How to get online account for SBI Home Loan

[Pankaj Yadav]

Hi all,

 I have a query regarding SBI Home loan. I got my amount disbursed last month. I was wondering if there is a way to get an online account for SBI Home Loan, where I can check the diburseed amount, EMI, ROI and other such informations online. I already have SBI online netbanking account for my SBI savings account, but I don't see any information regarding my home loan there !

thanks
-Pankaj

[Naveen Kumar]

You must be seeing your loan account when you're logging into your saving account. You need to raise a request to your loan home branch to get online access and third party fund transfer facility of your loan account. I will suggest you to get the muliticity cheque book also of your max gain(loan) account.

--
Cheers
Naveen Kumar

[suya...@gmail.com]

Mr. Naveen, plz go of to sleep. Is it a time to send a mail to group members. This is my humble request to all you guys, tht plz restrict urself at some point.

I'ld also like to request moderators that plz set a time for posting a mail on group id.

Regards.

Sent from my BlackBerry® on Vodafone

---

From: Naveen Kumar <naveenku...@gmail.com>

Sender: dda-...@googlegroups.com

Date: Sun, 4 Dec 2011 23:13:34 +0530

To: <dda-...@googlegroups.com>

ReplyTo: dda-...@googlegroups.com

Subject: Re: How to get online account for SBI Home Loan

[Arun Nain]

Its one of the biggest disadvantage to own a blackberry phone:) lolz.
However, everyone reserve the right to unsubscribe from the group at
any point of time, instead of feeling offended:)

On 12/4/11, suya...@gmail.com <suya...@gmail.com> wrote:
> Mr. Naveen, plz go of to sleep. Is it a time to send a mail to group
> members. This is my humble request to all you guys, tht plz restrict urself
> at some point.
>
> I'ld also like to request moderators that plz set a time for posting a mail
> on group id.
>
> Regards.
> Sent from my BlackBerry® on Vodafone
>

--
Arun Nain
9350547900

[ANKUSH]

Hi all,

I also have a query regarding SBI Home loan. I got my amount disbursed
last month. I can see my loan account linked with my SBI saving
account. I hv already got rights of net banking for my saving account.
So i transferred some surplus in my loan account. Now i want to
withdraw that surplus for my expenses. But not able to do it .. Do we
need separate rights for internet banking on Loan account ?? If yes,
Can i get these rights thru' email ?? ( I am living in Gujrat so it
does not seems feasible to visit my branch in delhi )

Please guide me !!!

Thanks
Ankush

On Dec 4, 10:43 pm, Naveen Kumar <naveenkumarve...@gmail.com> wrote:
> You must be seeing your loan account when you're logging into your saving
> account. You need to raise a request to your loan home branch to get online
> access and third party fund transfer facility of your loan account. I will
> suggest you to get the muliticity cheque book also of your max gain(loan)
> account.
>

[Naveen Kumar]

I think that can be done over email/phone.

Take a cheque book also for your home loan account.

--
Cheers
Naveen Kumar

[jagdish modi]

Hi ,

 

I got transaction rights on my home loan account ,but I am not able to understand how to use it means how to transfer money back from home loan account to my saving account or any other account ?

 

Can you please help me on it ?

 

Thanks

Jagdish Modi

[Anupam]

Hi Jagdish,

explore attached link for the same :)

https://www.onlinesbi.com/sbijava/howdoi/prelogin/retail_hdi_sbi_base_prelogin.html 

Br,Anupam

[ANKUSH]

HI JAGDISH....

Can you please brief how did you got transaction rights for your loan
account . I have already mailed to my home loan branch but no
response :( ...

Thanks
Ankush

On Dec 21, 10:20 am, jagdish modi <modi.jagd...@gmail.com> wrote:
> Hi ,
>
> I got transaction rights on my home loan account ,but I am not able to
> understand how to use it means how to transfer money back from home loan
> account to my saving account or any other account ?
>
> Can you please help me on it ?
>
> Thanks
> Jagdish Modi
>
> On Mon, Dec 19, 2011 at 12:32 PM, Naveen Kumar

> <naveenkumarve...@gmail.com>wrote:

>
>
>
> > I think that can be done over email/phone.
>
> > Take a cheque book also for your home loan account.
>

> > Naveen Kumar- Hide quoted text -
>
> - Show quoted text -

[jagdish modi]

I went to home branch directly and gave them application for giving me
rights on transaction rights on my home loan account.

