Almostevery time I use the Image Classification Wizard, it just gets stuck halfway through. I've left it alone for hours to try and complete but it's not even trying. If I cancel and try to save and reopen it does the same thing. I have to start from scratch and pray it decides to process it. Anyone else have these issues? I've attached a photo. This is all I see.
I reduced the training sample size and prioritized the program for more CPU. I also have it set to "Support Vector Machine". It is still just getting stuck at the 50% mark. I will watch the CPU drop from 40-60% to basically 0%. It just stops trying, doesn't even give me a fail message. I don't understand why it works some days and not others on the exact same map. Did I not understand your #2 suggestion?
I have had the same experience--I have actually found that reducing the number of default cores prevents stalling if your PC only has the default number of cores. My PC has 6 cores, so I reduced it to 4. Worth a shot.
The bottom line is this: by focusing on happiness itself, you can lead a much better life than those who focus on convenience, luxury, and following the lead of the financially illiterate herd that is the TV-ad-absorbing Middle Class of the United States (and other rich countries) today. Happiness comes from many sources, but none of these sources involve car or purse upgrades.
You invest it. In stock index funds, in paying off your own house, in rental houses if you are interested in local real estate, and in other sources as you continue to learn about making money work for you. As of 2016, my own retirement income comes from a dead-simple asset allocation: a bunch of index funds at Vanguard and Betterment which pay quarterly dividends.
Never get to cozy with your situation. I hold 80,000 shares of Wells Fargo stock, that used to be Wachovia with a great ddividen each quarter. Then he slicing and dicing caught up with banks. If Wells Fargo had not bought Wachovia for a little over $1.00 a share, the sto k would be completdly gone down the tubes. At this time , the stock is climbing but nowhere near what it ws as Wachovia. Glad I was still working then. Am retired now at 73.
I guess after this long rant, my point is after saving a good percentage (50% in my mind), and staying free of debt, there is no incremental value in saving more while spending away valuable life years.
4. When you have the BEST price for the cars you want, start going into dealerships again and talk financing. Every time I buy I go in planning to pay 100% cash for the car. Both times I have instead found 0% financing deals that ended up giving me $500-$1500 off the price of the car.
Love your comment! So on point! I used to be super cheap, buying only items that are about to expire, never traveled, never went out, buy the cheapest clothes. Now I am trying to figure out what brings pleasure and what experiences are worth paying money for. If you have a family of 6, and struggling paying your rent, then sure, eating rice and beans is something you have to do. But if you enjoy cooking and trying out different recipes brings you joy, why not spend a little bit more? That can be an experience by itself.
I think life is not much about retiring early, but more about enjoying what you do. If you love your job, then why would you quit that? You can always negotiate less hours, but not to work completely is weird, if you thrive at work and love challenging yourself.
I think one of the biggest things I have taken away from your blog is to ask myself would this purchase, item or experience really make me happier. On top of that I think you really make people examine how our society allows people to be wasteful without a second thought. I am definitely glad I found your blog a.few months ago and new readers have a lot they can learn.
THis post really gets the juices flowing towards cutting expenses, now I have to convince the mrs. that we should cut the cable service. Since the first post I read I have respected what this blog is about and how it can help others win at life.
+2
I used to fret over cutting cable. I have been without it for a little over a year now. Left my previous job (huge time sink) and started my own business. I may not be saving as much as I would like yet, but it has been a nice exercise on cutting costs during the start up time. I am as happy now as I have been in years. Stress is good, more time with kids.
Note: Amazone Prime is like $70/year but you get 2-day free shipping on all prime purchases (this is how I shop for pretty much anything I need from groceries to household items), and there is a free kindle lending library that also rocks!
So, can I get PBS, HGTV, Discovery & HBO programming on any of these services? Those are the channels we watch most (other than kiddy stuff sometimes). That is what stops me from cutting cable entirely. Also, when friends visit your house and want to watch some sports, does streaming work?
