Travel insurance and evacuation info
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Kevin Lee/ Thermal Tracker Paragliding
Jan 22, 2013, 2:32:31 PM1/22/13
to cpc, RVHPA, desert air riders
It's that time of year again (or well past it I suppose) where folks are traveling and I've had some recent enquires for travel insurance info. I thought I'd share the below info that I send out to my clients when we are traveling together internationally.
Also note that most travel insurance providers claim to provide "evacuation insurance", that that in fact is can sometimes be quite limited. Evacuation only kicks in is treatment is not available in the country your injured in, as determined by the local attending physician (back injury treatment in developing countries can be many years behind what it is here). If I want to contradict the local physician and get treatment stateside, that is where another provider such as Medjet Assist comes in. Read that fine print.
It appears Medjet also covers some Stateside transport, with limits.
Cheers,
Kevin
travel evacuation insurance, non medical
http://www.medjetassistance.com/
(read below about the true meaning of "evacuation" insurance)
Travel insurance
https://www.mnui.com/quotes.asp
And last, but not least for some folks:
cancellation insurance, baggage, etc.
http://www.csatravelprotection.com/
To elaboerate, the "Travel insurance" I've used in the past is the MNUI link above.
I use their "Atlas" series, and make sure I get the
"hazardous sports" rider. Usually around $100 bucks for a month or so.
https://www.mnui.com/quotes.asp
Another one recommended is Seven Corners. Again, make sure to get the
hazardous sports rider
https://www.sevencorners.com/insurance/liaisoninternational/HW7C6YH
IMPORTANT
One thing to know with these policies around their so called "medical
evacuation" coverage is that if you need medical treatment while traveling
and the treatment is deemed available in the country your traveling in (by
the INS. Co. and the attending physician), then they will not pay for
evacuation and further treatment out of country. Evacuation is only
available if the treatment you need is not available in country and they
need to get you care elsewhere. This brings me to the next link, if you
feel you need it.
Evacuation insurance:
these plans are not medical, but evac insurance. Much more accommodating
then the above. They offer solo or family, short term or yearly.
http://www.medjetassistance.com/membership/comparison.asp?partner=default
and
http://www.airmed.com/home/
The below info is from the first link/site, and seems to be the less priced of the
two (without looking at coverage). Good stuff.
*****************************
Thermal Tracker Paragliding
Instruction Sales Tours
6370 Hwy. 66
Ashland, Oregon 97520
541-890-7142
email: in...@thermaltracker.com
Website: www.thermaltracker.com
Also note that most travel insurance providers claim to provide "evacuation insurance", that that in fact is can sometimes be quite limited. Evacuation only kicks in is treatment is not available in the country your injured in, as determined by the local attending physician (back injury treatment in developing countries can be many years behind what it is here). If I want to contradict the local physician and get treatment stateside, that is where another provider such as Medjet Assist comes in. Read that fine print.
It appears Medjet also covers some Stateside transport, with limits.
Cheers,
Kevin
---------- Forwarded message ----------
From: Kevin Lee/ Thermal Tracker Paragliding <ke...@thermaltracker.com>
Date: Thu, Dec 29, 2011 at 4:29 PM
Subject: Ecuador and Insurance info
To: Kevin Lee <ke...@thermaltracker.com>
These
links are only suggestions and ones
I've either used or heard good
things about. If you know of any
better... let me know please. I buy a short term policy to both. If
you choose to get the MNUI, make sure to add the "hazardous sports"
rider.From: Kevin Lee/ Thermal Tracker Paragliding <ke...@thermaltracker.com>
Date: Thu, Dec 29, 2011 at 4:29 PM
Subject: Ecuador and Insurance info
To: Kevin Lee <ke...@thermaltracker.com>
travel evacuation insurance, non medical
http://www.medjetassistance.com/
(read below about the true meaning of "evacuation" insurance)
Travel insurance
https://www.mnui.com/quotes.asp
And last, but not least for some folks:
cancellation insurance, baggage, etc.
http://www.csatravelprotection.com/
To elaboerate, the "Travel insurance" I've used in the past is the MNUI link above.
I use their "Atlas" series, and make sure I get the
"hazardous sports" rider. Usually around $100 bucks for a month or so.
https://www.mnui.com/quotes.asp
Another one recommended is Seven Corners. Again, make sure to get the
hazardous sports rider
https://www.sevencorners.com/insurance/liaisoninternational/HW7C6YH
IMPORTANT
One thing to know with these policies around their so called "medical
evacuation" coverage is that if you need medical treatment while traveling
and the treatment is deemed available in the country your traveling in (by
the INS. Co. and the attending physician), then they will not pay for
evacuation and further treatment out of country. Evacuation is only
available if the treatment you need is not available in country and they
need to get you care elsewhere. This brings me to the next link, if you
feel you need it.
Evacuation insurance:
these plans are not medical, but evac insurance. Much more accommodating
then the above. They offer solo or family, short term or yearly.
http://www.medjetassistance.com/membership/comparison.asp?partner=default
and
http://www.airmed.com/home/
The below info is from the first link/site, and seems to be the less priced of the
two (without looking at coverage). Good stuff.
