Need:: Product Owner Strong insurance domain expertise (Life / Final Expense) At Frederick, MD Contract Position
Sagar
(Please CC to Official mail id:-( jitendr...@tekgence.com)
Product Owner Strong insurance domain expertise (Life / Final Expense)
Location: Frederick, MD
Rate $50/hr CTC All Inclusive including 4.8% VMS Charges
Please mention visa while replying
Product Owner
Strong insurance domain expertise (Life / Final Expense)
Role Context
Ethos operates as a technology-driven life insurance platform, offering
simplified, no-medical-exam policies across term, whole life, and Final Expense
segments.
The Final Expense product line is a key growth area, requiring:
• Rapid product innovation
• Seamless digital experiences
• Strong integration across underwriting, policy admin, and distribution
systems
This role plays a critical part in delivering scalable, compliant, and
customer-centric insurance solutions.
________________________________________
Key Responsibilities
Product Ownership Responsibilities
• Define and own the product vision, roadmap, and backlog for Final Expense
offerings
• Lead end-to-end product development, including policy structure, underwriting
rules, and feature enhancements
• Collaborate with:
o Engineering teams
o UX/design teams
o Carrier partners
o Underwriting and compliance teams
• Drive customer journey optimization:
o Quote → eApplication → underwriting → issuance
• Ensure alignment with ACORD standards and insurance data exchange protocols
• Support eApplication platforms and policy document generation systems
• Conduct product discovery, experimentation, and validation of new features
________________________________________
Project Management Responsibilities
• Manage project timelines, milestones, and deliverables for product launches
and enhancements
• Coordinate cross-functional teams:
o Engineering
o Compliance
o Marketing
o Sales
• Track progress, risks, and dependencies, ensuring timely delivery
• Facilitate communication between product, engineering, and operations teams
• Lead Agile ceremonies:
o Sprint planning
o Backlog grooming
o Release planning
• Ensure alignment with overall product strategy and business objectives
________________________________________
Required Skills & Experience
• 5–10+ years of experience in:
o Product Management / Product Ownership
o Project Management (insurance or insurtech preferred)
• Strong knowledge of life insurance lifecycle:
o Policy administration
o Underwriting
o Issuance and servicing
• Experience with:
o Final Expense / Simplified Issue products
o Digital life insurance platforms (Ethos, Ladder, Haven Life models)
• Hands-on experience with:
o Policy administration systems
o Carrier integrations
o API-based architectures
• Familiarity with:
o ACORD standards and insurance data exchange
• Strong Agile/Scrum experience
• Excellent stakeholder management and communication skills
________________________________________
Preferred Skills
• Experience with platforms such as:
o Guidewire, FAST, Vitech, CyberLife
o Salesforce or CRM-driven insurance ecosystems
• Knowledge of:
o Third-party data integrations (MIB, LexisNexis, Rx data, etc.)
o Digital underwriting and rules engines
• Exposure to:
o Cloud platforms (AWS, Azure)
o DevOps / CI-CD pipelines
• Understanding of insurance regulatory and compliance requirements
________________________________________
Key Competencies
• Strong insurance domain expertise (Life / Final Expense)
• Product ownership mindset with delivery accountability
• Agile leadership and execution
• Stakeholder and vendor management
• Problem-solving and risk management
Jitendra Kumar
Sr. Talent Acquisition Specialist