Guaranty Bank & Trust Austin 78773

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Jamey Swinton

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Jun 13, 2019, 11:32:17 AM6/13/19

to Guaranty Bank & Trust Austin 78773

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Our investment approach applies thoughtful market insights to deliver enhanced after-tax, total portfolio returns while minimizing risk. As part of our vision to provide excellent service and quality investment management expertise, we have recently partnered with UBS Financial Services. UBS is as an acknowledged worldwide leader in investment research and provides Guaranty clients with resources including capital market assumptions, research and asset allocation strategies which can be designed to adhere to your individual risk tolerance.

Investment management and wealth management - it is easy to be confused by these terms, especially since they are often misrepresented. What do they really mean, what are the key differences, and which might be best for you?

What is wealth management?

Wealth management looks at an individual's finances as a whole and how they can be managed to achieve their long-term financial and personal goals. In addition to handling clients' investments, wealth management encompasses a wide set of services, such as legal planning, insurance, accounting, and financial, charitable giving, and tax advice.

There are higher minimum asset thresholds, and one can expect to pay higher fees for the more comprehensive service. Although a good manager could justify this through the savings their service provides.

What is investment management?

The primary role of the investment manager is to advise on, organise and grow clients' investments.

After discussing a client's financial goals and acceptable risk levels, an investment manager assembles a portfolio of investments appropriate to their requirements. They then will keep clients updated on the state of their portfolio, offering recommendations and implementing changes.