4. The distributed ledger technology (blockchain), other distributed information system and similar technologies are innovative and constantly updated, which implies the need for periodic updates (periodic improvement) of the information system of Dzengi CJSC and the risk of technical failures (errors) in its operation.
6. As the attitude of different states (their regulators) to token transactions (operations) and approaches to their legal regulation differ from jurisdiction to jurisdiction, there is a risk that contracts between Dzengi CJSC and its clients or their particular terms and conditions may be invalid and (or) unenforceable in certain states.