This program is called "Personal Cash"and is freeware - it is very
flexible and simple enought for every day use. Though it is not
updated for 3 years it is great.
Key features which I really appeciate in this software:
unlimited currency (i use 3)
unlimited accounts
unlimited hierarchy counteragents
analysis and graphical tools
repeating bills
Program is developed in Russian (website http://dervish.ru/) - not by
me if you are interested.
Here are some screenshots
http://dervish.ru/images/1.gif
http://dervish.ru/images/4.gif
http://dervish.ru/images/6.gif
http://dervish.ru/images/7.gif