I created a small C# test app with a service reference to V7
OrderService and successfully submitted a call to GetOrderList using
your criteria. I also tried switching from a service reference to
a .Net 2.0-style web reference, and that was successful as well.
An XML parser failure means that the API does not progress to the
point of looking up your account. The parser dislikes something about
the XML produced by your application, so this problem should not be
tied to your account in any way.
Logging your request XML may make it clear what is missing or
incorrect. If you don't already have a switch you can flip to do
that, you can try using a web debugging proxy like Fiddler.
http://fiddler2.com/