files uploaded

[markrea...@yahoo.co.uk]

i have finally managed to get some files added to the group,
unfortunately I have had to split the worksheets up but this does mean
you can download them easily (the formulas are in the top row). as
before, if you would like a copy of the complete spreadsheet, please
let me know and i will email it.

thanks and please let me know what you think, good or bad!

cheers
m