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Ling Kliment
All of the security instruments, notes, riders & addenda, and special purpose documents that should be used in connection with regularly amortizing one- to four-family conventional first mortgages that are sold to Fannie Mae are available for viewing, printing, or downloading in Microsoft Word format.
Each document is accompanied by an Instructions document providing:
We periodically make minor revisions to the legal documents, typically to comply with changes to applicable laws. When we revise the documents, we include a notation in the tagline at the bottom of the form to indicate the revision date, and we also include a notation of the revision date in the Instructions page for the document. Users may begin using revised legal documents immediately. Unless we specify, or applicable law requires, an earlier effective date, we require the use of revised documents by no later than six months after the revision date.
Users may reproduce any of the mortgage documents under the user's company name or logo (or without an identifying company name or logo), but the text should NOT be altered except as authorized in the instruction documents.
The footer showing the document name, number, and date must always appear on the document; any format revisions must also provide for the appropriate pagination (number and sequence) to appear on each page.
Electronic versions of the security instruments, notes, and riders are generally presented as individual letter-sized pages; however, a few documents are presented as individual legal-sized pages. We give users blanket authorization to comply with changes in state or local recordation statutes as soon as they become effective, by allowing users to select the most appropriate printing alternative.
A user must verify the accuracy of any document it reproduces (or has reproduced). If a mortgage document is altered in any way that we have not specifically authorized (other than ministerial changes such as format changes related to recording requirements), we will consider the document to be a non-standard document. A lender that delivers a loan to us using such altered documentation must make a number of non-standard document warranties related to various provisions in the document. The specific warranties are set out in the Selling Guide. Further, a party that makes alterations that we have not specifically authorized (other than ministerial changes such as format changes related to recording requirements) must include a specific notation indicating that the form has been modified by that party, i.e., "modified by ABC".
Notes for regularly amortizing mortgages include the Fannie Mae/Freddie Mac Uniform Fixed-Rate Notes and the Fannie Mae/Freddie Mac Uniform Adjustable-Rate Notes and other notes that Fannie Mae has developed for specific programs.
It is sometimes necessary to add (or delete) provisions to the security instrument or note for regularly amortizing mortgages to acknowledge special provisions that either apply or do not apply for certain:
Security instruments for regularly amortizing mortgages include the Fannie Mae/Freddie Mac Uniform Mortgages, Mortgage Deeds, Deeds of Trust, or Security Deeds for each of the jurisdictions from which we purchase conventional mortgages.
Below is a list of forms and information regarding the City of Chicago's Special Conditions for Minority-Owned Business Enterprises (MBE), Women-Owned Business Enterprise (WBE) and Veteran Business Enterprises (VBE) program .
Professional Architectural & Engineering Services Standard Terms and Conditions Agreement entered into with pre-qualified architectural and engineering firms are subject to the applicable standard terms.
These terms are not negotiable and will be updated periodically as necessary or as required by law. The applicable terms and conditions within these documents will be incorporated by reference to the negotiated business portion of the specific project agreement.
Standard bid bond forms are available in the Bid and Bond room, located on the 1st Floor floor, Room 103, 121 N. LaSalle St. For additional information please call the DPS Bid and Bond Room at 312.744.9773.
The purpose of the financial rating and experience evaluation procedure is to provide the Department with adequate information regarding a contractor's capabilities to undertake and satisfactorily complete any contract awarded by the City of Chicago.
The attached Professional Services Agreement (PSA) for the City of Chicago reflects standard terms and conditions for this type of agreement, but the provisions may vary depending upon negotiations and type of agreement. This PSA is posted for information purposes only and it is not to be construed as final terms for any specific project or contract.
An affidavit is a written statement, sworn to be true, that can be used as evidence in legal proceedings. You may find that you need an affidavit as a witness to an event or to verify the existence of certain facts, such as the rightful owner of a property, the occurrence of a birth or death, or financial details in business or loan documents. No matter the reason for which you need to executive a legally binding, sworn statement, a general affidavit form can help you get one drawn up and ready to go.
When executing an affidavit, you should always make sure you are following any specific rules your state may have. A California affidavit form is fairly straightforward, requiring basic identifying information along with the details to which you are attesting.
There is no single, standard general affidavit format, but certain pieces of information are always required of the person executing the affidavit, called the affiant, whether it's a general affidavit of fact or a general affidavit of denial. These items include the following:
The content of the affidavit depends on the reason for which it is being made, but, overall, keep in mind that every detail you put in it should be true to the best of your knowledge. The law attaches harsh penalties to lying under oath, so you must always be sure the facts stated in your signed affidavit are true so far as you know.
For example, what if your employer asks you for proof that you and your spouse are eligible for certain employment-related benefits, but you can't find your marriage certificate? A properly executed marriage affidavit may suffice.
Just as with a general affidavit, you must sign a statement under the penalty of perjury that, to the best of your knowledge, you and your spouse are married. In this particular situation, you may wish to have your spouse execute an affidavit as well.
A home education program is commenced by the submission of a notarized affidavit to the superintendent's office, in the student's district of residence, by the home education supervisor (parent, guardian or person having legal custody of the child).
A written evaluation of the home education program must be submitted by the home education supervisor to the superintendent of schools in the student's district of residence no later than June 30 for the closing school year and should be submitted at the close of the program for those programs that do not take place for an entire school year.
The evaluation by a qualified home education evaluator is to be based on an interview of the student and a review of the portfolio; it must state whether an appropriate education has occurred for the student and document the student's progress while in a home education program.
Effective with the 2020-21 school year, a child must comply with compulsory attendance requirements from age six (6) to age eighteen (18). Specifically, a child who has attained the age of six (6) on or before September 1 must enroll and attend school or begin a home education program that year. A home education program must be documented and evaluated to account for all schooling during that time. Students may participate in a home education program as long as they are of school age.
Kindergarten is not required in Pennsylvania. Parents may choose to submit an affidavit for homeschooling their kindergarten child, but it is not required. A school district is not required to accept an affidavit for a kindergarten student that has not attained the age of enrollment in the school district of residence, but the parent may choose to submit an affidavit and the written evaluation for a kindergarten student to document the student's progress, should the parent wish to enroll the student in the local school district or another school in the future.
Parents have a legal right to borrow copies of the school district's own planned courses, textbooks, and other curriculum materials appropriate to the student's age and grade level; these are provided free of charge. There are many other options for obtaining curriculum. If a parent chooses an online program where the program provides grades, evaluations, etc., the parent is still responsible for providing the local school district with an annual written evaluation of the home education program completed by a qualified evaluator.
Homeschooled students have the right to participate in the school district's extracurricular activities, subject to meeting the eligibility criteria or its equivalent. They are subject to compliance with all policies, rules and regulations, or their equivalent, of the governing organization of the activity.
Parents may choose supervisor-issued diplomas (for students graduating since the passage of Act 196 of 2014 on October 31, 2014) or enroll their children in one of the diploma-granting organizations recognized by PDE. Both options are equally recognized by the state under the guidelines of legislation.
For students who completed their home education programs prior to the passage of Act 196 of 2014, if the home education student completed the home education graduation requirements but did not affiliate with an authorized diploma-granting organization, the school district is required to submit to PHEAA a certification that the home education program was in compliance with the home education program law so that the student may receive funding.
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