TheDental Care Cost Estimator provides an estimate and does not guarantee the exact fees for dental procedures, what services your dental benefits plan will cover or your out-of-pocket costs. Estimates should not be construed as financial or medical advice. For more detailed information on your actual dental care costs, please consult your dentist or your Delta Dental.
If you are experiencing a medical or dental emergency, you should seek appropriate emergency medical or dental assistance, such as calling "911."
To begin using the Dental Care Cost Estimator tool, click the Agree button below. By clicking, you agree that you have read the information below, are accessing this information for purposes of determining treatment cost estimates for dental care services you are considering receiving, and will not use the information in this tool for a commercial or anti-competitive purpose. The costs provided in this tool are estimates only and are not a guarantee of payment or benefits. Your actual cost may be higher or lower than the estimate for various reasons.
The information and content (collectively, "Content") on this website is for your general educational information only. The Content cannot, and is not intended to, replace the relationship that you have with your health care professionals. The Content on this website is not medical advice. You should always talk to your health care professionals for information concerning diagnosis and treatment, including information regarding which drugs or treatment may be appropriate for you. None of the information on this website represents or warrants that any particular drug or treatment is safe, appropriate or effective for you. Health information changes quickly. Therefore, it is always best to confirm information with your health care professionals.
The Dental Care Cost Estimator sometimes groups together, into "treatment categories," services that are often delivered together to address a particular dental problem. The description of different treatment categories, and the inclusion of particular services in a treatment category, is not advice that any particular treatment category is the right treatment for you or that you should not obtain any particular treatment. All of those matters are things that you should decide, in consultation with your dental care professionals. This cost estimator is intended for use in the 50 states, Puerto Rico and other U.S. territories. If you live outside the U.S., you may see information on this cost estimator about products or services that are not available or authorized in your country.
Cost estimates for services provided by out-of-network dentists (available in the out-of-network estimator) are based upon submitted claims data for out-of-network providers. The data is based on actual, non-discounted charges that providers have billed.
Your wisdom teeth removal costs will depend on the complexity of your procedure. For example, a simple extraction of a fully-erupted wisdom tooth will cost less than the surgical extraction of an impacted wisdom tooth that is tipped over and still buried (partially or fully) in the gum tissue and bone. Impacted teeth require the dentist or oral surgeon to open the gum tissue to remove the tooth. Some bone tissue may also be removed if it is covering the tooth. More complex extractions may also require the tooth to be divided into smaller pieces for easier removal.
Your dentist will examine the teeth and take x-rays to get a look at the root development and position of your wisdom teeth. Depending on the position of your teeth, you may need a referral to an oral surgeon. Local anesthesia is included in the cost of removal. However, discuss with your dentist if you prefer sedation or general anesthesia, a cost that may be covered by your dental insurance. In general, a Delta Dental insurance plan typically covers about 50% to 80% of the total cost of your wisdom teeth removal procedure depending on the plan and the specific circumstances.1
Insurance coverage for wisdom teeth removal depends on your specific dental insurance plan and the dental costs in the area in which you live. It is recommended that you check with your dental insurance company.
Finding an in-network dentist or oral surgeon will help you save money. In-network dentists provide discounts for Delta Dental subscribers. Your co-payment is based on the discounted fee. If you see an out-of-network dentist, your co-payment is a percentage of the dentist's full, non-discounted fee. To receive a cost estimate for a wisdom teeth removal procedure, utilize our dental treatment cost estimator.
If you have insurance, and you would like a more exact estimate of costs, your insurance carrier can also provide you with a pre-treatment estimate. These costs are determined following a case review using the information provided by the dentist on the diagnosis, radiographs, and the proposed treatment plan. The insurance company can use these details to determine how much coverage can be given based on your benefits, deductible, eligibility, and your annual maximum payment.
While dental insurance plans generally cover about 50% to 80% of the costs of wisdom teeth removal and often the associated sedation or general anesthesia depending on the plan and the specific circumstances, you will be responsible for a co-payment 2. The good news is there are two additional options to consider to help you cover the cost of this expense before paying out-of-pocket.
The first is a Flexible Spending Account (FSA). An FSA is offered by your employer and is pre-taxed money that is taken out of your paycheck to be put aside for health care expenses. Note: You must use the funds before the end of the calendar year as they will not roll over.
The second is a Health Savings Account (HSA). An HSA is a government-regulated savings account and is designed to cover health care expenses not paid by insurance. The funds are taken out of your paycheck and are tax-deductible. Unlike an FSA, funds can roll over into the next year. However, to get an HSA, you must have a high-deductible insurance plan.
In some circumstances, your medical insurance plan may also cover some of the cost of wisdom teeth removal. In those instances, medical plans can significantly lower out-of-pocket costs. Check with your human relations department or directly with your medical insurance carrier.
1. Based on 2021 Delta Dental data. Cost information is based on Delta Dental member experience with providers who were outside of the network that Delta Dental maintains. If using a Delta Dental network provider, then your actual cost may be less.
Location and dental professional fees can have a considerable effect on the total cost of getting your wisdom teeth removed, with prices differing among dentists and areas. Comparing prices and insurance coverage among different dentists is an effective way to find the most affordable wisdom teeth removal service.
Keep in mind that many people find different dentists may charge dissimilar rates for the same procedure. This is why researching and comparing the prices of local dental professionals can help you identify the most suitable option that fits your budget and needs.
Insurance coverage for wisdom teeth extraction varies depending on the policy, with some plans providing partial or full coverage, while others may not cover the procedure at all. The average insurance coverage is around $1,500. The extent of coverage for wisdom teeth surgery by insurance policies may differ.
Without insurance, the out-of-pocket expenses for removing wisdom teeth can be substantial. However, payment plans present a viable solution for managing the cost of the procedure. These plans may comprise monthly payments, interest-free financing, or a combination.
Financing options that may be available include credit cards, personal loans, or medical loans. When managing wisdom teeth removal costs, consider researching payment plans and financing options, inquiring about discounts, and comparing prices.
You can manage the costs of wisdom teeth removal without insurance by researching payment plans and financing options, inquiring about discounts, and comparing prices among dental professionals to find the most cost-effective option.
After your wisdom teeth have been removed, you may experience swelling and discomfort, both on the inside and outside of your mouth. This is usually worse for the first 3 days, but it can last for up to 2 weeks.
Your dentist may place gauze over the site of the extraction and ask you to keep pressure on it by biting your jaws together for up to an hour. This is to allow a blood clot to form in the empty tooth socket. Blood clots are part of the healing process, so try not to dislodge them.
You can drive immediately after the procedure if local anaesthetic was used, but you should avoid driving for at least 24 hours if a sedative was used, or 48 hours if the procedure was carried out under general anaesthetic.
Dry socket (alveolar osteitis) is one of the most common complications of wisdom tooth removal. It occurs when a blood clot fails to develop in the tooth socket, or if the blood clot becomes dislodged or disappears. This can happen 3 to 5 days after surgery.
The empty socket causes an ache or throbbing pain in your gum or jaw, which can be intense. There may also be an unpleasant smell or taste from the empty tooth socket. If you look into the socket, you might be able to see exposed bone rather than a blood clot.
Contact your dentist or surgeon if you suspect you have dry socket. They can flush any debris out of the socket or cover it with a medicated dressing, which may be removed and replaced frequently until it heals.
Although far less common than dry socket, injury to sections of a nerve called the trigeminal nerve is another possible complication of wisdom tooth removal. This can cause pain, a tingling sensation and numbness in the tongue, lower lip, chin, teeth and gums.
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