Fwd: [SUSTAG] Hoophouse insurance

[Brian Noy]

Hey Glen, I'm forwarding this onto the Growing Under Cover google group, used by some locals who may have struggled with this as well. If anyone has any insight, can you make sure to include Glen, email included here, so he can get this info right away.

---------- Forwarded message ----------
From: Glen Hill <glen...@mnfoodassociation.org>
Date: Wed, Oct 27, 2010 at 9:25 AM
Subject: [SUSTAG] Hoophouse insurance
To: sus...@lists.umn.edu

Dear All,

 

So our 2 hoophouses sustained damage last night, the plastic  blew off and is torn beyond repair, and a little structural damage on one. Both need endwall repair. It’s a bummer in that we have a lot of spinach planted in these and we are expecting freezing tonight.

In May 2008, we also had one hoop pretty much destroyed by high winds and our business personal property coverage paid for the repair (after much haggling with the insurance company).

Our insurance agent says that if we make 2 claims in 3 years that the company may drop our property coverage, or up our premiums, or cut out the hoops from our coverage, but whatever happens it will not stay the same. Is it worth it to put in a claim for $1500-$2000? We are looking into that.

 

So before we decide whether to put in a claim, I would like to ask any hoophouse people out there …

 

1 - Do you have insurance coverage on your hoops, and what has been your experience with this?

 

2 - And, anyone have any special insights into how we can protect our spinach tonight? We will of course cover it with whatever we have but there may be other ideas. We expect that it will be back above freezing by Friday or Saturday through next week and give us time to put up new plastic.

 

Any ideas are greatly appreciated. I imagine that others in MN and WI experienced similar things last night with their hoops.

 

Sincerely

Glen

 

Glen Hill

Executive Director

Minnesota Food Association

14220-B Ostlund Trail North

Marine on St. Croix, MN 55047

Tel: 651 - 433 - 3676, ext 11

Fax: 651 - 433 - 5050

Email: glen...@mnfoodassociation.org

Website: www.mnfoodassociation.org

Building a more sustainable food system through training, education and partnerships

 

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--
.....................................................................................................................
Brian Noy; Campus Kitchen Coordinator; Augsburg College, Minneapolis
o: 612.330.1624; c: 612.701.8346 www.augsburg.edu/campuskitchen
.....................................................................................................................

[Lindsay]

Hi Glen,
(Not sure if my email went through, so I am posting here too.)

I am sorry to hear about your hoop houses. We have a rooftop garden in
Minneapolis and our makeshift hoophouses were destroyed last night as
well. We do not have insurance for it but I would definitely talk to
you agent about making a claim.

I suggest deep mulching in straw and tarps or blankets to get the
spinach through the freeze.

Our kale, collards and asian greens are in this same situation and we
hope will be hardy enough to weather through this. Unfortunately our
beans, favas and peas are done for after the plastic was ripped off.

Best,
Lindsay

--
Lindsay Rebhan
Phone: 651.503.6955
Ecological Gardens, Designer, Gardener, Project Manager
Twitter: LSRebhan

Please consider the environment before printing this email

> Email: glenh...@mnfoodassociation.org
>
> Website:www.mnfoodassociation.org
>
> *Building a more sustainable food system through training, education and
> partnerships*
>
>  ****** To be removed from this listserve visithttp://www.misa.umn.edu/Subscribe_to_Sustag.htmland follow the instructions