> > - Show quoted text -- Hide quoted text -

[jagdish modi]

Hi All,

I tested my online transaction on my loan account and transfered a low
amount in loan account from saving account, Money was credited into
Loan account but its not showing when I want to transfer back to my
saving account or third party account. I made this transaction
yesterday.

Can any one clear me on it ?

Thanks
Jagdish Modi

[Naveen Kumar]

Hi Jagdish,

I think they give online transaction rights by default. If you have any account in sbi or other nationalize bank you can transfer the money to it through internet banking.

SBI has linked you homeloan account with savings account. So, you're able to see your loan account balance when you logged in from your savings login id.
What you need is a Third party transfer rights from your home loan account.

--
Cheers
Naveen Kumar

[jagdish modi]

Hi Naveen,

I asked them to give me third party transfer rights for my loan
account, they activated transaction rights on this account, now I was
able to see this account as account which can transfer money to other
accounts through third party transfer, but i am not able to see the
amount balance in this account, so I am not able to transfer the
amount from loan account to third party account.

Thanks
Jagdish Modi

On Dec 22, 10:23 am, Naveen Kumar <naveenkumarve...@gmail.com> wrote:
> Hi Jagdish,
>
> I think they give online transaction rights by default. If you have any
> account in sbi or other nationalize bank you can transfer the money to it
> through internet banking.
>
> SBI has linked you homeloan account with savings account. So, you're able
> to see your loan account balance when you logged in from your savings login
> id.
> What you need is a Third party transfer rights from your home loan account.
>

[Naveen Kumar]

Have you paid the money to DDA?

Its strange to know that you can see this account but not the balance in it.

--
Cheers
Naveen Kumar

[jagdish modi]

No..No..I mean that I can see the balance in my account as credited
and total balance in my account ,but when i want to transfer the
amount which I transfered from saving account (like 100/- I transfered
to loan account ) to a third party account through TPT , I am not able
to see this credited amount there to transfer.It should show that
100/- amount in the Loan account which I can transfer in third party
account but its not.

Thanks
Jagdish Modi

On Dec 22, 10:40 am, Naveen Kumar <naveenkumarve...@gmail.com> wrote:
> Have you paid the money to DDA?
>
> Its strange to know that you can see this account but not the balance in it.
>

[Naveen Kumar]

I think, I got the issue.

Have you started paying your emi?
When you click on "account balance" for your home loan account.
What figure does it shows for "Available Balance"?

This figure should be in positive.

--
Cheers
Naveen Kumar

[jagdish modi]

Not yet...date was previous one this month, but as per SBI working
procedure, its going to be by this weekend..

It means 1st emi is not gone yet..

On Dec 22, 11:06 am, Naveen Kumar <naveenkumarve...@gmail.com> wrote:
> I think, I got the issue.
>
> Have you started paying your emi?
> When you click on "account balance" for your home loan account.
> What figure does it shows for "Available Balance"?
>
> This figure should be in positive.
>

[Naveen Kumar]

Is your Available Balance for the home loan account is in positive ?

--
Cheers
Naveen Kumar

[jagdish modi]

No..Its showing me 0 Available balance ..

[Naveen Kumar]

It seems that they have charged you interest for the last month.

You need to transfer some more money :)

--
Cheers
Naveen Kumar

[jagdish modi]

Obviously..they have charged interest for last month..and I am waiting
for emi to be deducted from their side :)...

But i got your point as once the emi is paid ,,it will be in positive
whenever I will transfer money to the amount and then will be able to
use it..

Thanks
Jagdish Modi

[ANKUR GARG]

I also have similar problem, loan account opened and initial amount reimbursed to my saving account. I already have saving account internet TPT rights, but my loan account is not visible. RACPC, Gurgaon not even ready to tell me loan account details and my branch services are really gr8, not sure what to do.

[subhash mittal]

contact yr branch  and  say them do mapping my home loan account with my saving account.

--
subhash mittal
















REGARDS-
Subhash Chand Mittal

[bijay....@acclimited.com]

dear sir

kindly expalin i have one car loan account on SBi but i dont have any saving account of that branchhow can i access my account online