Yes, you will first need to redesign your data structure so it follows
"normalized" structured relational database design priniciples... Access is
not, and not intended to be, a "spreadsheet on steroids" (e.g., identical to
Excel only faster).
Get a good book on relational database design, such as "Designing Effective
Database Systems" by Rebecca Riordan.
"Three dimensional data" is not a relational database term.
If you try to follow the design you use in Excel, you will (sooner rather
than later) find it "rises up to bite you in the tender places". If you
redesign according to relational design principles, you are likely to be
able to accomodate more-or-fewer banks, and more-or-fewer categories, with
little or no change at all.
Chances are, you'll end up with more identifying information, fewer or only
one value per record, and, thus, lots more records. But it will be much more
adaptable and easy to accomodate the changes you describe when they happen.
For the data you describe, each record might contain fields as follows:
Time period
Entity (bank)
Category (type)
Value
--
Larry Linson
Microsoft Office Access MVP
Co-Author, Microsoft Access Small Business Solutions, Wiley 2010
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