To climb the mast, you can use a TopClimber (if you have a decent bank balance still), or what I did was go to the mountaineering stores and buy 2 ascenders. One right and one left handed. Foot strop on one, bosuns chair on the other and up you go.
This gets you to the top but yes, still using the main halyard. Now out comes the drill and rivet gun to attach the foot steps. 2 near the top, so you can stand and work on the mast head, perhaps with mast head just above waist height.
Then more steps either side so you alternate at about 250 or 300mm centres down to below the forestay attachment, again, I would go to waist height below.
Knackered for the day at this point, go below and pour a stiff one to recover.
Next day, you can use forestay to ascend to the steps, then use topping lift as safety line when you climb the steps to the masthead. Wear a waist belt to lean back on and you are fine. Assistant simply takes the slack on the safety line all the time, using a wrap around a winch of course.
You now have the ability to climb the mast anytime you are brave, or foolhardy, enough to do so. Hey, it is predominantly calm weather at present and not too cool yet either. I tried it without the foot steps in 11 degC and 28kn breeze. Lasted all of 2 seconds and paid someone to run the new cable and fit wind sensor. Made me appreciate the C28 mast height and thickness!
For a kinder attack on finances, nerves and the scotch bottle........ The wire/rope splice sounds the best way to go
So the "trick" is to shorten the wire, so that the rope tail is in the clutch.
Roger