New article posted at "Everything Finance"
Everything Finance
New article posted at "Everything Finance" |
|
|
The Right Way to Give Your Two Weeks Notice Posted: 11 Jun 2014 04:32 PM PDT The Right Way to Give Your Two Weeks Notice is a post originally published on: Everything Finance - Everything Finance - Its all about Money!
And no matter how many jobs you’ve had, chances are it still hasn’t gotten any easier when you have to make that awkward step toward telling your boss you’re moving on. What is a Two Weeks Notice? A two weeks notice is the proper acceptable timeframe to give your company and your boss notice that you will be leaving your current position of employment. Industry practice dictates that giving two weeks notice of your impending departure is sufficient enough and it is generally regarded as satisfactory. However, there may be cases where you may want to give more than two weeks notice. Say if your company is currently in the middle of a very big project. It would be wise to think carefully of your decision to give longer than a two weeks notice. You may think you are doing your company a favor by letting them know further in advance that you will be quitting soon. But your company could very well let you go on the spot , especially if you are privy to sensitive information. If you gave a month’s notice, you may find yourself out of a job a lot sooner than you expected. Why You Should Give a Two Weeks Notice If you really dislike your job, you may have visions of just getting up and quitting and throwing a huge tantrum with a few choice words directed straight at your boss. However, I wisely advise you against this. As much as we’ve all dreamed about doing it at least once in our lives, you never really know when you may need that person as a reference. The general rule of thumb is never to burn any bridges. The Right Way to Tell Your Boss Your Quitting Set aside some time on your boss’ calendar and schedule an appointment. Start with the positives in which you explain how much you’ve grown in the company and the things that you appreciated and have gained by being an employee….but, you have decided to take another opportunity/ move on/ will no longer be working here after (insert date here). Some bosses may know something was up, others may be completely in the dark. It’s not up to you to make them feel better if they’re upset that you’re leaving at an inconvenient time. Most professionals will be courteous and will say something like “We’re sad to see you go.” While it may be a difficult conversation to have, it’s important that you remember that your first loyalty is to yourself. Your employer could let you go at any moment. While you may think you are more than just a number, you should not show your employer any more loyalty than they will show you. And bottom line is that if the company starts to struggle, you could very well be on the chopping block. So remember not to feel guilty about giving your two weeks notice. In the end, you are responsible for guiding your own career.
RESOURCE CENTER
    
|
| You are subscribed to email updates from Everything Finance
To stop receiving these emails, you may unsubscribe now. |
Email delivery powered by Google |
| Google Inc., 20 West Kinzie, Chicago IL USA 60610 | |
Everything Finance
|
Last Minute Father’s Day Gift Ideas Posted: 13 Jun 2014 06:55 AM PDT Last Minute Father’s Day Gift Ideas is a post originally published on: Everything Finance - Everything Finance - Its all about Money!
Confession: I just ordered him his Father’s Day gift this week, but usually I am way more on top of things and have everything ready nice and early! I’m giving myself some slack since I take care of two newborns all day long and just moved across the country. However, I know there are many others out there who might be busy or even on the same boat. If that’s the case, here are some last minute ideas that are inexpensive and are sure to show your dad that you appreciate all he does! 1. A nice picture of the kids.Not many people print out photos these days, so taking a few extra minutes to print one out at home or at a store will absolutely be worth it. All you need is photo paper and a nice frame. Extra points if you can find a cute card and write a note “from the kids.” Place the photo on his desk or in a place where he’s sure to find it. Everyone loves pictures of their children so you can’t go wrong with this one! This will work even if you are older and are looking for a gift for your dad. Just print a picture of your entire family or of the grandkids, and he’ll be sure to love it. 2. A tie.It’s so cliche but that’s because it works. A tie is a great gift for a dad because it’s a gift he can use over and over again for many years to come. You don’t have to be cheesy and give him one with the kids’ fingerprints all over it or one that says “#1 Dad.” Instead, look at the ties he currently has and try to choose a color or pattern that’s not in his closet yet. Remember, ties don’t have to cost $80. There are lots of nice silk ties in the $15-$30 range that you can find online or in stores like T.J. Maxx or Marshalls. If your dad or husband isn’t the type to wear a lot of ties, a nice dress shirt will do because everyone needs a dress shirt for special occasions. 3. Do the chore he hates.Sometimes the best gifts aren’t things but actions. If your dad or husband hates mowing the lawn, do it for him. If he hates walking the dog, do it for him. If there’s something else he’s always responsible for and dreads doing it, find a way to help him with it or arrange for someone else to do it. We all do things in life we don’t want to do simply because they have to get done, so this Father’s Day lend a helping hand and give Dad a break. What did you get your dad or husband for Father’s Day? |
Everything Finance
|
20 Financial Tips for Those in Their 20s – Part 1 Posted: 15 Jun 2014 01:23 PM PDT 20 Financial Tips for Those in Their 20s – Part 1 is a post originally published on: Everything Finance - Everything Finance - Its all about Money!