*****************************
******
COMPARING SERVICES
MedjetAssist is a membership program, not a health insurance plan or
travel insurance plan. As a membership program, it offers more and better
services.and better value. Unlike the competition, MedjetAssist provides
members with air medical transportation both worldwide and domestically.
Our members get to choose if they want to fly to their home hospital or
any other hospital of their choice. And there are no additional costs to
worry about and no limits on total air transportation expenses.
No Medical Necessity
MedjetAssist members are transported without regard to medical necessity.
This means members, as long as they are hospitalized as an inpatient, can
choose to be transported to another hospital, even if the facility they
are in is considered adequate. The choice is theirs. It's that simple!
In contrast, health and travel insurance plans and platinum card benefits
require that a transfer be medically required. In other words, as long as
the care at a hospital is deemed adequate, transferring to another
hospital is not an option.
Home Hospital
MedjetAssist flies individuals to their home hospital or hospital of their
choice. The competition generally restricts transports to the nearest
hospital that provides "appropriate care." This means individuals are
taken to a hospital the shortest distance away that has adequate care, but
not necessarily the best care.
MedjetAssist members, if hospitalized, do not have to worry about being
transported to a nearby hospital in a foreign country that has only
adequate medical care. Members choose if they want to fly home to their
local hospital or hospital of their choice to receive the very best care
and to be near their family.
No Cost Limits
MedjetAssist has no limit on the cost of a medical transport. Many
companies and insurance plans place caps - some as low as $25,000 - on the
total amount available for an air ambulance. But a medical transport
between Europe and America can run more than $35,000. Middle East and
South American flights range from $60,000 to $80,000. Transport from Asia
often exceeds $100,000.
Domestic Transports
Only MedjetAssist provides air medical transportation within the United
States as well as abroad. Travel insurance plans and platinum card
benefits only cover travel in other countries. If a MedjetAssist member
becomes ill or injured and is hospitalized while traveling in the U.S. or
abroad, MedjetAssist will take the member to their home hospital or the
hospital of their choice. In addition, if a MedjetAssist member is
hospitalized in their hometown hospital and requires the services that
only a specialty hospital (center of excellence) can provide, and the
member is too ill or injured to fly commercially, MedjetAssist will fly
that member to the specialty hospital, provided it is more than 150 miles
from the member's home hospital.
COMPARING SERVICES
MedjetAssist is a membership program, not a health insurance plan or
travel insurance plan. As a membership program, it offers more and better
services.and better value. Unlike the competition, MedjetAssist provides
members with air medical transportation both worldwide and domestically.
Our members get to choose if they want to fly to their home hospital or
any other hospital of their choice. And there are no additional costs to
worry about and no limits on total air transportation expenses.
No Medical Necessity
MedjetAssist members are transported without regard to medical necessity.
This means members, as long as they are hospitalized as an inpatient, can
choose to be transported to another hospital, even if the facility they
are in is considered adequate. The choice is theirs. It's that simple!
In contrast, health and travel insurance plans and platinum card benefits
require that a transfer be medically required. In other words, as long as
the care at a hospital is deemed adequate, transferring to another
hospital is not an option.
Home Hospital
MedjetAssist flies individuals to their home hospital or hospital of their
choice. The competition generally restricts transports to the nearest
hospital that provides "appropriate care." This means individuals are
taken to a hospital the shortest distance away that has adequate care, but
not necessarily the best care.
MedjetAssist members, if hospitalized, do not have to worry about being
transported to a nearby hospital in a foreign country that has only
adequate medical care. Members choose if they want to fly home to their
local hospital or hospital of their choice to receive the very best care
and to be near their family.
No Cost Limits
MedjetAssist has no limit on the cost of a medical transport. Many
companies and insurance plans place caps - some as low as $25,000 - on the
total amount available for an air ambulance. But a medical transport
between Europe and America can run more than $35,000. Middle East and
South American flights range from $60,000 to $80,000. Transport from Asia
often exceeds $100,000.
Domestic Transports
Only MedjetAssist provides air medical transportation within the United
States as well as abroad. Travel insurance plans and platinum card
benefits only cover travel in other countries. If a MedjetAssist member
becomes ill or injured and is hospitalized while traveling in the U.S. or
abroad, MedjetAssist will take the member to their home hospital or the
hospital of their choice. In addition, if a MedjetAssist member is
hospitalized in their hometown hospital and requires the services that
only a specialty hospital (center of excellence) can provide, and the
member is too ill or injured to fly commercially, MedjetAssist will fly
that member to the specialty hospital, provided it is more than 150 miles
from the member's home hospital.
Thermal Tracker Paragliding
Instruction Sales Tours
6370 Hwy. 66
Ashland, Oregon 97520
541-890-7142
email: in...@thermaltracker.com
Website: www.thermaltracker.com
Steed family
Jan 22, 2013, 2:56:43 PM1/22/13
to deserta...@googlegroups.com, cp...@googlegroups.com, rv...@yahoogroups.com
Medjet flew me from Spokane to Portland including ambulances on both ends -- no hassle, no cancellation. I recently bought another 5 years of coverage.
