Guaranty Bank & Trust Austin 78702

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Jamey Swinton

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Jun 13, 2019, 4:50:48 PM6/13/19

to Guaranty Bank & Trust Austin 78702

BANK ANYWHERE

In this day and age, you can do pretty much anything online. That’s why Guaranty Bank & Trust lets you bank anywhere, anytime with our online banking solutions. Whether you need to move some money around, stay on top of your bills, or pay back your friend, you can do it all on your computer, tablet, or smartphone. Doesn't get easier than that.

Mobile banking apps provide consumers with remarkable flexibility in conducting financial transactions remotely. Unlike online banking that requires an internet or Wi-Fi connection from a specific location, mobile banking allows a member to access a variety of banking functions from a cellular connected device. As more Credit Unions adopt banking mobile formats that can be accessed through different apps, we are seeing mobile phones, laptop computers and tablet PC's becoming instant banking centers.

How Mobile Banking Apps Work

Many Credit Unions utilize the Mobile Finance Manager, which is a fully featured banking mobile app. This small program can be downloaded directly to any compatible smart phone, where it provides nearly all of the same features that are available through online banking.

There are two distinctly different technologies utilized by banks for their mobile banking products. In one case, the banking functions will be available via a browser-based application designed to run over WAP, the wireless application protocol. The other option is a downloadable, stand-alone application stored on your phone that is specific to your bank's mobile banking product. In either case, these applications must be developed to function with the increasingly wide variety of different phones available and must take into consideration factors that are unique to mobile phones; the small screens, for example.

Even with the potentially high cost of mobile banking application development, banks across the world are aware that flexibility and convenience are what customers want, and they are responding with a variety of options for banking. Mobile banking is perhaps the most widely available of these options!

More and more banks are offering mobile banking to their customers, making banking more accessible and more convenient than ever before.