Yeah, those are good questions. I think your -- on the first one, the hedge funds have played less of a role. Under Biden, I'm not sure what will happen, and I think it's a little bit early yet. We're hearing a lot of good language out of there. We want to see some action and what they're going to do. And one of the first tests I think is going to be, there's four units that are scheduled to go down this year in the U.S. I think Exelon's got two of them and there is another company in Ohio that's got another two units that could go down. I mean that would be the biggest mistake the U.S. could make it they were on any path to get to zero fossil fuel in the electricity sector. So we'll watch those. So, I don't know Grant do you have a thought on the financial sector and how they'll...