With your Life, including Variable Annuity (2-14) license, you can be appointed by an insurer or Insurers to represent their company and sell life insurance and annuity contracts. You can also be the owner of your own insurance agency or become an agent for an agency.
This 40-hour pre-licensing course focuses on the role of the prospective producer (insurance agent), representing an insurer as to life insurance and annuity contracts. The course covers general concepts including underwriting, types of policies, provisions, riders, options, and exclusions. It explores personal, family, and business use of life insurance products, as well as major tax considerations. The course concludes with an overview of state and federal laws and regulations governing insurance transactions and dealings with the public.
On the NAIFA publisher website linked above there are additional study aids available, namely Flashcards and a Workbook (practice exams). You can buy just the manual or one or more study aids to go with your manual. A discount is given if you bundle two or more items. There are also options to buy just the study aids if you already have your manual. All manuals are available in print form only, the publisher does not currently provide digital copies. The manual is available in English or Spanish, study aids are in English only. NOTE: The State study manual is required by the Florida Department of Financial Services for all Pre-Licensing course students, the optional study aids are not required (but you might find them helpful).
You can schedule your Florida insurance exam at any time. Completion of the pre-licensing course is NOT required in order to schedule the test. Our recommendation is to take the state exam 5-10 days AFTER you've completed your course. Scheduling can be completed by calling 1-888-274-2020 or visiting PearsonVUE.com. The state exam fee is $44 for each attempt.
Regardless of which exam you take, a 70% score is required to pass. A passing score is valid for one (1) year from the passing date. You will be required to re-take the exam if you do not complete the licensing process within that time-frame. You are limited to five (5) examination attempts during the one (1) year period.
Each exam contains 15 "pretest" questions that do not affect your final score. "Pretest" questions are distributed throughout the exam randomly. Most likely these questions will look very different from the course materials and practice questions covered in our class because we have no knowledge of the content of these "pretest" questions.
All Florida Insurance exams are multiple choice and require a 70% score to pass. All exams are administered on a computer at the testing center. You will be provided with a dry erase sheet of paper and an erasable marker to make notes.
The 2-14 Florida Life (Including Annuities & Variable Contracts) Agent License exam is 100 questions. 85 questions are scored, while 15 questions are "pretest" or unscored questions. You must get 60 questions correct to pass.
The 2-40 Florida Health Agent License exam is 100 questions. 85 questions are scored, while 15 questions are "pretest" or unscored questions. You must get 60 questions correct to pass.
If things to not go according to plan and you do not pass the state exam the first time, don't panic! We are here for you. You have multiple options to get yourself ready to PASS it the second time around. Here is what we recommend:
This is highly recommended because you won't have to second guess yourself the next time you see that question. Call PearsonVue at 1-888-274-2020 to schedule a date and time to review your exam results. Exam reviews are available within ninety (90) days of your original examination date. You can view every question you got wrong along with the correct answer. There is no cost to review an exam, but you can only review the last exam attempt one (1) time.
Larson Educational Services is famous for the state exam preparation courses that we have available. Our Online Exam Tutor products allow you to study and prepare on your own time, we have the tools that will help you to succeed.
This certified Florida Life, including Annuities and Variable Contracts Online Self-Study Course meets the Florida education requirements for those seeking to be licensed as a Life and Variable Annuity 2-14, 2-16 Agent. It is designed to prepare students to sit for the Florida state insurance exam to obtain the Life and Variable Annuity 2-14, 2-16 agent license. Included in this course is information on LIfe Insurance, Annuities, and Variable Contracts.
Hundreds of questions are sprinkled throughout the course to test your comprehension of the materials being covered. A PDF copy of our Health, Life and Annuities Exam Prep Workbook is included as an additional resource.
The Self-Study Life and Annuities Licensing course is available 24/7 and access is granted for up to 4 months. The State Manual is required for the course and this Product option INCLUDES the State Manual.
Certification requires the course to be completed with a score of 70% or greater. The course consists of 7 Modules with a quiz at the end of each Module. When all Modules have been completed access to the Final Exam is granted. There are a maximum of three (3) attempts to pass the Final Exam. If the Final Exam is not passed on the third attempt the course must be repurchased. The Final Exam contains 100 questions with an alloted time cap of 2 hours.
The State of Florida requires a Social Security Number (OR if you already hold a Florida insurance license, the Florida Insurance License Number) be submitted with your certification by the providers upon the completion of a licensing course. Certification of the course cannot be completed until the Social Security form has been submitted and received in our office. For security purposes our system does not record or retain the Social Security numbers of students. IF you already hold a Florida Insurance License, make sure your Hilda Tucker student account reflects this number.
Upon completion of the course, check out the EXAM SIMULATOR through the Hilda Tucker Insurance School affiliate Stateprep. Cost is minimal and there is unlimited access to practice state exams for the subscription period.
Still need a little more instruction? Health Exam Review courses are offered in classroom for those who have purchased the Self-Study Life and Annuity Licensing course. Contact the school office for details, 1-888-889-9022.
c80f0f1006