Insurance for Coworking Spaces

[Mike Schinkel]

Hi All:

I hope this hasn't been covered before but I was just advised by a State Farm agent that our space is not an eligible business for any of their programs.  

Has anyone run into this and more importantly, where have you found business insurance and what issues have you come across?

Thanks in advance!

-Mike Schinkel
Ignition Alley Atlanta Coworking
http://ignitionalley.com

[Alex Hillman]

We have a great agent for The Hartford. They have policies
specifically for shared space businesses. I recommend looking for your
local agent, if there is one.

We carry a general liability for the business, our space, and our
assets, I think it's something like a $2mm policy and it's extremely
affordable.

Based on location, YMMV.


-Alex, IndyHall

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Alex Hillman
im always developing something
digital: al...@weknowhtml.com
helpful: www.unstick.me
visual: www.dangerouslyawesome.com
local: www.indyhall.org

[Mike Schinkel]

Big thanks Alex and Jerome!

-Mike Schinkel
Ignition Alley Atlanta Coworking
http://ignitionalley.com

[Scott Tillitt / BEAHIVE]

Hey Mike, I asked the same question 6-7 months ago and got a good rec from Tony Bacigalupo of New Work City (NYC). The agent is outside of Philly, but they work with folks all over to find the right insurance company (in my case, Ohio Casualty). We're in New York's Hudson Valley.

I was surprised how affordable it was.

Agency: Preston-Patterson Co.

Account Manager: Jennifer Makarczyk (my original agent left and I haven't yet spoken directly with Jennifer)
1-610-834-0090 x101
www.preston-patterson.com
jenn...@preston-patterson.com

Good luck,

scott.

On Oct 27, 2009, at 4:26 AM, coworking group wrote:

==============================================================================
TOPIC: Insurance for Coworking Spaces
http://groups.google.com/group/coworking/t/02981ed581fda90b?hl=en
==============================================================================

== 1 of 3 ==
Date: Mon, Oct 26 2009 4:28 pm 
From: Mike Schinkel  

Hi All:

I hope this hasn't been covered before but I was just advised by a  
State Farm agent that our space is not an eligible business for any of  
their programs.

Has anyone run into this and more importantly, where have you found  
business insurance and what issues have you come across?

Thanks in advance!

-Mike Schinkel
Ignition Alley Atlanta Coworking
http://ignitionalley.com

  - --    -

SCOTT TILLITT

PR yogi / writer / community catalyst

[ sc...@beahivebeacon.com  /  917.449.6356 / Twitter: @bluehwyflaneur ]

BEAHIVE

collaborative community workspace / join the hive. engage.

sign up for BEAHIVE Bzzz

[ www.beahivebeacon.com  /  Twitter: @BEAHIVE ]

ANTIDOTE COLLECTIVE

socially conscious communications / apply liberally.

[ www.antidotecollective.org ]

  - --    -  t h i n k / f e e l  -    -- -

...an idea or product that deserves the label 'creative' arises from the synergy of many sources and not only from the mind of a single person.” (Mihaly Csikszentmihaly)

[Mike Pihlman]

Based on the advice from this group several months ago, we went with
Preston-Patterson when I found our local insurance co's (in Tracy, CA)
(even one I have been with over 25 years!) could not / did not want to
cover us. I am very happy with Preston-Patterson. Very reasonable
cost, very efficient.....and patient with a newbie like me.

Mike

Scott Tillitt / BEAHIVE wrote:
> Hey Mike, I asked the same question 6-7 months ago and got a good rec
> from Tony Bacigalupo of New Work City (NYC). The agent is outside of
> Philly, but they work with folks all over to find the right insurance
> company (in my case, Ohio Casualty). We're in New York's Hudson Valley.
>
> I was surprised how affordable it was.
>
> Agency: Preston-Patterson Co.
> Account Manager: Jennifer Makarczyk (my original agent left and I
> haven't yet spoken directly with Jennifer)
> 1-610-834-0090 x101

> www.preston-patterson.com <http://www.preston-patterson.com>

> jenn...@preston-patterson.com
>
> Good luck,
> scott.
>
> On Oct 27, 2009, at 4:26 AM, coworking group wrote:
>
>> ==============================================================================
>> TOPIC: Insurance for Coworking Spaces
>> http://groups.google.com/group/coworking/t/02981ed581fda90b?hl=en
>> ==============================================================================
>>
>> == 1 of 3 ==
>> Date: Mon, Oct 26 2009 4:28 pm
>> From: Mike Schinkel
>>
>>
>> Hi All:
>>
>> I hope this hasn't been covered before but I was just advised by a
>> State Farm agent that our space is not an eligible business for any of
>> their programs.
>>
>> Has anyone run into this and more importantly, where have you found
>> business insurance and what issues have you come across?
>>
>> Thanks in advance!
>>
>> -Mike Schinkel
>> Ignition Alley Atlanta Coworking

>> http://ignitionalley.com <http://ignitionalley.com/>

>
> - -- -
> SCOTT TILLITT
> PR yogi / writer / community catalyst

> [ sc...@beahivebeacon.com <mailto:sc...@beahivebeacon.com> /
> 917.449.6356 / Twitter: @bluehwyflaneur
> <http://www.twitter.com/bluehwyflaneur> ]

>
> BEAHIVE
> collaborative community workspace / join the hive. engage.

> *sign up for** **BEAHIVE Bzzz* <http://eepurl.com/caxT>
> [ www.beahivebeacon.com <http://www.beahivebeacon.com> /
> Twitter: @BEAHIVE <http://www.twitter.com/BEAHIVE> ]

>
> ANTIDOTE COLLECTIVE
> socially conscious communications / apply liberally.

> [ www.antidotecollective.org <http://www.antidotecollective.org> ]

>
> - -- - t h i n k / f e e l - -- -
> ...an idea or product that deserves the label 'creative' arises from
> the synergy of many sources and not only from the mind of a single
> person.” (Mihaly Csikszentmihaly)
>
>
> >

--
Mike Pihlman
TracyVirtualOffice
"A Coworking Community"
95 W. 11th Street, Suite 203
Tracy, CA 95376
Mobile: 209-608-4340
Web: TracyVirtualOffice.com
Twitter: @TracyVirtOffice
Skype: tracyvirtualoffice1

[Alex Hillman]

Yeah, Preston-Patterson has been very good to us, and everyone we've referred them to.

-Alex

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Alex Hillman
im always developing something
digital: al...@weknowhtml.com
helpful: www.unstick.me
visual: www.dangerouslyawesome.com
local: www.indyhall.org

[Mike Schinkel]

Scott/Mike/Alex:

Thanks again for all the help!

-Mike Schinkel

Ignition Alley Atlanta Coworking

http://ignitionalley.com