Hi there! when working with systems prepared with CHARMM force field, it is mandatory to define the topology with the flag '-cp' in the command line... in your case it will be somehting like this:
gmx_MMPBSA -O -i
mmpbsa.in -cs md_500.tpr -ci index.ndx -cg 18 19 -ct md_500_nojump.xtc
-cp topol.top
where topol.top (change this name accordingly) is the topology of your system...
cheers!
Mario E.