Justin,
You will have Battery+ then battery shunt then PV shunt so nothing between battery+ and shunts. After the shunts you can add fuses or circuit breakers.
Same as shown in the user manual. The important thing is that shunts need to be at Battery+ voltage levels no matter what happens.
If you are worried that you can touch the shunts with some negative wire and create a short circuit then just have the two shunts in a isolated box and if you want you can also install the breakers/fuses in that box after the shunts of course.
You will have a fuse for the larger inverter and then a separate fuse or circuit breaker for your DC loads.
You can just have an electrical box where you have Battery+ wire coming in and then inside the box you have battery shunt, PV shunt and Load fuse/breaker and PV fuse or breaker then of course the wires for Load and PV getting out of the box.
Since inside the box there is only Battery+ voltage level you can not have any short circuit and outside the box all wires are fused with fuses inside the box everything is protected for any sort of fault.