[Hdfc Home Loan Customer Care Toll Free Number
Sharif Garmon
You can get a hassle-free home loan application and approval experience in HDFC Bank. Contact HDFC Bank toll-free number, HDFC Bank Home Loan Customer Care Helpline Numbers (City-wise), missed call, Email ID, or SMS. You can also visit the nearest branch.
HDFC Bank has created customer care numbers specific to all major cities in the country for faster turnaround times. You can contact HDFC Bank for all your banking needs through these numbers listed on the bank website.
For any queries, feedback or complaints, HDFC Bank has created many avenues to contact them. Firstly, you can go through the Frequently Asked Questions section (FAQ) and check for immediate clarification. If the FAQ section is not helpful, you can email or call or write to the bank with your query. HDFC Bank is a customer friendly organization and has a good record of responses to customer queries. Alternatively, you can drop into the nearest bank branch and resolve your enquiries or carry out bank transactions with a representative.
Home Loan is taken by individuals who need to borrow finance for purchasing house or building one. The property is generally kept as a mortgage will the complete repayment of the loan is done. A home loan can have adjustable or fixed interest rate and payment terms. The repayment capacity of the individual is based on the monthly disposable income. If the monthly disposable income is high, then your loan amount will also be high. The tenure of a home loan can vary from 5 to 30 years. Taking a home loan can make you eligible for tax benefits.
HDFC Bank has a dedicated website for their Home Loan products. There are many ways to reach out to them for any query regarding a new home loan or an existing one or even just for simple information.
Write to HDFC: You can directly write to HDFC Bank with the query and the bank will respond soon. This is quite easy as you can leave the query with your contact details on the website.
Locating the nearest branch: You can locate the nearest bank branch through their website and visit a bank representative to resolve your clarifications. In case there is no presence of a branch in your city, the Bank recommends leaving your contact details on the website and they would get back to you.
Give a missed call: HDFC Bank has a facility of call back wherein you can give a missed call on their number and a representative would return your call back. This number is +91 9289200017.
It is important to note here that you must check your eligibility to apply for a home loan before submitting an application. This will help in avoiding a rejection and many other processes related to this. Your creditworthiness is of primary importance will applying for a loan. Hence, it is prudent on your part to check the credit score before making a submission.
You can post or write your complaint or issue by directly writing to the bank in the Reach Us section. You can also write to the Business Head of the respective city. There is an option to do this by choosing the correct option in the dropdown option list.
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HDFC House Loan customer service assists potential and existing home loan clients with new loan inquiries as well as servicing/grievance issues. Continue reading to learn more about HDFC Home Loan Customer Care.
To address any issues about HDFC Home Loan services, go to the complaints form and fill in the necessary details such as the file number, loan account number, serial number, Email Id, and mobile number.
In the event that there is no response, applicants may escalate the matter to the Chief Grievance Redressal Officer by specifying the file number, loan account number, mobile number, email address, and serial number.
In the event of a service request or a question about a house loan, the applicant should go to the service requests website and fill in the categories of questions, the file number/serial number/loan account number, and the question.
Housing News Desk is the news desk of leading online real estate portal, Housing.com. Housing News Desk focuses on a variety of topics such as real estate laws, taxes, current news, property trends, home loans, rentals, dcor, green homes, home improvement, etc. The main objective of the news desk, is to cover the real estate sector from the perspective of providing information that is useful to the end-user.
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I find email ids very much official and authentic and being an introvert, I prefer talking over texts or emails than call. In fact I tried to call HDFC officials via the customer care number but never had the opportunity to talk with them as it seemed always busy. I wanted to ask about the Home Loans and had several queries and was finding no way out to contact them. I was going to take a leave to visit the bank but while discussing this with a snerior, he said that I must drop a mail on their email id. Without delay I asked him about the HDFC home loan customer care email id and got it. It is loans...@hdfcbank.com. They are very much responsive so you too can drop a mail if you have any loan related query.
People think HDFC bank home loan customer care email id is the only id for any query but no. You should not be mailing in this id if your query is not loan related. Drooping mails that are not related to the loan shall not be answered. The email id of HDFC home loan customer care is meant to resolve only loan related queries only. I can share with you other ids of HDFC bank that can help you out like:
On June 30, the boards of HDFC Ltd and HDFC Bank gave their final approval for the merger. The record date has been fixed for July 13, said the private lender. After the merger, HDFC branches will continue, but the signboards will say HDFC Bank. Therefore, from July 1, mortgage lender, Housing Development Finance Corporation will cease to exist.
> I have availed full disbursement of the loan recently. The EMIs are yet to begin. How will the merger impact my loan? Are there any new terms and conditions that will be applicable?
The Merger will not impact your loan. There will be no impact on repayment cycle of the loan. EMI will be processed as per the loan repayment schedule. Further, there is no change in terms and conditions and the applicable Interest rate will also remain the same.
Yes, the Loan Account will be transferred to HDFC Bank post the effective date of merger. Your customer login credentials will not change, and you can continue to access the portal and avail our services.
You can request subsequent disbursements by logging into your account on our website or by emailing us at customer...@hdfc.com. You can also visit the nearest HDFC Bank branch for Home Loans (erstwhile HDFC Ltd. branches) and submit the disbursement request in the prescribed format.
All prepayment inquiries will be handled at existing HDFC Bank branches for Home Loans (erstwhile HDFC Ltd. branches). You can also reach out to us via email at customer...@hdfc.com or speak with one of our customer service representatives over the phone.
For detailed information on fees and charges, you can refer to the Fees & Charges section on our website. You can also check the copy of the loan application form or your loan agreement for these details.
The applicable rate of interest to your account shall now be linked to EBLR (External Benchmark Lending Rate) instead of Retail Prime Lending Rate (RPLR). This is in compliance with the regulatory guidelines on floating rate of interest. On the day of the merger there will be no change in ROI and any changes in future will be based on EBLR.
You can download your interest certificate through any of the below given methods:
Login to your account on the customer login portal
Via WhatsApp,
Emailing us on customer...@hdfc.com,
By visiting the nearest HDFC Bank branches for Home Loans (erstwhile HDFC Ltd. Branches)
There is no change in the process of loan ROI conversion, and you can avail the facility by visiting our HDFC Bank branches for Home Loans (erstwhile HDFC Ltd. Branches). You can also email us on customer...@hdfc.com.
As per existing process all servicing of Home Loans is already enabled through our Customer Portal. So, you can continue to access the Customer Portal for any services related to your Home Loans even after the merger.
However, if your query or request is not resolved via the Customer Service Portal, our branch staff will help you formally log the query or request in the system. You will then receive due intimation about the time for resolution of the query or request. Post which your query or request will be serviced.
You can apply for a Top Up Loan after 12 months of the final disbursement of your existing Home Loan and upon possession / completion of the existing financed property. You can apply for a home loan either online on our website or by calling our helpline or by visiting the nearest HDFC Bank Home Loan Servicing Branch.
Your Home Loan EMI amount can be calculated using our Home Loan EMI Calculator under the Checklist & Calculators Section on our website. Simply input the Loan Amount, Loan Tenure (In Years) and Interest Rate (% P.A.) to know the amount.
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