1. Don’t Use Your Money for Status: In other words, don’t waste your money on things that you think you will make you cooler i.e. a high-end car, designer duds, and more. You may be impressing your posse, but bankruptcy and debt aren’t really that cool later on. Your friends that look like they have it probably have a lot of financial troubles too, unless mommy and daddy are there to help. 2. Limit Financing: You can finance just about anything, and you can buy virtually anything with a credit card. However, just because you can, does not mean you should. The more credit card debt you incur, the more you will regret it later. If you really want to make a purchase, then save up for it. That will save you from making poor choices on the fly. 3. Walk Away from Big Purchases and Think: Salesmen make their living from the impromptu drive of humans. They thrive off of the human nature to want something right this second. When it comes to big purchases, it is best to just walk away and think about it. Salesmen will try to tempt you by saying this deal will not wait for you, don’t be fooled. The bigger the purchase or investment, the longer time you should think about it. 4. Learn to Cook: It is a little shocking at how many young adults do not know how to cook. If you are one of those individuals, I don’t blame you. I blame our culture. However, this doesn’t give you an excuse to avoid the kitchen. Learn how to cook simple meals and then cook often. Think of it this way, every meal cooked at home instead of eaten out is like a $5 bill in your pocket. So cutting your eating out from three times a week to one will save you about $40 a month. So you can imagine how much more you would save if you ate out more than three times a week. Don’t be fooled; you can still make simple and delicious meals in apartments and dorms. 5. Reevaluate Your School Costs: If you are still in college, it is wise to look at your school costs before you graduate. Graduating with thousands of dollars of school debt will make life harder after school. “But I will be making so much money I can pay off my student loans quickly,” you might say. It is very unlikely. Sure, you may make quite a bit of money after college, but it is unlikely that you will pay off your student debt quickly. What can you do now? You have two options. First, you can transfer to a more affordable school. This is obviously easier when you are still in your freshman or sophomore year. Secondly, you can start paying towards your student loans right away. Let’s say that you will graduate with a student loan debt of $60,000. If you had spent your four years in college loyally paying $250 a month towards that debt, you would be $12,000 closer to paying off your loan. Haven’t started school yet? Save money by attending a junior college for GE classes and then transfer. Those are just five ways you can save money while in your twenties. If you are in your twenties right now, how do you save money? Past the twenties? Then I would love to hear your financial regrets from your younger days. |
Everything Finance
|
Ways to Workout and Lose Weight for Free Posted: 17 Jun 2014 04:21 PM PDT Ways to Workout and Lose Weight for Free is a post originally published on: Everything Finance - Everything Finance - Its all about Money!
