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Icompletely paid off my credit balance on my PayPal world cashback mastercard. This was not a late payment and after the large sum left my bank account and showed as posted on my credit card, the balance is now zero, but even after a week, the available credit has not updated. What is the solution? I'd love to keep using the card but I'm not going to be able to if there isn't any available credit.

Same thing is happening to me. I just got the card. I used it to pay for my business order. I paid it off as soon as my customers paid their invoices. I used my paypal balance for half and the other half was from my bank account. They debited the account already so they can't say they don't have the funds yet. Anyway, the available balance keeps going down every time I make a payment.

I think at this rate, I will just zero it out and not use it. It's crazy how the available balance does not update. And it's sad that it's happening to so many others

Aspire offers 1% uncapped cashback on Marketing and SaaS spends made with your Aspire corporate debit cards as compared to 0.3% offered by traditional banks. Check our blog article Best Business Cashback Cards in Singapore.

Consider a Marketing Agency that actively uses the Aspire Corporate Cashback Card to cover all digital marketing expenses. The Aspire cashback card earns 1% cashback on eligible purchases, including Google Ads and Facebook Ads.

I purchased an S23 Ultra over a month ago, and submitted the (200) cashback claim, which was approved very quickly. All the Samsung info, including the original purchase page, the emails I received, and the claim check page, say you will receive the cashback within 30 days. Not 'might', not 'approximately', but 'will'. The T&Cs page also says:

"The Reward will be sent via bank transfer within thirty (30) days of Claim Validation".

I'm seeing a pending payment in my bank account of 200 from Opia Limited, so it looks like the cashback for the phone is coming through after 37 days. Very poor from Samsung IMHO, breaking their own T&Cs, and without any communication about the delay.

When cashback is returned, current customers see a one-time credit on their monthly electric bill. Former customers receive a check if their CashBack balance is $5 or more. NOVEC asks former members to keep a current address on file at the co-op, so future capital credit disbursements can be properly mailed.

CashBack refund checks are mailed to former members at their last address on file with NOVEC. And with every mailing, the U.S. Postal Service returns some of those checks as undeliverable. Names on this list can claim their CashBack refund by submitting the form accompanying their name on the web list. For more information call the Customer Care Center at 703-335-0500.

If you have a Discover card or other cash back card, the cash back amount accumulates in a separate part of your credit card account. You can use it for purchases, different type of rewards, donate, ...

I don't have a direcr answer to your question or "problem", .... but honestly, if you just buy the item with your credit card, and then apply your cash back rewards as a statement credit to your account, you have achieved the same exact result.... Discover, CapitalOne, BofA, Chase all do it.

If it helps, when you apply CapitalOne cashback as a statement credit, you can apply it directly to certain purchases on your statement, which is kinda funny and proves it's all just psychology, because it makes zero difference whether it's towards Purchase A, Purchase B or total Account Balance.

If you use the reward points, you dwindle your available points, however if you were to pay with the card that earns the points, it would also earn you points for the purchase, even if you use the rewards to pay that purchase off from the card!

I actually let my points build up each month, and every month I pull the rewards as cash back to then add to a high interest savings account. At the end of the year, I end up with a fair amount of money that can pay off a card balance or other things. Last year alone I earned over $1500 US, just by purchasing everything I normally do with a card that earns me rewards. And that had earned a fair amount of interest as well, with the account at 4.3% APY...

Whether you use points to pay for the item, or use points to pay off your statement balance, you achieve the same purpose. Also as @gator08041971 aptly mentioned, buying with card earns you more points, and you can still use those points to pay off the card. So you use the points to buy the item regardless, but you earned addt'l points in the process.

I buy on eBay for resale on eBay. I have the eBay Mastercard so I earn 3.33% points (in the form of exclusively eBay purchase credits), and in addition I also use either my CapitalOne account or my CapitalOne Shopping account (two separate things) based on whichever is offering a better promo rate at the time to earn between 3-4% additional on all my eBay purchases. CapitalOne gives me exclusively statement credits (cash back) and CapitalOne Shopping gives me credits redeemable for a various assortment of gift cards purchases. The CapitalOne or CapitalOne Shopping are basically used like Rakuten and other services, not a payment method in this instance, but a "purchase your items through our provided link and get cash back" deal.

So basically, when I buy on eBay, primarily for resale purposes, I earn 6.33-7.33% back on every purchase right off the bat in the form of a mix of cash and credit/gift cards. It's a glorious thing and takes almost no effort at all. Earns me literally thousands per year ... tax free of course

If they think reward point redemption is important, they can implement it themselves the way other sites like Amazon do. If they do, I suspect they will pursue Chase, Citibank and other major bank rewards.

There is no longer a need for PayPal as a middleman, and one can expect other PayPal specific functions to continue to disappear. This obviously affects some Ebay sellers who have built their cash management around PayPal.

PayPal remains a choice for those buyers who wish to continue to use it. A variety of PayPal features are no longer available to buyers and PayPal's earnings reports make it clear that PayPal is suffering from Ebay buyers who have chosen to leave them out of the loop.

Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept of cashback gained mainstream traction in 1986 when Discover Financial Services, a division of Morgan Stanley, launched a credit card with no annual fees, a higher-than-normal credit limit, and a cashback bonus on certain purchases.

Readers should note that some cashback credit cards require a minimum redemption threshold. Again, it is important to read the fine print behind your credit card. Depending on the credit card terms, the cashback is generally redeemed through the following:

Although it may appear that the credit card company is losing money on a cashback transaction, that is not necessarily true. First, it is useful to recall the business model of credit card companies. Credit card companies generate a small transaction fee from merchants when consumers use their credit cards.

As a result, credit card companies provide cashback on their credit cards to incentivize consumers to use their credit card (which generates fees for the company) more often over cash or debit card (which does not generate fees for the company).

Furthermore, consumers may overspend on their credit cards due to the attractiveness of the cashback, providing greater interest payments for credit card companies from overdue payments. Lastly, credit cards with cashback may have an annual fee, providing additional revenue for credit card companies.

Background Information: Tim is an individual who predominantly pays via debit card or cash over credit card to avoid having to remember to pay off the outstanding credit card balance each month. Recently, He signed up for a credit card solely for the cashback, which is 2% and eligible on all purchases.

Question 1: Over a one-year period, Tim made $15,000 in purchases on the credit card. Assuming a 3% transaction fee charged by the credit card company to merchants, what is the net revenue generated by the credit card company?

Answer: Tim predominately pays via debit card or cash. As such, by offering a credit card with cashback, the credit card company has incentivized Tim to purchase more on the credit card. As a result, the $15,000 in purchases that would have been made on a debit card or with cash is now on the credit card, generating net revenue of $150 for the credit card company.

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Please note your file should not be larger than 4 MB. You can upload the common standard JPG, TIF and PDF formats only. A photograph taken of the receipt or on-line order confirmation with a smartphone is acceptable if all claim information is clearly visible.

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