Macmillan Financial Planning Ltd

[Gladys Anick]

MacMillanEstate Planning is a boutique, full-service estate planning firm. For almost three decades, our firm has worked with many affluent families to design their estate plans - either in person or virtually. We service clients all over the world, focusing on Canada, the U.S.A and the United Kingdom.

Our goal is to build a strongroom to safeguard your significance, meaning to create a bespoke estate plan to protect the things you care about the most. We consider your 'significance' to be the people, properties or the things that mean the most to you today.

We offer our clients a one-stop-shop service - everything they need to plan their estate is under our roof. Like an architect, we take an unbiased and integrated approach to planning. Our employees include lawyers, accountants and financial planners who work holistically together to service international clients with a multitude of estate planning requirements.

It's never too early to get started on your career planning. John & Betsy discuss how to utilize the resources of your college's career center to develop your career readiness and to explore potential career pathways, including new fields that may be growing as the economy changes due to COVID-19.

During a time of uncertainity and economic hardship, keep sight of your long-term goals and remember that you are not alone. John & Betsy discuss why your investment in your degree is a smart decision, and offer some tips on how to maintain your financial health while working towards it.

John N. Gardner is universally recognized as one of the country's leading educators for his role in initiating and orchestrating an international reform movement to improve the beginning college experience, a concept he coined as "the first-year experience." The recipient of his institution's highest award for teaching excellence, John has over forty years of experience directing and teaching in the most widely emulated first-year seminar in the country, the University 101 course at the University of South Carolina (USC), Columbia. Learn more about John here.

Betsy O. Barefoot is a writer, researcher, and teacher whose special area of scholarship is the first-year seminar. During her tenure at USC from 1988 to 1999, she served as co-director for research and publications at the National Resource Center for The First-Year Experience and Students in Transition. She also taught University 101 and graduate courses on the first-year experience and the principles of college teaching. Learn more about Betsy here.

Focusing on individuals and families seeking personalized and quality representation in her northwest Texas-centered practice, Ashley McMillan handles estate planning, trust administration, wealth succession and protection, probate and estate administration, guardianship, and corporate matters, as well as litigation. With a commitment to treating all clients with kindness and respect, she provides an individualized approach to each case, whether it involves dynastic family wealth planning, a business succession, planning for the care of minor children, financial questions that arise as parents grow older, or the death of a loved one.

Ashley believes that creating and maintaining a comprehensive estate plan brings peace of mind to all family members involved. It can be difficult to think about and plan for what would happen upon death but completing an estate plan lifts the burden and worry that keeps many people awake at night. When a loved one passes away, dealing with the administration of their estate is challenging, not only because it can be a complicated matter, but because it is emotional. Drawing on her educational background in psychology, Ashley approaches these situations with professionalism and sensitivity to what can be delicate or sensitive topics for people to discuss.

Ashley devotes a great deal of her time caring for her two young children and attending their activities, such as soccer, gymnastics, and piano. She also sits on the board of their private school. When she gets the opportunity, Ashley likes to pick up her racket and play tennis and follows all the Dallas-area sports teams.

RBC Financial Planning is a business name used by Royal Mutual Funds Inc. (RMFI). Financial planning services and investment advice are provided by RMFI. RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.

Mutual Funds are sold by Royal Mutual Funds Inc. (RMFI). There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the Fund Facts/prospectus before investing. Mutual fund securities are not insured by the Canada Deposit Insurance Corporation. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. RMFI is licensed as a financial services firm in the province of Quebec.

In 1978, Scott's family immigrated to Richmond, Virginia from Toronto, Canada. After completing his final two years of high school, Scott went on to earn his Bachelor of Arts degree from Lynchburg College in Lynchburg, Virginia.

Scott had the good fortune of meeting his wife Carolyn, known to all as "Jake", while in college. After graduation, they moved to Washington, D.C., Jake's hometown. The MacMillans lived in the DC area for 10 years during which time Scott forged his career in the financial services industry.

In 1995, the couple moved to Richmond, Virginia to be closer to family and for a more enjoyable pace of life. They re-established themselves in Bon Air, and Scott continued his career in the brokerage world, now working as a Financial Advisor for Wells Fargo Advisors Financial Network.

Scott has over 20 years of experience in the financial services industry and specializes in full planning using advisory services when appropriate for his clients. He is fortunate to work with great people that help him provide excellent service to his clients.

This information is intended for use only by residents of (AL, CA, CO, DC, FL, GA, IL, MD, MI, MO, MT, NC, NJ, NY, PA, SC, TN, TX, VA, WV). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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Wendy Willett McMillan is a Managing Director and Private Client Advisor with Bank of America Private Bank in Bloomfield Hills, Michigan. Wendy works closely with high-net-worth individuals and families to help optimize and manage their wealth. By identifying a client's primary goals and needs, Wendy and her team coordinate local resources and the national capabilities of Bank of America Enterprise to help clients reach their objectives. She leads a team of specialists who work in concert to design and implement tailored financial strategies in investment management, trust and estate planning services, liquidity event strategies, lending and philanthropy. Wendy works closely with her network of attorneys and CPAs to ensure all areas of focus outside the Private Bank are fully integrated and aligned.

Wendy has worked in the financial services industry for 25 years and has an extensive background in investment management, estate planning, lending, financial planning and equity compensation strategies. She has also participated as a guest speaker at various conferences and seminars on topics pertaining to wealth management and investment strategies.

Prior to joining Bank of America Private Bank in 2022, Wendy worked with top corporate executive clients at Fidelity Investments. Prior to Fidelity, Wendy served as Managing Director at Deutsche Bank Wealth Management, helping give her experience and insight into the wealth management needs of high-net-worth individuals and families. Previously, she was a Managing Director with Wells Fargo Securities LLC and a Principal at Banc of America Securities LLC in San Francisco. She started her career in New York City in the Merchant Banking Group at Chase Manhattan Bank and later joined Bankers Trust in their derivatives group.

Wendy obtained a B.S. in Finance and International Management from Georgetown University and completed an International Finance/Business program at Oxford University. Wendy is originally from Michigan and she and her husband, James, have moved back home after living on the West Coast for many years.

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