop Kansupada

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Apr 8, 2014, 8:31:15 PM4/8/14
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Schwab bank has no ATM fees anywhere in the world.  It's my go to bank account. With their mobile app I can deposit up to 10k of checks. 

I use credit carma and credit sesame as they source from different rating agencies.

Mint is my jam. Agreed it's best on mobile. 

While I don't use better mint ive been researching for my Roth ira. As I'm 28 I'm buying long term. Berkshire class b and Microsoft. Those two will stay constant for atleast 5 years. If you do go for a fund make sure it's a no load fund on the front or backend. I started my career in private wealth mgmt so ping me with any questions.  


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Anoop Kansupada

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Ashish Gupta

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Apr 9, 2014, 1:15:45 PM4/9/14
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Great tips. Does anyone have experience with Betterment vs. Wealthfront ? I know Wealthfront has tax harvesting, but modulo that, how are folks investing for the long haul with any spare cash ?


James Fayal

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Apr 9, 2014, 3:46:46 PM4/9/14
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I switched out Mint for Personal Capital about a year and a half ago. Definitely preferred PC to Mint then, but I'm not sure how much Mint has improved since.

James

earlerichardsjr

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Apr 18, 2014, 2:09:03 PM4/18/14
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I use Bank of America for personal checking but I'm thinking of switching over to Simple.
I use Capital One 360 (formerly ING Direct) for my short-term savings goals, i.e., emergency fund, vacations, etc., since I can create sub-savings accounts.
I also use CreditKarma to keep up with my credit score.
I use Fidelity for long-term investments, i.e., 401(k) and Roth IRA, but I'm just signed up for Betterment to see if it fits my needs better.
I use Mint to keep track of my various accounts and my spending across all accounts.
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