A Red Book compliant audio CD carries music at a rate of 1.4 megabits per second. If you are ripping CDs and converting them to FLAC then when you are playng them back your data rate *from the hard disk* is going to be less than that. The RPi expands them back to their original bits, so you are playing the full 1.4Mbps. For any modern hard drive, that's child's play.
If the HDD is having trouble reading CD-rate data then either the files are incredibly highly fragmented (not something you'd get in normal operation of a B2) or the disk is failing, and in either case I think you'd see more than "the occasional crash".
But by all means put in an SSD. If nothing else, the B2 should run slightly cooler and be a little more immune to (physical) bumps and bruises. Just keep backups of your music. When SSDs fail -- and they do -- data recovery is often impossible.
Crucial is a decent brand. I have a couple of their 500GB SSDs.