Mike Steed
From: ke...@thermaltracker.com
Date: Tue, 22 Jan 2013 11:32:31 -0800
Subject: DAR: Travel insurance and evacuation info
To: cp...@googlegroups.com; rv...@yahoogroups.com; deserta...@googlegroups.com
Mike Steed
From: ke...@thermaltracker.com
Date: Tue, 22 Jan 2013 11:32:31 -0800
Subject: DAR: Travel insurance and evacuation info
To: cp...@googlegroups.com; rv...@yahoogroups.com; deserta...@googlegroups.com
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Kevin Lee/ Thermal Tracker Paragliding
Jan 24, 2013, 12:29:42 PM1/24/13
to cpc, desert air riders
Looks like another possible provider forwarded to me from a friend. A regular policy, and one that covers "adventure sports". Also has some baggage coverage. Similar exclusions to evacuation. Not sure how the pricing compares.
www.worldnomads.com
Kevin
![]()
www.worldnomads.com
Kevin
---------- Forwarded message ----------
From: chris ammon <earth...@yahoo.com>
Date: Thu, Jan 24, 2013 at 3:48 AM
Subject: good affordable travel insurance that also covers paragliding...
To: Kevin Lee/ Thermal Tracker Paragliding <ke...@thermaltracker.com>, cpc <cp...@googlegroups.com>, RVHPA <rv...@yahoogroups.com>, desert air riders <deserta...@googlegroups.com>
From: chris ammon <earth...@yahoo.com>
Date: Thu, Jan 24, 2013 at 3:48 AM
Subject: good affordable travel insurance that also covers paragliding...
To: Kevin Lee/ Thermal Tracker Paragliding <ke...@thermaltracker.com>, cpc <cp...@googlegroups.com>, RVHPA <rv...@yahoogroups.com>, desert air riders <deserta...@googlegroups.com>
To: cpc <cp...@googlegroups.com>; RVHPA <rv...@yahoogroups.com>; desert air riders <deserta...@googlegroups.com>
Sent: Wednesday, January 23, 2013 1:17 AM
Subject: [RVHPA] Travel insurance and evacuation info
Sent: Wednesday, January 23, 2013 1:17 AM
Subject: [RVHPA] Travel insurance and evacuation info
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Steve Roti
Jan 24, 2013, 12:45:55 PM1/24/13
to deserta...@googlegroups.com, cp...@googlegroups.com
World Nomads evacuation coverage is significantly different than MedjetAssist.
From the worldnomads.com website:
From: ke...@thermaltracker.com
Date: Thu, 24 Jan 2013 09:29:42 -0800
Subject: DAR: Fwd: good affordable travel insurance that also covers paragliding...
To: cp...@googlegroups.com; deserta...@googlegroups.com
Emergency Evacuation means:
(a) the Insured's medical condition warrants immediate Transportation from the place where the Insured is injured or sick to the nearest adequate licensed medical facility;
(b) after being treated at a local licensed medical facility, the Insured's medical condition warrants Transportation to the Insured’s home, or adequate licensed medical facility nearest the Insured home to obtain further medical treatment or to recover; or
(c) both (a) and (b) above.
From the medjetassist.com website:
MedjetAssist is a membership program, not a health insurance plan or travel insurance plan. As a membership program, it offers more and better services...and better value. Unlike the competition, MedjetAssist arranges medical evacuation and repatriation services for its members, both worldwide and domestically. Our members choose if they want to continue their hospital care at their home hospital, or any other hospital of their choice, through our network of authorized affiliates. And there are no additional costs to worry about and no limits on total medical evacuation expenses. ... MedjetAssist members are transferred without regard to medical necessity. This means members, as long as they are hospitalized as an inpatient, can choose to be transferred to another hospital, even if the facility they are in is considered adequate. The choice is theirs. It's that simple!
With MedjetAssist you get to choose whether you want to be transported or not, while with WorldNomads somebody else gets to decide whether your medical condition "warrants Transportation". That's a big difference.
Steve
From: ke...@thermaltracker.com
Date: Thu, 24 Jan 2013 09:29:42 -0800
Subject: DAR: Fwd: good affordable travel insurance that also covers paragliding...
To: cp...@googlegroups.com; deserta...@googlegroups.com
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Kevin Lee/ Thermal Tracker Paragliding
Jan 24, 2013, 12:57:17 PM1/24/13
to stev...@hotmail.com, deserta...@googlegroups.com, cp...@googlegroups.com
Good clarification to that Steve. Thanks. I failed to make clear that my comparison of worldnomads.com was strictly with the other "travel health" insurance type of providers, not Medjet Assist (evac insurance).
Kevin
Thermal Tracker Paragliding
Instruction Sales Tours
6370 Hwy. 66
Ashland, Oregon 97520
541-890-7142
email: in...@thermaltracker.com
Website: www.thermaltracker.com
Kevin
Thermal Tracker Paragliding
Instruction Sales Tours
6370 Hwy. 66
Ashland, Oregon 97520
541-890-7142
email: in...@thermaltracker.com
Website: www.thermaltracker.com
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