Fw: Clean energy tax credits end soon—here’s how to claim yours
Bill Sabey
----- Forwarded Message -----From: "America Is All In" <commun...@americaisallin.com>To: "Bill Sabey"Sent: Thu, Jul 31, 2025 at 2:14 PMSubject: Clean energy tax credits end soon—here’s how to claim yours
Was this email forwarded to you? Sign up here to receive monthly alerts!
Clean Energy Investment Roundup: Consumer Action Guide
Your monthly look at climate funding, local projects, and clean energy impact—this time, focused on upgrades at home.
What You Need to Know: Time’s Running Out to Cash in on Clean Energy Tax Credits
The One Big Beautiful Bill, signed on July 4, abruptly shortened the lifespan of popular clean energy tax credits. Consumer tax credits were originally set to run through 2032, but now, the clock is ticking:
EV tax credits for personal use end September 30, 2025 and must be placed in service (purchased and delivered) by that date.
Residential solar and battery credits end December 31, 2025
Home efficiency upgrades like heat pumps and insulation must also be installed by year-end
That means consumers have just months left to claim thousands of dollars in savings. From up to $7,500 off a new EV to 30% off home solar or heat pump systems, these credits can make clean energy more affordable than ever, but only if you act fast.
In this special edition, we’re breaking down what’s still available and how to claim the savings before they run out. Whether you're eyeing solar, shopping for an EV, or upgrading your heating system, this guide will help you save while there’s still time.
If you want to claim the EV tax credit, buy your vehicle before October.
Federal incentives for EVs have a reasonably long history, dating back to 2008, when electric vehicles were still a niche.
Over the years, those incentives helped drive EV deployment. But now, the One Big Beautiful Bill will end the federal EV tax credits listed below on September 30, 2025, a full seven years earlier than planned under the Inflation Reduction Act.
New EV Credit (up to $7,500):
Buy a new EV or fuel cell vehicle by Sept. 30, 2025, and you may be eligible for a tax credit of up to $7,500.
✅ You qualify if:
- Your income is under:
- $300,000 if married filing jointly
- $225,000 if head of household
- $150,000 if single or other
- You're buying the vehicle for personal use
- You take delivery by Sept. 30, 2025 (ordering isn't enough)
- It’s assembled in North America
✅ The car qualifies if:
- MRSP is under $80k (SUV/truck/van) or $55k (other vehicles)
- It meets battery and mineral content rules
- You buy it from an IRS-registered dealer who files a time-of-sale report
Used Clean Vehicle Credit (up to $4,000):
Buy a used EV from a dealer by Sept. 30, 2025, and you may qualify for a tax credit worth 30% of the price (up to $4,000).
✅ You qualify if:
- Your income is under:
- $150,000 if married filing jointly
- $112,500 if head of household
- $75,000 if single or other
- You haven't claimed this credit in the last 3 years
- You're not the original owner or someone's dependent
✅ The car qualifies if:
- It's at least 2 years old
- Battery is 7 kWh or more
- You buy from a dealer who reports the sale to the IRS
- You can apply the credit at the time of sale or when filing taxes.
Sale price is $25,000 or less
Extra EV Savings
Some automakers are sweetening the deal.
Ford is offering free home chargers and installation through Sept. 30. Other dealers may roll out rebates and low-interest financing to clear inventory ahead of the deadline.Want to save even more?
You can stack the federal credit with other incentives. Many states and utilities offer rebates, sales tax waivers, or bill credits for EV buyers. Check what’s available in your area: https://www.dsireusa.org/
If you want to claim tax credits for home energy upgrades, complete them by year end.
Residential Clean Energy Credit (30% Back)
Thinking about solar? This valuable home energy incentive is ending soon.
You can claim a 30% federal tax credit on systems like solar panels, battery storage, geothermal heat pumps, and more, but this credit terminates after December 31, 2025.
With the average home solar system costing just over $28,000, that’s about $8,500 in potential savings, uncapped.
✅ You qualify if:
You install new clean energy tech at your primary U.S. home (owned or rented)
You live in the home (landlords don't qualify)
You pay for and install the system by Dec. 31, 2025
You use the home mostly for personal (not business) purposes
What if you finance it?
You’re still eligible — as long as you own the system (not leasing it) and are responsible for the payments, loans are fine.What if you buy it, but don’t install it by Dec.31?
Some experts suggest that making the purchase (even if not installed yet) could still count, but confirm with a tax professional.
Energy Efficient Home Improvement Credit (up to $3,200)
Upgrade your home with energy-efficient improvements before Dec. 31, 2025, and you may qualify for up to $3,200 in annual tax credits, split between efficiency upgrades and heating systems.
✅ You may qualify if:
You improve an existing primary U.S. home (not a new build)
You live in the home (landlords don’t qualify)
You install new, qualifying materials or equipment such as heat pumps, water heaters, biomass stoves or biomass boilers.
You place the upgrades in service by Dec. 31 (installation, not just purchase)
You must owe taxes to benefit from this credit, as it’s nonrefundable.
Have a question or a project you think we should feature?
Email Madison Hall at mh...@rmi.org.
Clean Energy Story of the Month: Real People, Real Solar Savings
A recent Reddit post sparked over 300 comments when one curious shopper asked:
"Did solar actually lower your electric bills?"The answer from homeowners? A resounding yes. One user said their bill dropped from $250 to $5, sometimes even hitting zero. Another shared:
"I’ve had a negative balance for 3 years. I do pay a solar loan, but it’s still way lower than my old electricity bill."
Beyond the savings, people mentioned better energy resilience. One commenter wrote: "No more outages. When my neighbors are in the dark, we’re still fully powered."
If you’ve been wondering whether clean energy upgrades are really worth it, let this be your sign. For most, the savings are real. The benefits also go beyond the utility bill, cleaning up our air and creating jobs. With federal incentives on a countdown, now’s the time to take the leap.
Was this email forwarded to you? Sign up here to receive monthly alerts!
Send additions, feedback, and questions to Madison Hall at mh...@rmi.org
