Wording Garage keepers Liability

[Imam Supangat]

Dear All,

 

Mohon sharingnya klo ada yang punya Wording Garage Keepers Liability yach, atas bantuannya kami ucapkan terima kasih.

 

Salam

Imam Supangat
PT. Asuransi Buana Independent
Jl. Pintu Besar Selatan No. 78
Jakarta 11110.

[Andi Setiawan]

Dear Bapak Imam Supangat,

Terlampir saya sampaikan contohnya, semoga dapat bermanfaat.

Best regards,
Andi Setiawan

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Andi Setiawan
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[imu...@qbe.co.id]

Hi Forum,

Bagaimana kalau cover  "the automobiles which are in the custody of the Insured for storage, during repair or service"  simply dimasukkan ke section 1 - PAR? kami biasa melakukannya seperti itu? Bolehkah??

Bagaimana untuk risiko "negligent" tabrakan kendaraan baik di dalam workshop maupun saat pengetesan di jalan raya?

Mohon advice nya?

---

IMAM MUSJAB
Retail Underwriting Manager
PT. Asuransi QBE Pool Indonesia
 
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[Adrian Wirjanata]

Dear All

 

Selamat Pagi

 

Ini Menarik nih pak Imam, karena ditempat saya juga masih jadi polemik.

 

Karena :

 

1. License vehicle termasuk yang dikecualikan dalam polis

2. Pada body repair kita asumsikan kendaraan dalam kondisi rusak berapa nilainya kalau kita compare dengan basis settlement kalau kita indemnity karena kita perlakukan sebagai stock.

3. Dalam posisi mobil rusak gimana kita tahu misalnya tape mobil hilang di lokasi kejadian atau di bengkel

4. Pengetesan di jalan raya. setau saya polis PAR meng exclude kondisi testing.

5. Menentukan besaran TSI yang pas dan review under insured atau over insurednya. karena kami yakin pemilik bengkelpun kesulitan menentukan TSI yang pas

 

Dari sini kami selalu mengarahkan ke polis liability dengan tambahan cover CCC. walaupun jarang tertanggung yang mau sehingga loss bisnis deh hehehe :)

Ada produk yang lebih tepat gak yah? tolong sharing dong

 

Thanks

 

Adrian

-------------

Deputy Manager

Underwriting & Reinsurance Dept.

PT ASURANSI WAHANA TATA

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