Request to Participate in Ph.D. Research Study

[Ashutosh Kumar]

1. Dear Members,

   I hope you are doing well.

   I am conducting a research study as part of my Ph.D. titled "Factors Influencing the Adoption of AI-Based Financial Services: The Roles of Digital Financial Literacy, Trust and Perceived Risk"

   I would be grateful if you could spare 10–15 minutes to participate in the study by filling out the questionnaire. Your responses will be kept strictly confidential and will be used solely for academic research purposes.

   Google Form:
   https://forms.gle/uhTRijM25jWXadN18

   Your time and support would mean a great deal to me and would contribute significantly to the successful completion of my research.

   Thank you very much for your valuable time and kind cooperation.

   Warm regards,
   Ashutosh Kumar
   Research Scholar
   Chandigarh University