Yes! But if you desire stimulation go to the library and order Game of Thrones for free! I watched the entire series that way. I also enjoy getting the Great Courses and any documentary I desire through Interlibrary loan.
Was a good turn out. Just happened to be in EBB at the time the event was going on. Unfortunately did not get to participate as was only there for short time and appeared to be quite a crowd. Very nice that MMM took the time to greet his readers, and friends. In this area there are many like minded folks as the voluntary simplicity movement had its origins here with Vicki and Joe. Keep up,the good work!!
This is an awesome overview! Everything in one post for new folks. I already recommended this post to a friend of mine who recently started reading this blog. This post might make it easier to get a grasp of the overall MMM lifestyle and spending more quickly.
More like compulsive shoppers, the ones who get their kicks from the act of buying stuff. I have neighbors close to that, though they do tend to use things a few times before relegating them to the garage.
This is the huge one. I currently live like a student, and bank the rest of my salary, which puts me on track to retire in 5 years. And I *like* living like a student; the vast majority of the things I enjoy doing involve stuff I already own and rarely need to change.
On the bright side, given my 20-30% savings rate at the time, I would have able to retire comfortably, while most people making the same salary and saving sub 5% would have had to downsize an already meager lifestyle for retirement.
We have people over to our house for dinner a lot and are invited to the homes of friends for dinner just as often. Our kids run around and play, we eat, drink, and are merry. We have interesting discussions, sometimes get tipsy, and often stay up much too late for the kids. It is so much fun.
I think variety is what makes life fun. I love the nights where we all cook together and then play boardgames afterwards. But I love going out and experiencing a great meal without having to clean up afterwards just as much.
Living in NYC is great in that there is an abundance of amazing food from all over the world. From ethnic food trucks to high-end dining, it seems a shame not to experience it when it is just at your doorstep.
I think it would be great for more of that sort of detail. Having readers see exactly what the monthly food budget buys, for example, would help open some eyes to how you can actually eat well and entertain guests on a budget of $80/week. Especially when organic items are included.
I already cook at home most of the time, but my husband is a bigger foodie than me and as much as he loves my cooking, there are things that I refuse to make at home such anything deep fried for which we have to get at a restaurant.
We love living in NYC. We really enjoy going to all the world-class museums for free and have pretty much been every single one multiple times. We love walking and biking though Central Park. And I particularly love spending time at the NYC public library as it is just so grand.
I estimate my retirement needs to be 20k per year and I can count on the Canadian government to kick in 9k per year. Using your 25 year formula I would need to save 275k to retire. As a late 40s person I am in big trouble but at least I have a number to work towards.
But I acknowledge that not everyone is ready to make such changes. If you choose to have multiple kids in your 20s, for example, it becomes much more difficult to live on, say, $10k/year. On the other hand, a $100k family could certainly maintain a 50% or more savings rate, even with a pretty spendy middle-class-style life.
But most important of all: these changes are not just about early retirement. They make your life better even if you are in debt, or if you are decades from retirement, or if you never want to retire at all. Riding a bike is ALWAYS better than puttering down to the Target 2 miles away by car. Forcing yourself to experience entertainment other than TV is also a great and healthy change to your system. Even with enough savings to go back to a full ultraconsumer lifestyle nowadays, I do none of it, because the Mustachian lifestyle is so much more satisfying.
This is exactly what we are trying to do. I think our savings rate is about 40-50%.
Right now apart from 401k, our savings are going straight into down payment fund. once we buy a house, we will max out retirement accounts, and start contributing to a taxable account.
Our biggest expense is food for us.
The scientist you were thinking of is J Henri Fabre, and it was pine processionary caterpillars. He is considered the father of modern entomolgy. Almost all the work he did that he is remembered for (really the most important work of his life) was done after he retired.
Take a look around. If you think you are hardcore enough to handle Maximum Mustache, feel free to start at the first article and read your way up to the present using the links at the bottom of each article.
3a8082e126