NPA and falling interest cover of corporates.

[Akash]

recent article of the Hindu points-

"Interest cover" of top corporates is falling. which is why, even banks restructure loans, they need to have some more back-up plans.

I couldn't understand this analogy! pls shed some light on this.

Also post your solutions in the growing NPAs. The Mallyas we know, and majority of NPA is with public sector banks. My questions are-

1. What is RBI role and oversight to contain NPAs. Does there exist any other specific body which looks into management of NPAs.
2. What is the limit of NPA, which RBI considers sustainable?
3. Why is that NPAs are accrued majority by public sector banks?
4. How problem of NPAs is managed in europe and USA? 
5. The way forward for India!
6. Is restructuring the only way that banks are left with?

Looking forward for some interesting discussion on this!

Regards

Akash.