There is a big misconception out there that losing weight and being healthy has to be an expensive endeavor. But these days, there are so many programs available that are free and will help you lose weight without breaking the bank. There is no need to pay for an expensive gym or sign up for costly boot camp classes. Whether you’re trying to lose 10 pounds or 50, here are some free programs to help you lose weight. Blogilates Blogilates is the fitness brain child of Cassey Ho and she was recently featured in People Magazine. She offers tons of free workout videos and even includes a beginner one-month program. She also has tons of tips and recipes to help you in the nutrition aspect of losing weight. Most of her videos are short enough that you can fit them into your lunch break—giving you no excuse to not get it done! Labrada Lean Body for Her Labrada offers a 12-week body transformation workout guide, completely free! Plenty of Facebook groups have been created with people touting their impressive results from the 12-week challenge. It focuses on weight lifting and helps you get started, easing into it with ultimate fat blasting by month 3. It also gives you nutrition to follow. It is a complete workout and eating program to help you lose weight and stay on track. While you do need weights, there is always a workout from home option. Breeze App There are lots of iPhone apps that will help you keep track of your fitness. The Breeze App is one that tracks your steps through your iPhone. No need to wear a pesky pedometer because the Breeze app uses your own phone’s GPS capabilities to track your distance. A great goal to start with is 10,000 steps a day. When you’re ready for some serious weight loss, move it up to 12,000 steps a day. Jamie Eason’s LiveFit Trainer Jamie Eason’s LiveFit Trainer is another completely free 12-week workout program and nutritional guide. The workout program gets progressively harder as the weeks wear on, but participants who complete the program have had fabulous results. My Fitness Pal If you’re not quite ready to get started on a fitness routine, My Fitness Pal allows you to track your calorie intake. Simply input everything you eat for the day, and My Fitness Pal will do the math. They also have a section where you can add in your workouts and it will tell you an estimate of the calories burned. Fitness Blender Get access to tons of free workouts through Fitness Blender. This helps you change it up and never get bored in your workout routine. |
Everything Finance
|
20 Financial Tips for Those in Their 20s – Part 2 Posted: 19 Jun 2014 07:22 AM PDT 20 Financial Tips for Those in Their 20s – Part 2 is a post originally published on: Everything Finance - Everything Finance - Its all about Money!
1. Build an Emergency Fund: Dave Ramsey is famous for his financial baby steps, and the first step is to build an emergency fund of $1000. When you are barely making minimum wage, saving up $1000 can seem impossible. However, once you get to that goal, it takes a huge financial burden off of your mind. Most true emergencies can be covered within $1000. Real emergencies include an ER visit, car accident deductibles, and fixing your car when the brakes or engine go out. Save the $1000 in a separate bank account (with a different banking institution if possible) so that you will not be tempted to dip into your emergency fund. Once you have your $1000 saved up, try adding $50-100 to it each month. 2. Don’t Enter Marriage With Debt: Managing your finances while marriage is hard enough without having to worry about excess debt. I am not necessarily telling engaged couples to move their wedding date back if they have debt, but it should definitely be talked about before going to the altar. If you are dating, it is wise to know about your potential mate’s debt before getting too far into the relationship. Finding Mr. or Mrs. Right is such a great feeling, but it can be hard to have the same lovey dovey feelings 2-3 years into your marriage drowning in your spouse’s past financial mistakes. If you are planning your wedding at the moment, why not have a simple wedding and use the savings to pay off some debt before the honeymoon. 3. Get Insurance: It is totally understandable why many young people do not get health insurance. It is expensive and maybe at your young age you feel invincible. However, anything could happen, and all it takes is one bad car accident or case of pneumonia to set you deep into debt. Starbucks is one company that allows their part-time employees to get health and dental coverage. Another option is to look through your college or university to see if there are discounted plans. Finally, having car insurance is no-negotiable. If possible, try to sign on with your parents for a discounted rate. 4. Budget: It is everyone’s least favorite word. However, establishing the skills to budget now will help you immensely in the future. What good is a high paying job if you don’t know how to budget? There are many methods of budgeting, so figure out which one works for you. Many individuals like budget apps like Mint. Others are fans of the cash envelope systems. 5. Start on Retirement Savings: Again, I know this sounds ludicrous. It can be hard to think about saving for retirement when you are struggling scraping by. However, time is on your side, so use it to your advantage. Here’s an impressive stat from a CNBC article: “A 25-year-old, for example, who makes $40,000 and contributes 10 percent of his salary to a 401(k) plan annually will amass $3.9 million by the time he retires at age 67. That figure assumes a 50 percent employer contribution match, a 5 percent estimated salary increase rate annually and an 8 percent investment rate of return. Using all the same parameters, that same person would have $2.5 million—or $1.4 million less—if he had started saving at age 30.” While the top figure is impressive, it is understandable that many individuals do not get those kind of benefits, such as employer matching. However, the principle is still the same. Five to ten years of saving for retirement can make a major difference – we are talking about million dollar differences. So figure out what a 401K plan is quickly and use it to your advantage, especially if you are with a company that matches. |
