HiAnders_Strengberg
The big question now is how payment will work with a Swedish credit card. What do you use for credit cards when you are registered in Ireland. I think there will be problems with VAT. I have used PAYPAL with it is for a Swedish credit card
Hi I am also in Australia and have a subscription to Qobuz.
The only problem I have is the text is all in French. Do you know how to change the text to English?
Also I am paying through iTunes at $47.99 a month.
Any advice will be great
In the Qobuz app there is a language setting in MyQobuz/Settings (cogwheel)/Interface. This converts most of the app, except Genres. In the PDFs, French is first but other languages usually follow (we Anglos are too used to English first !). It may be that some articles are still in French. If so then a copy paste into Google Translate.
At the bottom of the web page version, there is an option to choose country - if you choose UK, you will get English. Under settings, then interface on the app, you have the choice of what language you want.
Thanks Paul,
I was canceling my subscription on iTunes and did as wrote!
It gave me another free month with qobuz Studio Subscription !
It was the same thing with TIDAL or WiMP in the beginning!
Revolut now supports 20+ languages in over 30 countries. Performing localization at this scale is a significant undertaking. In order to maintain the current languages and launch new languages smoothly, it involves:
When we researched in-house versus outsourced localization, we concluded that the future of localization is hybrid. This is true for Revolut. They work with two translation partners as well as a team of in-house linguists.
The key to managing a scaling operation is centralization. Adopting a centralized, collaborative platform that serves as a single source of truth for everyone participating in the localization process ensures everyone is working from the same set of information and keeps them focused on the same priorities.
At Lokalise, we sometimes hear from partners that the task creation cycle cannot be fully automated. They need a human touch to address changing priorities, and edge cases for content. While this is true for Revolut, they have a solution:
This ensures consistency of translations, messages, and brand voice since content is reviewed internally at Revolut. To make the process more efficient, during the revision process, translation issues are fixed, logged, ranked, and categorized based on the in-house linguistic quality assurance framework (LQA program).
Lokalise helps Revolut ensure a single source of changes with all the latest translations, and most recent translation memory updates. The team (developers, product people, localization managers, language owners, copywriters) know where to add/update the content to make sure changes are consistently reflected in internal and external tools.
As the content is revised in Lokalise, changes and feedback need to be shared with the parties, who translate pieces of content in their own CAT tools. The most dynamic localization asset is the translation memory (TM), which needs to be up to date, as it records all translations entered and provides suggestions for future translations for consistency and efficiency.
The translation partners have built their automation to ensure that all updated content within Lokalise makes it back to their TMS at least daily.
As they say at Revolut, never settle. Their localization team has quite the packed roadmap for new automation and process improvements already; a plan that would allow them to make the most of their investment.
Handling money abroad is one area that has long presented difficulties. The typical solutions are old and inadequate, but thankfully, the FinTech revolution has finally extended its reach to the world of international travel.
How do you access or transfer your money? How can you avoid racking up ATM fees or losing money when exchanging currencies? And what do you do when all the confusing charges start showing up on your bills?
Handling money abroad is one area that has long presented difficulties for travelers. How do you access or transfer your money? How can you avoid racking up ATM fees or losing money when exchanging currencies? And what do you do when all the confusing charges start showing up on your bills?
Unlike other prepaid and travel card services, Revolut was first designed as a smartphone app. While the prepaid Mastercard is beneficial, you can make purchases online through an electronic credit card via the app without ever getting the plastic in the mail.
If you still want the physical card, you can apply for one and then use it to pay abroad and withdraw up to 200-400 GBP fee-free every month. If you want to go past the limit, you will pay a fee of 2% until the end of the month when your limit is reset.
The biggest draw of the Revolut app and card is that it allows you free international money transfers, fee-free global spending, and the ability to spend in more than 90 currencies at the interbank exchange rate.
The company is backed by some of the most well-known investors in Europe, including those who have invested in companies like Facebook, Dropbox, and Skype. It offers a free plan, a premium plan that costs 6.99/month, and a newer setup for businesses.
The Premium plan increases the withdrawal limit to 400 per month and adds on free unlimited exchange volumes, free premium cards with free global express delivery, 24/7 access to customer support, and exclusive Premium promotions.
The Premium plan also includes overseas medical insurance. The insurance includes emergency medical and dental treatment and access to a large network of global medical centers. Reimbursement is paid into your Revolut account, making the process quick and simple.
The new business plan allows you to send and receive instant transfers from other businesses using the app. You can pay suppliers in their local currency via the 36 currencies Revolut currently uses, and you can transfer it all at the interbank exchange rate.
Our Experience: We started out with the free plan and then upgraded to the Premium plan to get better service. While the company promises that they can deliver the card within 1-3 business days, we had not received our new Premium card after two weeks.
However: Revolut does markup the exchange rate on the weekends. It would appear that they take the exchange rate from Friday and then add a 0.5% -1.5% markup, depending on the currency. If you want to avoid this, just make sure you make all your card purchases or withdraw money from the ATM (to use on the weekend) on weekdays.
If you have 100 in your GPB (British Money) account, for example, you could make a purchase in Hong Kong and the app would instantly transfer the correct amount from your GBP account to HKG without marking up the exchange rate or charging any fees.
They also told us that it usually takes about three working days for a wire to settle. Our suggestion would be to contact Revolut any time you top up your account with a new card or bank account if you do not see the funds appear after three days.
You can pre-purchase any of these currencies before you travel if the exchange rate is good and you want to lock in the rate, or you can spend money as you travel and have one currency instantly exchanged into another on the list fee-free (as explained above).
One of the easiest ways to move money overseas is to simply take it out at a local ATM. Even if you prefer to spend on your card, ATMs can come in handy when you are in a place where most (if not all) transactions are made in cash.
And, since your card acts as if it were from a local bank, you can often avoid the local ATM charge as well. The only time you will be charged a fee is if you go over your monthly limit of 200-400 GBP.
Our Experience: While we have not had any problems withdrawing money, we have heard several reports of massive reliability issues when it comes to withdrawing money via ATM with the Revolut MasterCard.
Numerous people have reported that their cards did not work when they went to withdraw cash. While you may not run into problems, to avoid ending up cashless, always take more than one card with you when you take a trip to the ATM.
You can now instantly buy and exchange cryptocurrencies such as Bitcoin, Ether, and Litecoin in 36 fiat currencies. You can exchange between the three types of cryptocurrency or transfer the money into your fiat accounts in a matter of seconds. And you can buy any type of cryptocurrency within minutes of setting up your Revolut account.
You can also pay your Revolut contacts in cryptocurrency, receive cryptocurrency transfers from your phone contacts, and spend your cryptocurrency on your card as you would with any other currency you have stored on the app.
Our Experience: Several months ago, we tried to buy Bitcoin with our Revolut account and got a notification that the card issuer rejected our buy. We contacted customer service and Revolut informed us that they did not support any cryptocurrency related services at the time, but planned to support them in upcoming updates.
This can come in very handy with card skimmers. One of our team members is ready to get a Revolut card just because of this feature. Her debit card was skimmed in Bali, and she had to wait two months to get a new one.
We also had an issue topping up with a credit card that had been issued in Georgia. Apparently, the Georgian Lari is not one of the 140 currencies supported by the app. After that, we switched to a Polish card and had no problem.
The company is also growing incredibly fast, a testament to the power of marketing to the globally minded. In 2023, it had 30 million retail customers globally, adding five million new users in the last 12 months.
With the increasing pace of globalization, freeing the movement of personal capital around the world across currencies is a logical step, but Revolut is surprisingly one of the first to successfully take that step.
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