PV cells are basically diodes and voltage only fluctuates with temperature thus aging panels will have reduced current output. Open circuit voltage will remain the same over the life of the panel and is only affected by temperature.
Most panels with few exception's only degraded around 0.2% per year that is just 5% in 25 years.
You can have new panels with 5% tolerance so I will not worry about degradation as it is almost non existent with quality panels.