Adding Accounts to Your File

[CreditDetailer]

source: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.shtm

Your credit file may not reflect all your credit accounts. Although
most national department store and all-purpose bank credit card
accounts will be included in your file, not all creditors supply
information to consumer reporting companies: some travel,
entertainment, gasoline card companies, local retailers, and credit
unions are among the creditors that don’t.

If you’ve been told that you were denied credit because of an
“insufficient credit file” or “no credit file” and you have accounts
with creditors that don’t appear in your credit file, ask the consumer
reporting companies to add this information to future reports.
Although they are not required to do so, many consumer reporting
companies will add verifiable accounts for a fee. However, understand
that if these creditors do not report to the consumer reporting
company on a regular basis, the added items will not be updated in
your file.